PLAN A
ActiveSummary
The computed 12-month bankruptcy probability of PLAN A is 1.5% (moderate). The 2025 annual accounts show negative equity (-€45,455) and a net result of €24,449. Equity is shrinking by ~33.2% per year across the filed fiscal years. Its solvency ranks better than 7% of 7097 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.58 against 0.07 in 2024; short-term debt: 171.4% and cash: 8.7% of total assets), and equity is negative.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-74.3%
Return on assets
40%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 7097 sector peers (2025).
NBB · sector comparisonPosition among 7097 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 26-03-2026, 35 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
35 d early
2024
29 d early
2023
7 d early
2022
3 d early
2021
25 d early
2020
11 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 5 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€45,455▲ 35.0%
2024 · -€69,904
Total assets
€61,142▲ 774%
2024 · €6,994
Net result
€24,449
2024 · -€15,355
Working capital
-€43,649▲ 38.7%
2024 · -€71,183
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€11,983▲ 20.6%-€12,814▼ 6.9%-€15,846▼ 23.7%-€14,896▲ 6.0%€24,938
Net result-€12,948below the sector's middle half▲ 18.9%-€13,791below the sector's middle half▼ 6.5%-€16,846below the sector's middle half▼ 22.1%-€15,355below the sector's middle half▲ 8.8%€24,449within the sector's middle half
Equity-€23,912below the sector's middle half▼ 118%-€37,703below the sector's middle half▼ 57.7%-€54,549below the sector's middle half▼ 44.7%-€69,904below the sector's middle half▼ 28.1%-€45,455below the sector's middle half▲ 35.0%
Total assets€36,746below the sector's middle half▼ 20.4%€28,266below the sector's middle half▼ 23.1%€15,155below the sector's middle half▼ 46.4%€6,994below the sector's middle half▼ 53.8%€61,142within the sector's middle half▲ 774%
Debt€60,657▲ 6.2%€65,969▲ 8.8%€69,703▲ 5.7%€76,898▲ 10.3%€106,597▲ 38.6%
Working capital-€47,781below the sector's middle half▼ 55.2%-€55,419below the sector's middle half▼ 16.0%-€64,046below the sector's middle half▼ 15.6%-€71,183below the sector's middle half▼ 11.1%-€43,649below the sector's middle half▲ 38.7%
Solvency-65.1%below the sector's middle half▼ 41.3pp-133.4%below the sector's middle half▼ 68.3pp-359.9%below the sector's middle half▼ 226.6pp-999.5%below the sector's middle half▼ 639.5pp-74.3%below the sector's middle half▲ 925.1pp
Current ratio0.18below the sector's middle half▼ 0.100.16below the sector's middle half▼ 0.020.08below the sector's middle half▼ 0.080.07below the sector's middle half▼ 0.010.58below the sector's middle half▲ 0.51
Return on assets (ROA)-35.2%below the sector's middle half▼ 0.7pp-48.8%below the sector's middle half▼ 13.6pp-111.2%below the sector's middle half▼ 62.4pp-219.5%below the sector's middle half▼ 108.4pp40.0%above the sector's middle half▲ 259.5pp
above
within
below
the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €24,938 after a loss of €14,896 in 2024, the highest result in the available series.
Key figures and ratios
EBITDA
€26,216▲
2024 · -€6,677
Cash flow
€25,728▲
2024 · -€7,136
Debt to equity
-2.35▼
2024 · -1.10
Interest coverage
363.46▲
2024 · -113.36
Debt ≤ 1 year
€104,791▲
2024 · €76,898
Income taxes
€416▲
2024 · €401
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,178 companies that looked in July 2024 the way this one looks now, 4.3% went bankrupt within 24 months and 89% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a profit of 5% of the balance sheet or more
4.3%
went bankrupt
5.6%
stopped otherwise
89%
still going
A further 1.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,178 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,219 | €8,219 | €8,219 | €8,219 | €1,279 | ▼ 84.4% |
| Other operating charges640/8 | €1,062 | €715 | €482 | €635 | €751 | ▲ 18.3% |
| Gross operating margin9900 | -€2,702 | -€3,880 | -€7,145 | -€6,042 | €26,967 | ▲ 546% |
| Operating profit (loss)9901 | -€11,983 | -€12,814 | -€15,846 | -€14,896 | €24,938 | ▲ 267% |
| Financial income75/76B | €1 | - | - | - | - | - |
| Recurring financial income75 | €1 | - | - | - | - | - |
| Financial charges65/66B | €562 | €553 | €587 | €59 | €72 | ▲ 22.5% |
| Recurring financial charges65 | €562 | €553 | €587 | €59 | €72 | ▲ 22.5% |
| Profit (loss) for the period before taxes9903 | -€12,544 | -€13,367 | -€16,433 | -€14,955 | €24,866 | ▲ 266% |
| Income taxes67/77 | €404 | €424 | €413 | €401 | €416 | ▲ 3.8% |
| Profit (loss) for the period9904 | -€12,948 | -€13,791 | -€16,846 | -€15,355 | €24,449 | ▲ 259% |
| Profit (loss) for the period to be appropriated9905 | -€12,948 | -€13,791 | -€16,846 | -€15,355 | €24,449 | ▲ 259% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €36,746 | €28,266 | €15,155 | €6,994 | €61,142 | ▲ 774% |
| Fixed assets21/28 | €25,936 | €17,717 | €9,498 | €1,279 | - | - |
| Tangible fixed assets22/27 | €25,936 | €17,717 | €9,498 | €1,279 | - | - |
| Furniture and vehicles24 | €25,936 | €17,717 | €9,498 | €1,279 | - | - |
| Current assets29/58 | €10,810 | €10,550 | €5,657 | €5,716 | €61,142 | ▲ 970% |
| Amounts receivable within one year40/41 | €4,579 | €4,579 | €4,579 | €4,579 | €54,525 | ▲ 1,091% |
| Trade receivables40 | - | - | - | - | €49,946 | - |
| Other amounts receivable41 | €4,579 | €4,579 | €4,579 | €4,579 | €4,579 | = |
| Cash at bank and in hand54/58 | €5,971 | €5,971 | - | - | €5,308 | - |
| Deferred charges and accrued income490/1 | €260 | - | €1,078 | €1,137 | €1,309 | ▲ 15.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €36,746 | €28,266 | €15,155 | €6,994 | €61,142 | ▲ 774% |
| Equity10/15 | -€23,912 | -€37,703 | -€54,549 | -€69,904 | -€45,455 | ▲ 35.0% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | -€28,912 | -€42,703 | -€59,549 | -€74,904 | -€50,455 | ▲ 32.6% |
| Amounts payable17/49 | €60,657 | €65,969 | €69,703 | €76,898 | €106,597 | ▲ 38.6% |
| Amounts payable after more than one year17 | €2,066 | - | - | - | - | - |
| Financial debts170/4 | €2,066 | - | - | - | - | - |
| Amounts payable within one year42/48 | €58,591 | €65,969 | €69,703 | €76,898 | €104,791 | ▲ 36.3% |
| Current portion of amounts payable after more than one year42 | €12,273 | €2,066 | - | - | - | - |
| Financial debts43 | €873 | €1,027 | €995 | €979 | - | - |
| Credit institutions430/8 | €873 | €1,027 | €995 | €979 | - | - |
| Trade debts44 | €2,065 | €3,983 | €3,974 | €7,127 | €13,043 | ▲ 83.0% |
| Suppliers440/4 | €2,065 | €3,983 | €3,974 | €7,127 | €13,043 | ▲ 83.0% |
| Taxes, remuneration and social security45 | €404 | €828 | €1,241 | €401 | €416 | ▲ 3.8% |
| Taxes450/3 | €404 | €828 | €1,241 | €401 | €416 | ▲ 3.8% |
| Other amounts payable47/48 | €42,975 | €58,064 | €63,493 | €68,391 | €91,332 | ▲ 33.5% |
| Accrued charges and deferred income492/3 | - | - | - | - | €1,805 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€12,948 | -€13,791 | -€16,846 | -€15,355 | €24,449 | ▲ 259% |
| + Depreciation and write-downs630 | €8,219 | €8,219 | €8,219 | €8,219 | €1,279 | ▼ 84.4% |
| Operating cash flow (approximation) | -€4,729 | -€5,572 | -€8,627 | -€7,136 | €25,728 | ▲ 461% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | - | - |
| Change in cash | - | €0 | - | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €24,449
Net result €24,449 after 5 loss-making years.
01-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet -€16,846
Net result drops to -€16,846, the lowest in the series; recovery starts the following year.
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Ground area
762 m²
Building footprint
113 m²
Volume, LiDAR
964 m³
Parcel 11463D0447/00S002, Flanders · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
PLAN A
since 20192.296.596.942
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11463D0447/00S002 | Flanders | 762 m² | 1 · 113 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 13,417 companies in sector 73300 we hold annual accounts for 6,906. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-11-2019
Fiscal year end30-09
Activities, NACEBEL 2025
73300Public relations and communication consultancy
85532Education
E-invoicing
Reachable via Peppol
Peppol ID
0208:0737698262
Also
9925:BE0737698262
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.