B-Mai
ActiveB-Mai has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €84k and a net result of €154k. Equity is growing by ~30.7% per year across the filed fiscal years. Its solvency ranks better than 14% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability92▲+16
Solvency35▼-8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.88 against 1.53 in 2023; short-term debt: 22.7% and cash: 1.3% of total assets), and 90% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 37959 sector peers (2024).
NBB · sector comparisonPosition among 37959 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-08-2025, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
13 d late
2023
28 d late
2022
32 d early
2021
30 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€84k▼ 44.1%
2023 · €151k
2021: €46k
2022: €105k
2023: €151k
2021 → 2024
Total assets
€838k▲ 1.1%
2023 · €829k
2021: €284k
2022: €405k
2023: €829k
2021 → 2024
Net result
€154k▲ 240%
2023 · €45k
2021: €36k
2022: €59k
2023: €45k
2021 → 2024
Working capital
€-23k
2023 · €65k
2021: €-42k
2022: €-7k
2023: €65k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€46k-€105k▲ 129%€151k▲ 43.1%€84k▼ 44.1%
Operating result€49k-€79k▲ 61.1%€67k▼ 15.2%€221k▲ 229%
Net result€36k-€59k▲ 65.1%€45k▼ 23.5%€154k▲ 240%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 229% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €838k
Fixed assets
€672k▲ 4.5%
Current assets
€167k▼ 10.4%
Equity and liabilities €838k
Equity
€84k▼ 44.1%
Debt
€754k▲ 11.2%
The debt ratio rises from 81.8% to 90.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€277k▲
2023 · €144k
Cash flow
€210k▲
2023 · €122k
Solvency
10.0%▼
2023 · 18.2%
Current ratio
0.88▼
2023 · 1.53
Quick ratio
0.88▼
2023 · 1.53
Debt / equity
8.96▲
2023 · 4.50
ROE
183.2%▲
2023 · 30.1%
ROA
18.4%▲
2023 · 5.5%
Interest coverage
12.55▼
2023 · 14.31
Debt
€754k▲
2023 · €678k
Debt ≤ 1 year
€190k▲
2023 · €121k
Debt > 1 year
€563k▲
2023 · €556k
Income taxes
€48k▲
2023 · €13k
Staff costs
€56k▲
2023 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€829k€838k▲
Fixed assets21/28€643k€672k▲
Tangible fixed assets22/27€643k€672k▲
Land and buildings22€534k€570k▲
Plant, machinery and equipment23€222€135▼
Furniture and vehicles24€108k€101k▼
Current assets29/58€186k€167k▼
Amounts receivable after more than one year29€100k€37k▼
Other amounts receivable291€100k€37k▼
Amounts receivable within one year40/41€42k€63k▲
Trade receivables40€41k€58k▲
Other amounts receivable41€599€4k▲
Current investments50/53-€47k
Cash at bank and in hand54/58€36k€11k▼
Deferred charges and accrued income490/1€8k€9k▲
Equity and liabilities
Total equity and liabilities10/49€829k€838k▲
Equity10/15€151k€84k▼
Contributions10/11€10k€10k=
Reserves13€141k€74k▼
Distributable reserves133€141k€74k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€678k€754k▲
Amounts payable after more than one year17€556k€563k▲
Financial debts170/4€556k€563k▲
Amounts payable within one year42/48€121k€190k▲
Current portion of amounts payable after more than one year42€55k€53k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€61k€40k▼
Taxes450/3€49k€31k▼
Remuneration and social security454/9€12k€9k▼
Other amounts payable47/48€4k€94k▲
Accrued charges and deferred income492/3€1k€810▼
Income statement
Code20232024
Non-recurring operating income76A€20k€0▼
Remuneration, social security and pensions62€50k€56k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€77k€56k▼
Other operating charges640/8€2k€4k▲
Non-recurring operating charges66A-€7k
Gross operating margin9900€197k€344k▲
Operating profit (loss)9901€67k€221k▲
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€10k€22k▲
Recurring financial charges65€10k€22k▲
Profit (loss) for the period before taxes9903€58k€202k▲
Income taxes67/77€13k€48k▲
Profit (loss) for the period9904€45k€154k▲
Profit (loss) for the period to be appropriated9905€45k€154k▲
Appropriation of the result
Profit (loss) to be appropriated9906€45k€154k▲
Transfer from equity791/2-€141k
Transfer to equity691/2€45k€74k▲
To other reserves6921€45k€74k▲
Profit to be distributed694/7-€221k
Return on contributions (dividend)694-€221k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
31-12
Financial
Highest result since 2021net €154k ▲240%
Operating result €221k, net result €154k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Equity above €150kEq €151k ▲43.1%
3 profitable years in a row build equity to €151k.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €105k ▲129%
2 profitable years in a row build equity to €105k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Scheutistenlaan(Kor) 348500 KortrijkGround area
716 m²
Building footprint
161 m²
Volume, LiDAR
695 m³
Parcel 34354C0327/00K000, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
B-Mai
since 20202.310.314.128
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34354C0327/00K000 | Flanders | 716 m² | 1 · 161 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 6,062 EUR awarded · 6,062 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 381 EUR | 381 EUR |
| 2024 | 1 | 431 EUR | 431 EUR |
| 2022 | 1 | 5,250 EUR | 5,250 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
6488H0KB8LJ4H28T9448
Similar companies · same sector, comparable size
RAISR
BE 1004.696.405
Sint-Martens-Latem · Eq €84k
GoBeSo
BE 0675.661.517
Rotselaar · Eq €84k
R.I.C.
BE 0479.450.907
Froidchapelle · Eq €84k
ELIUM
BE 0871.227.175
Braine-l'Alleud · Eq €84k
Vental
BE 0734.477.367
Ingelmunster · Eq €84k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 40,257 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-06-2020
Fiscal year end31-12
Activities, NACEBEL
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62200Computer consultancy and computer facilities management
68201Renting and operating of own or leased residential real estate, excluding social housing
77110Renting and leasing of cars and light motor vehicles
77229Renting and leasing of other personal and household goods
77299Rental and leasing activities
77393Rental and leasing activities
82300Organisation of conventions and trade shows
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.