AanZ
ActiveAanZ has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66k and a net result of €841. Equity is growing by ~12% per year across the filed fiscal years. Its solvency ranks better than 69% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▼-13
Solvency99▲+7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 4.29 against 4.0 in 2024; short-term debt: 20% and cash: 23.3% of total assets), and 26% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 18-09-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
9 d early
2023
5 d early
2022
4 d early
2021
3 d early
2020
2 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close23-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€66k▲ 1.3%
2024 · €65k
2019: €34k
2020: €37k
2021: €39k
2022: €33k
2023: €59k
2024: €65k
2019 → 2025
Total assets
€89k▼ 8.7%
2024 · €97k
2019: €43k
2020: €49k
2021: €76k
2022: €54k
2023: €99k
2024: €97k
2019 → 2025
Net result
€841▼ 86.7%
2024 · €6k
2019: €17k
2020: €4k
2021: €2k
2022: €-6k
2023: €25k
2024: €6k
2019 → 2025
Working capital
€59k▼ 4.0%
2024 · €61k
2019: €34k
2020: €37k
2021: €39k
2022: €38k
2023: €56k
2024: €61k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€39k-€33k▼ 15.2%€59k▲ 76.6%€65k▲ 10.8%€66k▲ 1.3%
Operating result€4k-€-5k€36k€12k▼ 66.1%€3k▼ 71.4%
Net result€2k-€-6k€25k€6k▼ 75.0%€841▼ 86.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 71% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €89k
Fixed assets
€12k▼ 21.7%
Current assets
€76k▼ 6.2%
Equity and liabilities €89k
Equity
€66k▲ 1.3%
Debt
€23k▼ 28.8%
The debt ratio falls from 33.3% to 26.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€8k▼
2024 · €16k
Cash flow
€5k▼
2024 · €11k
Solvency
74.0%▲
2024 · 66.7%
Current ratio
4.29▲
2024 · 4.00
Quick ratio
4.29▲
2024 · 4.00
Debt / equity
0.35▼
2024 · 0.50
ROE
1.3%▼
2024 · 9.8%
ROA
0.9%▼
2024 · 6.5%
Interest coverage
4.30▼
2024 · 5.10
Debt
€23k▼
2024 · €32k
Debt ≤ 1 year
€18k▼
2024 · €20k
Debt > 1 year
€5k▼
2024 · €12k
Income taxes
€2k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€97k€89k▼
Fixed assets21/28€16k€12k▼
Tangible fixed assets22/27€16k€12k▼
Plant, machinery and equipment23€444€1k▲
Furniture and vehicles24€15k€11k▼
Current assets29/58€81k€76k▼
Amounts receivable after more than one year29€40k€40k=
Other amounts receivable291€40k€40k=
Amounts receivable within one year40/41€22k€15k▼
Trade receivables40€18k€3k▼
Other amounts receivable41€4k€12k▲
Cash at bank and in hand54/58€18k€21k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€97k€89k▼
Equity10/15€65k€66k▲
Contributions10/11€19k€19k=
Reserves13€46k€47k▲
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€44k€47k▲
Amounts payable17/49€32k€23k▼
Amounts payable after more than one year17€12k€5k▼
Financial debts170/4€12k€5k▼
Amounts payable within one year42/48€20k€18k▼
Current portion of amounts payable after more than one year42€8k€8k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€5k€8k▲
Suppliers440/4€5k€8k▲
Taxes, remuneration and social security45€7k€2k▼
Taxes450/3€7k€2k▼
Other amounts payable47/48€882€0▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€3k€7k▲
Gross operating margin9900€19k€15k▼
Operating profit (loss)9901€12k€3k▼
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€10k€3k▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€6k€841▼
Profit (loss) for the period to be appropriated9905€6k€841▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€841▼
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€6k€841▼
To other reserves6921€6k€841▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
18-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
22-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet €-6k ▼420%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
23-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paul Krugerstraat 132500 LierGround area
221 m²
Building footprint
120 m²
Volume, LiDAR
915 m³
Parcel 12392C0446/00V002, Flanders · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AanZ
since 20072.167.587.140
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12392C0446/00V002 | Flanders | 221 m² | 1 · 120 m² | 13.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 539 EUR awarded · 539 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 539 EUR | 539 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Quality registration as a provider
1 live approvalQuality registration as a provider
Similar companies · same sector, comparable size
ECOHYDRO
BE 0720.600.825
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NOTARIS PH. CAEYMAEX
BE 0736.885.343
Edegem · Eq €66k
JPF CONSULTING
BE 0894.231.221
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Dominique LECOCQ
BE 0479.175.743
Nandrin · Eq €66k
Merkit Management & Consulting
BE 0792.561.660
Gent · Eq €66k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 39,392 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-11-2007
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.