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PHILIPPE CHARLIER & ASSOCIES

Active
Private limited companyfounded 2007active for 19 yearsRue Arthur Joseph Piersotte(BU) 29, 5004 Namur, BelgiumKBO/BCE: BE 0891.028.340

From the official registers: KBO 18 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

PHILIPPE CHARLIER & ASSOCIES has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57,675 and a net result of €4,557. Equity has been growing by about 5.8% per year since 2018. Its solvency ranks better than 57% of 39,242 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

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PHILIPPE CHARLIER & ASSOCIESActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 24-07-2007 Normal situation
Legal form
Private limited company
Registered office
Rue Arthur Joseph Piersotte(BU) 29, 5004 Namur
Activity
Business and other management consultancy NACE 70200
Establishment unit
2.164.275.777 5004 Namur, since 24-07-2007
Financial year end
31 December
Peppol
Reachable since 17-12-2025
Company details

Board and ownership

Board
Board & ownership

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€19,975
▼ 32.3%
Turnover
≈ €92,000
estimated
Profit
€4,557
▼ 74.0%
Equity
€57,675
▲ 8.6%
Total assets
€92,136
▲ 25.7%
2025 accounts filed 18 days after the deadline
Filed on 18-08-2026at the National Bank
Financials
Score breakdownraises riskLast filed accounts filed 18 days late; 1 of the last 3 accounts latelowers riskLiquidity: current ratio 2.13, cash €71,384Sector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €92,136Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 57% of micro companies in head offices and management consultancy (NACE 70)
Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Strong
Solvency 88-9
equity 62.6% of total assets
Liquidity 83-6
short-term debt 37.4% · cash 77.5%
Profitability 75-24
return on assets 4.9%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,516 companies, NACE 70, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025highest value 09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.13 (2.26 in 2024), above the usual 1.5. Short-term debt is 37.4% and cash 77.5% of total assets. 37.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 58% of them on solvency, 75% on liquidity, 40% on profitability and 55% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 2.13, cash €71,384
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €92,136
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 18 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · 2025 accounts filed 18 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
18 days late
2024
28 days late
2023
36 days late
2022
16 days late
2021
11 days late
2020
26 days late
2019
27 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 23 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Documents

Annual accounts at the NBB

All 18 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about PHILIPPE CHARLIER & ASSOCIES

What is the company number of PHILIPPE CHARLIER & ASSOCIES?
The company number of PHILIPPE CHARLIER & ASSOCIES is 0891.028.340. The VAT number is the same number with BE in front: BE 0891.028.340.
Where is PHILIPPE CHARLIER & ASSOCIES based?
The registered office is at Rue Arthur Joseph Piersotte(BU) 29, 5004 Namur.Company details
What does PHILIPPE CHARLIER & ASSOCIES do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of PHILIPPE CHARLIER & ASSOCIES?
The legal form of PHILIPPE CHARLIER & ASSOCIES is Private limited company (BV).
When was PHILIPPE CHARLIER & ASSOCIES founded?
PHILIPPE CHARLIER & ASSOCIES was founded on 24-07-2007.
Is PHILIPPE CHARLIER & ASSOCIES still active?
Yes, PHILIPPE CHARLIER & ASSOCIES is an active enterprise in the KBO register.
What is the turnover of PHILIPPE CHARLIER & ASSOCIES?
The turnover in financial year 2025 is ≈ €92,000. This figure is estimated from the gross margin of €19,975 and 205 comparable companies (NACE 70200). It probably lies between €43,000 and €190,000. It is a rough estimate.Financials
Is PHILIPPE CHARLIER & ASSOCIES profitable?
In financial year 2025, PHILIPPE CHARLIER & ASSOCIES made a profit of €4,557.
Where can I find the annual accounts of PHILIPPE CHARLIER & ASSOCIES?
PHILIPPE CHARLIER & ASSOCIES filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of PHILIPPE CHARLIER & ASSOCIES due?
PHILIPPE CHARLIER & ASSOCIES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as PHILIPPE CHARLIER & ASSOCIES: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €86,300 and €102,000, founded between 2006 and 2008.

CompanyTotal assetsGross margin
PHILIPPE CHARLIER & ASSOCIES Namur€92,136€19,975
GYPROF Hasselt€86,347€19,185
SMARTUUP Ottignies-Louvain-la-Neuve€87,791€20,695
2-COM Heers€99,269€18,710
High Level Gent€93,975€18,185
RIGHTNETWORKING Gent€94,737€22,347
AanZ Lier€102,307€18,840
Full comparison

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