Less equity than 95% of companies in advertising and market research. Sector median €59,296 · 9,128 companies.
Checked score
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 2,180 companies had the same profile as PLAN A has now. Each dot stands for 6 companies, two years later.
88.8%
were still trading
5.8%
stopped another way
4.8%
went bankrupt
Micro
5 to 10 years old
negative equity
a profit of 5% of the balance sheet or more
Another 0.6% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,180 companies, not a prediction for PLAN A. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Credit check for an amount and term of your choice
Incorporation
Founding capital of €5,000 · Founders: Hidden nameVisible after signing in and Name after signing inVisible after signing in · Appointments: Name hiddenVisible after signing in (director) and Hidden nameVisible after signing in (director) · published on 19-11-2019 · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as PLAN A: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €58,200 and €66,600, founded between 2019 and 2020.
micro format, filed on 26-03-2026, 35 days before the deadline
Abbreviated and micro format
Small companies may file abbreviated or micro-format accounts. They often leave out revenue and other detail. The law allows it, so it is not missing data.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €72,000. Estimated: probably between €50,000 and €95,000.
Balance sheet
balance sheet total €61,142 on 30-09-2025
What the company ownsHow it is paid for
in euro
Position in the sector
Sector peers
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
A company files its annual accounts with the National Bank no later than seven months after its financial year ends. Repeated late filing is a warning sign.
per financial year, computed from the annual accounts
Line
Trend
2025
2024
2023
2022
2021
2020
26,216
-6,677
-7,627
-4,595
-3,764
-8,155
25,728
-7,136
-8,627
-5,572
-4,729
-9,023
0
0
0
0
0
41,095
-
-
-
0
608
-
-43,649
-71,183
-64,046
-55,419
-47,781
-30,778
-74.3%
-999.5%
-359.9%
-133.4%
-65.1%
-23.7%
0.58
0.07
0.08
0.16
0.18
0.28
40.0%
-219.5%
-111.2%
-48.8%
-35.2%
-34.6%
over 100
-113.36
-12.98
-8.31
-6.70
-
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on PLAN A
The operating result for 2025 is a profit of €24,938, after a loss of €14,896 in 2024. It is the highest result since 2020.
Equity is negative. Debt (€106,597) exceeds the balance-sheet total (€61,142).
Board & ownership
Board
Directors
Many board changes in a short time are a reason to keep a close eye on the company.
Each bar is one period in a role, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
2 names, the dashed line is today
2019202020212022202320242025202620272028
Hidden nameVisible after signing in Director (not named in the articles)
Name after signing inVisible after signing in Director (not named in the articles)
Board
Mandates as a list
Name hiddenVisible after signing in
Director (not named in the articles), from 14-11-2019 to date
Hidden nameVisible after signing in
Director (not named in the articles), from 14-11-2019 to date
Annual accounts 2025 filedPDFmicro format · 35 days before the deadline
2025
Back to profitnet €24,449 The net result is €24,449, after 5 loss-making years.
Annual accounts 2024 filedPDFmicro format · 29 days before the deadline
2024
Annual accounts 2023 filedPDFmicro format · 7 days before the deadline
2023
Weakest financial yearnet -€16,846 The net result drops to -€16,846, the lowest from 2020 to 2025. It recovers the following year.
Annual accounts 2022 filedPDFmicro format · 3 days before the deadline
2022
Annual accounts 2021 filedPDFmicro format · 25 days before the deadline
2021
Annual accounts 2020 filedPDFmicro format · 11 days before the deadline
2019
IncorporationFounding capital of €5,000 · Founders: Name after signing inVisible after signing in and Name hiddenVisible after signing in · Appointments: Hidden nameVisible after signing in (director) and Name after signing inVisible after signing in (director) · published on 19-11-20196 points ▸
Founder, Name hiddenVisible after signing in
Founder, Hidden nameVisible after signing in
Founding capital, €5,000
Kind of shares, 1000
Director appointment, Name after signing inVisible after signing in (director (not named in the articles))
Director appointment, Name hiddenVisible after signing in (director (not named in the articles))
Each sentence rests on a document from the KBO register, the Belgian Official Gazette or the National Bank. The number after the sentence opens that document.
On 14 November 2019, PLAN A was incorporated as a private limited company by two natural persons, with a starting capital of €5,000.12Of the 2 current board members, 2 have served since 2019.3Total assets went from €46,171 in 2020 to €61,142 in 2025.4
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
70210Activities of head offices; management consultancy activities main activity
85532Education
PurposeThe purpose describes the activities the company may carry out under its articles.
“Communicatiebureau in haar meest ruime betekenis,o.a.het op alle wijzen verzorgen,implementeren,adviseren enzoverder van de interne en…”
33 activities
Communicatiebureau in haar meest ruime betekenis,o.a.het op alle wijzen verzorgen,implementeren,adviseren enzoverder van de interne en externe communicatie van ondernemingen en personen zowel naar publiciteit,product placement,als naar alle andere facetten.
Bureau voor mediacommunicatie en public relations.
Het voeren van marktonderzoeken en marketingstudies.
Reclame en publiciteitsbureau in haar meest ruime betekenis,o.a.ontwerp van huisstijl,verkopen,commercialiseren,publiceren van reclame.
Drukken van reclame op verschillende reclamedragers zoals affiches,folders,menuboeken,enzoverder in haar ruimste betekenis.
Fotografie en film,beeldvorming,opnames op allerhande informatiedragers in haar ruimste betekenis.
Opstellen en commercialiseren van websites en internetreclame.
Groot- en kleinhandel - Import en export,trading in alle producten beschikbaar op de markt.
De productie,exploitatie en/of commercialisatie van entertainment via diverse mediakanalen zoals,ondermeer,TV,film,radio,podcasts,internet,theater,musicals,live shows,CD,DVD en elke andere informatiedrager of -verspreider,en merchandising en alle commerciële en promotie-activiteiten met betrekking tot het voorgaande.
Het producen,managen,vertegenwoordigen,commercialiseren,optreden als uitgever en uitgavemaatschappij van auteurs,artistieke personen en groepen van personen en de begeleiding van (jonge) talenten,alsook het commercialiseren en exploiteren van hun (auteursrechtelijke) werken,inclusief het innen en beheren van de erop betrekking hebbende auteursrechten.
Het uitvoeren,uitgeven,kopen en verkopen van alle artistieke en auteursrechtelijke prestaties,
Werken en creaties,waaronder geschreven,voorgedragen,muzikale en gezongen creaties en in gelijk welke vorm.
Het produceren en creëren van audiovisuele geluidsdragers,van radio-,online- en televisieprogramma’s en websites in de breedste zin van het woord.
Het uitbaten en beheren van televisie- en radiostations,zowel op traditionele wijze,digitaal als via het internet of enig ander medium.
Het realiseren,producen,promoten,commercialiseren,verdelen,(ver)kopen en (ver)huren van (bioscoop)films,video-opnamen en audiovisuele producties en het beheren van de erop betrekking hebbende rechten.
Het waarnemen van alle bestuursopdrachten,het uitoefenen van opdrachten en functies in andere vennootschappen,ondernemingen en/of verenigingen.
Het verlenen van adviezen van commerciële of administratieve aard;in de ruimste zin bijstand en diensten verlenen,rechtstreeks of onrechtstreeks op het vlak van administratie,bedrijfsorganisatie,financieel en commercieel management,verkoop,productie,algemeen bestuur,technisch en personeelsmanagement.
Advies en bijstand bij het leiden,aansturen en coördineren van de aanwerving,bezoldiging en opleiding van personeel.
Advies en bijstand bij het algemeen management.
Advies voor de bewaking en versterking van de kwaliteit.
Advies inzake initiatie en aansturing van nieuwe projecten,innovatieprojecten,e.a.
Advies en bijstand op het vlak van investeringen budgettering,opstellen van studies,offertes,advies inzake aankopen en de implementatie van investeringen.
Advies en bijstand inzake vergunningen,toelatingen,aangiftes,technische keuringen.
Bijstand op het vlak van kwalificatie en evaluatie van personeel en kwaliteitsborging.
Bijstand op het vlak van externe en interne audits.
Het voeren van diverse administraties en administratieve taken van handelszaken.
Consultancy,opleiding,lesgeven in,training,organisatie van seminaries en cursussen betreffende technische- en andere bedrijfsaangelegenheden in de ruimste betekenis.
Handelsbemiddeling,vertegenwoordigingsactiviteiten commissionair en dit in haar ruimste betekenis.
Aan en verkoop en verhuur van gebouwde en ongebouwde onroerende goederen zowel in binnen- als in het buitenland en dit voor derden
Aankoop en verkoop en verhuur van gebouwen in eigen beheer
Consultancy,opleiding,lesgeven in,training,organisatie van seminaries en cursussen betreffende technische-,duurzaamheid- en andere aangelegenheden in verband met luchtvaart,o.a.het geven van pilotenopleidingen,cabinebemanning opleidingen,veiligheidsopleidingen,opleidingen voor grondpersoneel,enzoverder,dit alles in de meest ruime betekenis.
Consultancy in commerciële en algemene luchtvaart gerelateerde activiteiten zoals het bekomen van en oprichten van een AOC (Aircraft Operator Certificate) of training organisatie opleiding (ATO,enz.) en begeleiding van vliegend- en grondpersoneel,duurzaamheid,brandstofefficiëntie,beheer van operationele handboeken,certificatie van vliegtuigen,introductie van nieuwe types,variant training,multi-pilot licence en ab initio training,het vliegen van verschillende types binnen dezelfde organisatie,ferry vluchten,niet commerciële vluchten,contacten met de autoriteiten,interne en externe communicatie
Het uitoefenen van het beroep van piloot,instructeur en examinator in private en burgerluchtvaart.