Philippe Deroose
ActivePhilippe Deroose has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €538k and a net result of €248k. Equity is growing by ~31.9% per year across the filed fiscal years. Its solvency ranks better than 58% of 8596 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
98
/ 100
Excellent▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency99▼-1
Growth78=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 2.6 against 3.89 in 2024), and 39.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.8%
Return on assets
28.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-04-2026, 120 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
120 d early
2024
30 d early
2023
176 d early
2022
41 d early
2021
74 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€538k=
2024 · €538k
2021: €116k
2022: €206k
2023: €382k
2024: €538k
2021 → 2025
Total assets
€884k▲ 14.3%
2024 · €774k
2021: €174k
2022: €349k
2023: €569k
2024: €774k
2021 → 2025
Net result
€248k▲ 59.9%
2024 · €155k
2021: €106k
2022: €90k
2023: €176k
2024: €155k
2021 → 2025
Working capital
€489k▲ 1.0%
2024 · €484k
2021: €108k
2022: €167k
2023: €346k
2024: €484k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€116k-€206k▲ 77.0%€382k▲ 85.7%€538k▲ 40.7%€538k=
Operating result€138k-€127k▼ 7.9%€255k▲ 101%€232k▼ 8.9%€311k▲ 33.9%
Net result€106k-€90k▼ 15.7%€176k▲ 97.0%€155k▼ 11.9%€248k▲ 59.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 34% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €884k
Fixed assets
€88k▼ 27.6%
Current assets
€796k▲ 22.1%
Equity and liabilities €884k
Equity
€538k=
Debt
€346k▲ 46.8%
The debt ratio rises from 30.5% to 39.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€352k▲
2024 · €272k
Cash flow
€289k▲
2024 · €195k
Solvency
60.8%▼
2024 · 69.5%
Current ratio
2.60▼
2024 · 3.89
Quick ratio
2.60▼
2024 · 3.89
Debt / equity
0.64▲
2024 · 0.44
ROE
46.2%▲
2024 · 28.9%
ROA
28.1%▲
2024 · 20.1%
Interest coverage
117.51▲
2024 · 54.20
Debt
€346k▲
2024 · €236k
Debt ≤ 1 year
€307k▲
2024 · €167k
Debt > 1 year
€39k▼
2024 · €69k
Income taxes
€82k▼
2024 · €86k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€774k€884k▲
Fixed assets21/28€122k€88k▼
Tangible fixed assets22/27€122k€88k▼
Plant, machinery and equipment23€9k€6k▼
Furniture and vehicles24€110k€81k▼
Other tangible fixed assets26€2k€1k▼
Current assets29/58€652k€796k▲
Amounts receivable within one year40/41€4k€12k▲
Other amounts receivable41€4k€12k▲
Cash at bank and in hand54/58€643k€779k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€774k€884k▲
Equity10/15€538k€538k=
Contributions10/11€10k€10k=
Reserves13€528k€528k=
Distributable reserves133€528k€528k=
Amounts payable17/49€236k€346k▲
Amounts payable after more than one year17€69k€39k▼
Financial debts170/4€69k€39k▼
Amounts payable within one year42/48€167k€307k▲
Current portion of amounts payable after more than one year42€57k€29k▼
Trade debts44€12k€9k▼
Suppliers440/4€12k€9k▼
Taxes, remuneration and social security45€99k€20k▼
Taxes450/3€97k€18k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48-€248k
Accrued charges and deferred income492/3-€367
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€41k▲
Other operating charges640/8€853€655▼
Gross operating margin9900€273k€353k▲
Operating profit (loss)9901€232k€311k▲
Financial income75/76B€14k€23k▲
Recurring financial income75€14k€23k▲
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€241k€331k▲
Income taxes67/77€86k€82k▼
Profit (loss) for the period9904€155k€248k▲
Profit (loss) for the period to be appropriated9905€155k€248k▲
Appropriation of the result
Profit (loss) to be appropriated9906€262k€248k▼
Profit (loss) brought forward from the previous period14P€106k-
Transfer to equity691/2€262k-
To other reserves6921€262k-
Profit to be distributed694/7-€248k
Return on contributions (dividend)694-€248k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2021net €248k ▲59.9%
Operating result €311k, net result €248k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €500kEq €538k ▲40.7%
4 profitable years in a row build equity to €538k.
06-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €90k ▼15.7%
Net result drops to €90k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €206k ▲77%
2 profitable years in a row build equity to €206k.
18-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Canadasquare 118300 Knokke-HeistGround area
5,018 m²
Building footprint
483 m²
Volume, LiDAR
5,022 m³
2 parcels, Flanders, Wallonia · tallest building 31.2 m, ±8 floors. Linked by address, not a title deed.
2 establishment units
Philippe Deroose
since 20212.310.999.759
Philippe Deroose
since 20232.346.182.748
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25076G0507/00G000 | Wallonia | 4,809 m² | 1 · 348 m² | 7.8 m · 2 fl. |
| 31013A0117/00A000 | Flanders | 208 m² | 1 · 135 m² | 31.2 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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KOVEBELO
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 34,080 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.