FLOREAS COMMUNICATIONS
ActiveFLOREAS COMMUNICATIONS has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €215k and a net result of €59k. Equity is growing by ~46.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 6994 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 35.82 against 32.08 in 2024; short-term debt: 2.4% and cash: 60.3% of total assets), and 2.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.6%
Return on assets
27%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
18 d late
2024
28 d early
2023
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€215k▲ 38.3%
2024 · €155k
2023: €72k
2024: €155k
2023 → 2025
Total assets
€220k▲ 38.5%
2024 · €159k
2023: €123k
2024: €159k
2023 → 2025
Net result
€59k▼ 28.9%
2024 · €84k
2023: €67k
2024: €84k
2023 → 2025
Working capital
€185k▲ 66.2%
2024 · €111k
2023: €14k
2024: €111k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€72k-€155k▲ 117%€215k▲ 38.3%
Operating result€84k-€106k▲ 26.1%€74k▼ 30.5%
Net result€67k-€84k▲ 25.5%€59k▼ 28.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 30% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €220k
Fixed assets
€30k▼ 32.1%
Current assets
€190k▲ 65.7%
Equity and liabilities €220k
Equity
€215k▲ 38.3%
Debt
€5k▲ 48.3%
The debt ratio rises from 2.3% to 2.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€88k▼
2024 · €120k
Cash flow
€74k▼
2024 · €98k
Solvency
97.6%▼
2024 · 97.7%
Current ratio
35.82▲
2024 · 32.08
Quick ratio
35.82▲
2024 · 32.08
Debt / equity
0.02▲
2024 · 0.02
ROE
27.7%▼
2024 · 53.9%
ROA
27.0%▼
2024 · 52.6%
Interest coverage
545.31▼
2024 · 1117.75
Debt
€5k▲
2024 · €4k
Debt ≤ 1 year
€5k▲
2024 · €4k
Income taxes
€15k▼
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€159k€220k▲
Fixed assets21/28€44k€30k▼
Tangible fixed assets22/27€44k€30k▼
Furniture and vehicles24€44k€30k▼
Current assets29/58€115k€190k▲
Amounts receivable within one year40/41€23k€57k▲
Trade receivables40€14k€15k▲
Other amounts receivable41€9k€41k▲
Cash at bank and in hand54/58€91k€133k▲
Deferred charges and accrued income490/1€336€763▲
Equity and liabilities
Total equity and liabilities10/49€159k€220k▲
Equity10/15€155k€215k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€150k€210k▲
Amounts payable17/49€4k€5k▲
Amounts payable within one year42/48€4k€5k▲
Trade debts44€386€3k▲
Suppliers440/4€386€3k▲
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€2k€2k▲
Remuneration and social security454/9€1k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k=
Other operating charges640/8€641€521▼
Gross operating margin9900€121k€88k▼
Operating profit (loss)9901€106k€74k▼
Financial income75/76B€17€1k▲
Recurring financial income75€17€1k▲
Financial charges65/66B€107€161▲
Recurring financial charges65€107€161▲
Profit (loss) for the period before taxes9903€106k€75k▼
Income taxes67/77€22k€15k▼
Profit (loss) for the period9904€84k€59k▼
Profit (loss) for the period to be appropriated9905€84k€59k▼
Appropriation of the result
Profit (loss) to be appropriated9906€150k€210k▲
Profit (loss) brought forward from the previous period14P€67k€150k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
31-12
Financial
Weakest financial yearnet €59k ▼28.9%
Net result drops to €59k, the lowest in the series.
31-12
Financial
Equity above €200kEq €215k ▲38.3%
3 profitable years in a row build equity to €215k.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €84k ▲25.5%
Operating result €106k, net result €84k, both a record.
31-12
Financial
Liquidity times 25current ratio 32.08
Current ratio from 1.27 to 32.08; short-term debt falls from €52k to €4k.
31-12
Financial
Equity above €150kEq €155k ▲117%
2 profitable years in a row build equity to €155k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Coleau 1141410 WaterlooGround area
328 m²
Building footprint
40 m²
Volume, LiDAR
274 m³
Parcel 25764Q0455/00_000, Wallonia · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FLOREAS COMMUNICATIONS
since 20232.341.216.249
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25764Q0455/00_000 | Wallonia | 328 m² | 1 · 40 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,900. 5,144 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2023
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.