PhL SOLUTIONS
ActivePhL SOLUTIONS has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17k and a net result of €8k. Equity is growing by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 54% of 7027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency84▲+12
Growth52▲+20
Track record94
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.66 against 1.51 in 2024; short-term debt: 40.7% and cash: 36.6% of total assets), and 40.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.1%
Return on assets
30.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
23 d early
2024
48 d early
2023
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k▲ 85.3%
2024 · €9k
2023: €14k
2024: €9k
2023 → 2025
Total assets
€28k▲ 48.0%
2024 · €19k
2023: €27k
2024: €19k
2023 → 2025
Net result
€8k
2024 · €-4k
2023: €13k
2024: €-4k
2023 → 2025
Working capital
€8k▲ 49.2%
2024 · €5k
2023: €12k
2024: €5k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€14k-€9k▼ 34.0%€17k▲ 85.3%
Operating result€17k-€-2k€13k
Net result€13k-€-4k€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €13k after a loss of €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €28k
Fixed assets
€9k▲ 131%
Current assets
€19k▲ 26.4%
Equity and liabilities €28k
Equity
€17k▲ 85.3%
Debt
€11k▲ 14.6%
The debt ratio falls from 52.8% to 40.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€14k▲
2024 · €-1k
Cash flow
€9k▲
2024 · €-3k
Solvency
59.1%▲
2024 · 47.2%
Current ratio
1.66▲
2024 · 1.51
Quick ratio
1.66▲
2024 · 1.51
Debt / equity
0.69▼
2024 · 1.12
ROE
51.1%▲
2024 · -42.0%
ROA
30.2%▲
2024 · -19.8%
Interest coverage
9.10▲
2024 · -0.99
Debt
€11k▲
2024 · €10k
Debt ≤ 1 year
€11k▲
2024 · €10k
Income taxes
€3k▲
2024 · €165
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€19k€28k▲
Fixed assets21/28€4k€9k▲
Tangible fixed assets22/27€4k€3k▼
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€957€851▼
Financial fixed assets28-€6k
Current assets29/58€15k€19k▲
Amounts receivable within one year40/41€6k€8k▲
Trade receivables40€6k€8k▲
Cash at bank and in hand54/58€8k€10k▲
Deferred charges and accrued income490/1€887€398▼
Equity and liabilities
Total equity and liabilities10/49€19k€28k▲
Equity10/15€9k€17k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€8k€16k▲
Amounts payable17/49€10k€11k▲
Amounts payable within one year42/48€10k€11k▲
Trade debts44€1k€817▼
Suppliers440/4€1k€817▼
Taxes, remuneration and social security45€6k€7k▲
Taxes450/3€6k€7k▲
Other amounts payable47/48€2k€4k▲
Accrued charges and deferred income492/3€45€41▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€804€989▲
Other operating charges640/8€686€463▼
Gross operating margin9900€-696€15k▲
Operating profit (loss)9901€-2k€13k▲
Financial income75/76B€6-
Recurring financial income75€6-
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€-4k€12k▲
Income taxes67/77€165€3k▲
Profit (loss) for the period9904€-4k€8k▲
Profit (loss) for the period to be appropriated9905€-4k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€16k▲
Profit (loss) brought forward from the previous period14P€13k€8k▼
Profit to be distributed694/7€859€833▼
Return on contributions (dividend)694€859€833▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-4k ▼128%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Enghien · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louis Isaaclaan(P.E.) 617850 EnghienGround area
586 m²
Building footprint
87 m²
Volume, LiDAR
726 m³
Parcel 55033D0078/00S004, Wallonia · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PhL SOLUTIONS
since 20222.338.658.320
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55033D0078/00S004 | Wallonia | 586 m² | 1 · 87 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 4,451 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-11-2022
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:ph.leplae@gmail.com
Phone:+32474479003