SVDW WOAW MANAGEMENT
ActiveSVDW WOAW MANAGEMENT has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k and a net result of €7k. Equity is growing by ~25.8% per year across the filed fiscal years. Its solvency ranks better than 51% of 7031 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+11
Solvency81▼-3
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.86 against 2.63 in 2024; short-term debt: 44.3% and cash: 38.4% of total assets), and 44.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.7%
Return on assets
27.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
17 d early
2023
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k▲ 24.3%
2024 · €12k
2023: €9k
2024: €12k
2023 → 2025
Total assets
€27k▲ 32.6%
2024 · €20k
2023: €28k
2024: €20k
2023 → 2025
Net result
€7k▲ 127%
2024 · €3k
2023: €6k
2024: €3k
2023 → 2025
Working capital
€10k▲ 0.1%
2024 · €10k
2023: €5k
2024: €10k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€9k-€12k▲ 37.5%€15k▲ 24.3%
Operating result€11k-€6k▼ 39.5%€11k▲ 74.4%
Net result€6k-€3k▼ 47.4%€7k▲ 127%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 74% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €27k
Fixed assets
€5k▲ 24.7%
Current assets
€22k▲ 34.4%
Equity and liabilities €27k
Equity
€15k▲ 24.3%
Debt
€12k▲ 44.8%
The debt ratio rises from 40.6% to 44.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€14k▲
2024 · €8k
Cash flow
€10k▲
2024 · €5k
Solvency
55.7%▼
2024 · 59.4%
Current ratio
1.86▼
2024 · 2.63
Quick ratio
1.86▼
2024 · 2.63
Debt / equity
0.80▲
2024 · 0.68
ROE
49.8%▲
2024 · 27.3%
ROA
27.7%▲
2024 · 16.2%
Interest coverage
112.55▲
2024 · 17.88
Debt
€12k▲
2024 · €8k
Debt ≤ 1 year
€12k▲
2024 · €6k
Income taxes
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€20k€27k▲
Fixed assets21/28€4k€5k▲
Tangible fixed assets22/27€4k€5k▲
Land and buildings22-€2k
Furniture and vehicles24€4k€3k▼
Current assets29/58€16k€22k▲
Amounts receivable within one year40/41€10k€12k▲
Trade receivables40€10k€12k▲
Cash at bank and in hand54/58€7k€10k▲
Equity and liabilities
Total equity and liabilities10/49€20k€27k▲
Equity10/15€12k€15k▲
Contributions10/11€3k€3k=
Reserves13€6k€10k▲
Distributable reserves133€6k€10k▲
Profit (loss) carried forward14€3k€2k▼
Amounts payable17/49€8k€12k▲
Amounts payable within one year42/48€6k€12k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€4k€10k▲
Taxes450/3€4k€10k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€169€316▲
Accrued charges and deferred income492/3€2k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€489€2k▲
Non-recurring operating charges66A€315€63▼
Gross operating margin9900€9k€15k▲
Operating profit (loss)9901€6k€11k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€464€122▼
Recurring financial charges65€464€122▼
Profit (loss) for the period before taxes9903€6k€11k▲
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€3k€7k▲
Profit (loss) for the period to be appropriated9905€3k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€11k▲
Profit (loss) brought forward from the previous period14P-€3k
Transfer to equity691/2€0€4k▲
To other reserves6921€0€4k▲
Profit to be distributed694/7-€5k
Directors or managers695-€5k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2023net €7k ▲127%
Operating result €11k, net result €7k, both a record.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €3k ▼47.4%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 2.63
Current ratio from 1.27 to 2.63; short-term debt falls from €20k to €6k.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Cardinal-Cardijn 184020 LiègeGround area
312 m²
Building footprint
102 m²
Volume, LiDAR
1,134 m³
Parcel 62020B0025/00L004, Wallonia · tallest building 12.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
SVDW WOAW MANAGEMENT
since 20222.339.504.297
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62020B0025/00L004 | Wallonia | 312 m² | 1 · 102 m² | 12.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 4,304 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-11-2022
Fiscal year end31-12
Abbreviation FR
SVDW MANAGEMENT
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
46190Agents in non-specialised wholesale trade
69109Other legal services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.