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Pierre Laurent

Active
Rue du Ghête 57 ·1490 Court-Saint-Etienne, Belgium
KBO/BCE: BE 0785.318.532
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Age4 yrs
Connections7

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Pierre Laurent is 1.4% (low). The 2025 annual accounts show equity of €16k and a net result of €72k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 845 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Signals

2 signals · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 845 sector peers (2025).
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-11-2025, 80 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 12-11-2025 80 d early 2025-00565197
30-06-2024 31-01-2025 09-12-2024 53 d early 2024-00611994
30-06-2023 31-01-2024 17-12-2023 45 d early 2023-00529120
30-06-2022 31-01-2023 05-12-2022 57 d early 2022-20532979

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.4% Low
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate region +Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€72k+7.8%
Working capital€14k-88.7%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 12-11-2025 with the NBB · fiscal year 2025 · micro
€0€25k€50k€75k€100kOperating result 2022: €848€848Net result 2022: €655€655Operating result 2023: €56k€56kNet result 2023: €44k€44kOperating result 2024: €84k€84kNet result 2024: €67k€67kOperating result 2025: €90k€90kNet result 2025: €72k€72k2022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile Too volatile to project: the yearly deviation from the trend is ~89% of the level (threshold 35%). We therefore deliberately show no projection line.
€0€50k€100k€150k2022: €16k2023: €60k2024: €127k2025: €16k2022202320242025
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 73, Advertising & market research · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 7.3% 56.0%
better than 15% of 845 sector peers
Net result €72k €28k
better than 80% of 845 sector peers
Equity €16k €52k
better than 25% of 845 sector peers
Gross operating margin €93k €50k
better than 74% of 845 sector peers
Total assets €214k €121k
better than 72% of 847 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P15
2022: P89 · n=14712023: P80 · n=21192024: P85 · n=25422025: P15 · n=8452022 2025
Weakening position over 2022-2025 · n=845-2542
Net result P80
2022: P21 · n=14712023: P75 · n=21222024: P83 · n=25442025: P80 · n=8452022 2025
Improving position over 2022-2025 · n=845-2544
Equity P25
2022: P31 · n=14712023: P63 · n=21212024: P80 · n=25422025: P25 · n=8452022 2025
Improving position over 2022-2025 · n=845-2542
Gross operating margin P74
2022: P13 · n=14702023: P66 · n=21202024: P77 · n=25412025: P74 · n=8452022 2025
Improving position over 2022-2025 · n=845-2541
Describes the position versus peers, not a forecast.
EBITDA
€91k
+6.9% 22-25
Net profit
€72k
+7.8% 22-25
Cash flow
€74k
+7.9% 22-25
Total assets
€214k
+40.1% 22-25
Equity
€16k
-87.7% 22-25
Working capital
€14k
-88.7% 22-25
Income taxes
€19k
+8.0% 22-25
Dividends
€184k
- 22-25
Debt
€199k
+672.5% 22-25
Debt ≤ 1y
€199k
+672.5% 22-25
Current ratio
1.07
-81.6% 22-25
Quick ratio
1.07
-81.6% 22-25
Solvency
7.3%
-91.3% 22-25
Debt / equity
12.75
+6205.4% 22-25
ROE
465.0%
+780.3% 22-25
ROA
33.8%
-23.0% 22-25
Interest coverage
186.09
-1.2% 22-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€91k
Net profit€72k
Cash flow€74k
Staff costs-
Income taxes€19k
Dividends€184k
Total assets€214k
Equity€16k
Debt€199k
of which ≤ 1y€199k
of which > 1y-
Working capital€14k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.07
Quick ratio1.07
Working capital ratio6.6%
Solvency7.3%
Debt / equity12.75
Long-term debt ratio-
Interest coverage186.09
Gross margin-
Net margin-
ROA33.8%
ROE465.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€214k
Fixed assets 21/28€1k
Tangible fixed assets 22/27€1k
Current assets 29/58€213k
Amounts receivable within one year 40/41€102
Cash & bank 54/58€211k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€214k
Equity 10/15€16k
Contributions / capital 10/11€15k
Accumulated profits (losses) 14€576
Amounts payable 17/49€199k
Amounts payable within one year 42/48€199k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€93k
Operating result 9901€90k
Financial income 75€1k
Financial charges 65€492
Result before taxes 9903€91k
Income taxes 67/77€19k
Net result for the period 9904€72k
Result to be appropriated 9905€72k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
73 / 100 Healthy
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Connections & network

7 connected companies

Ownership & control

1 party
Pierre LaurentBE 0785.318.532
controls
Where this company holds controlthis company sits on their board1

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue du Ghête 571490 Court-Saint-Etienne

Establishment units

1 location
Pierre Laurent
Rue du Ghête 57, 1490 Court-Saint-EtienneAdviesbureaus op het gebied van public relations en communicatie
since 20222.330.683.039
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,422 m²
Buildings1
Building footprint114 m²
Volume (LiDAR)914 m³
Tallest building10.0 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25023K0380/00K000 Wallonia 1,422 m² 1 · 114 m² 10.0 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
All acts · 2 updated 4 years ago
2022
20-06-2022 Act object · Notarial deed · General meeting · Merger Open-capture extraction
  • Act object: MET FUSIE DOOR OVERNEMING GELIJKGESTELDE VERRICHTING - NOTULEN VAN DE ALGEMENE VERGADERING VAN DE OVERNEMENDE VENNOOTSCHAP - BENOEMING EN ONTSLAG VAN BESTUURDERS - UITTREDING VAN AANDEELHOUDERS · Deloitte Consulting & Advisory
  • Publication: 20/06/2022 · Deloitte Consulting & Advisory
  • Filing: 10/06/2022 · Deloitte Consulting & Advisory
  • Notarial deed: 30/05/2022 · Deloitte Consulting & Advisory
  • General meeting: 30/05/2022 · Deloitte Consulting & Advisory
  • Merger · Deloitte Consulting & Advisory
  • Accounting effect: 01/06/2022 · Deloitte Consulting & Advisory
  • Permanent representative · Kris PEETERMANS
  • Permanent representative · Joeri GUSSÉ
  • Permanent representative · Muhammed SENTÜRK
  • Permanent representative · Maarten DUBOIS
  • Permanent representative · Pierre LAURENT
  • Permanent representative · Stefan MEERT
  • Permanent representative · Karel MEYFROOTS
  • Permanent representative · Stefan RUSU
  • Filing representative: vervulling van de formaliteiten bij een ondernemingsloket met het oog op de inschrijving/aanpassing van de gegevens in de Kruispuntbank van Ondernemingen, en, desgevallend, bij de Administratie van de Belasting over de Toegevoegde Waarde · Zahra AABBOU
  • Filing representative: vervulling van de formaliteiten bij een ondernemingsloket met het oog op de inschrijving/aanpassing van de gegevens in de Kruispuntbank van Ondernemingen, en, desgevallend, bij de Administratie van de Belasting over de Toegevoegde Waarde · Marie-Noëlle HAVELANGE
  • Filing representative: vervulling van de formaliteiten bij een ondernemingsloket met het oog op de inschrijving/aanpassing van de gegevens in de Kruispuntbank van Ondernemingen, en, desgevallend, bij de Administratie van de Belasting over de Toegevoegde Waarde · Karolien ROSEL
  • Filing representative: vervulling van de formaliteiten bij een ondernemingsloket met het oog op de inschrijving/aanpassing van de gegevens in de Kruispuntbank van Ondernemingen, en, desgevallend, bij de Administratie van de Belasting over de Toegevoegde Waarde · Valentine HELLIN
  • Filing representative: vervulling van de formaliteiten bij een ondernemingsloket met het oog op de inschrijving/aanpassing van de gegevens in de Kruispuntbank van Ondernemingen, en, desgevallend, bij de Administratie van de Belasting over de Toegevoegde Waarde · Pierre LÜTTGENS
  • Filing representative: vervulling van de formaliteiten bij een ondernemingsloket met het oog op de inschrijving/aanpassing van de gegevens in de Kruispuntbank van Ondernemingen, en, desgevallend, bij de Administratie van de Belasting over de Toegevoegde Waarde · Vincent HASAERS
Summary: Act object · Notarial deed · General meeting · Merger
20-06-2022 Act object · Notarial deed · General meeting · Merger Open-capture extraction
  • Act object: OPÉRATION ASSIMILÉE A LA FUSION PAR ABSORPTION - PROCÈS-VERBAL DE L'ASSEMBLÉE GÉNÉRALE DE LA SOCIÉTÉ ABSORBANTЕ - NOMINATION ET DÉMISSION D'ADMINISTRATEURS - RETRAIT D'ACTIONNAIRES · Deloitte Consulting & Advisory
  • Publication: 20/06/2022 · Deloitte Consulting & Advisory
  • Filing: 10/06/2022 · Deloitte Consulting & Advisory
  • Notarial deed: 30/05/2022 · Deloitte Consulting & Advisory
  • General meeting: 30/05/2022 · Deloitte Consulting & Advisory
  • Merger · Deloitte Consulting & Advisory
  • Accounting effect: 01/06/2022 · Deloitte Consulting & Advisory
  • Permanent representative · Kris PEETERMANS
  • Permanent representative · Joeri GUSSÉ
  • Permanent representative · Muhammed SENTÜRK
  • Permanent representative · Maarten DUBOIS
  • Permanent representative · Pierre LAURENT
  • Permanent representative · Stefan MEERT
  • Permanent representative · Karel MEYFROOTS
  • Permanent representative · Stefan RUSU
  • Filing representative: formalités auprès d'un guichet d'entreprise en vue d'assurer l'inscription/la modification des données dans la Banque Carrefour des Entreprises et, le cas échéant, auprès de l'Administration de la Taxe sur la Valeur Ajoutée · Zahra AABBOU
  • Filing representative: formalités auprès d'un guichet d'entreprise en vue d'assurer l'inscription/la modification des données dans la Banque Carrefour des Entreprises et, le cas échéant, auprès de l'Administration de la Taxe sur la Valeur Ajoutée · Marie-Noëlle HAVELANGE
  • Filing representative: formalités auprès d'un guichet d'entreprise en vue d'assurer l'inscription/la modification des données dans la Banque Carrefour des Entreprises et, le cas échéant, auprès de l'Administration de la Taxe sur la Valeur Ajoutée · Karolien ROSEL
  • Filing representative: formalités auprès d'un guichet d'entreprise en vue d'assurer l'inscription/la modification des données dans la Banque Carrefour des Entreprises et, le cas échéant, auprès de l'Administration de la Taxe sur la Valeur Ajoutée · Valentine HELLIN
  • Filing representative: formalités auprès d'un guichet d'entreprise en vue d'assurer l'inscription/la modification des données dans la Banque Carrefour des Entreprises et, le cas échéant, auprès de l'Administration de la Taxe sur la Valeur Ajoutée · Pierre Lüttgens
  • Filing representative: formalités auprès d'un guichet d'entreprise en vue d'assurer l'inscription/la modification des données dans la Banque Carrefour des Entreprises et, le cas échéant, auprès de l'Administration de la Taxe sur la Valeur Ajoutée · Vincent HASAERS
Summary: Act object · Notarial deed · General meeting · Merger

Analysis

Snowflake analysis

financial profile on 5 axes
Health73Profitability100Solvency18Growth58Stability94
69 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 73
Profitability 100
Solvency 18
Growth 58
Stability 94

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Adviesbureaus op het gebied van public relations en communicatie70210Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameFR Pierre Laurent
Registered office
Rue du Ghête 57
1490 Court-Saint-Etienne, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.