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2-COM

Active
Private limited companyfounded 200818 yrs activeKiezelstraat(Kl. Gel.) 24, 3870 Heers, BelgiumKBO/BCE: BE 0895.723.140

2-COM has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €11k. Equity is shrinking by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 77% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
93 / 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-32
Solvency100▲+35
Growth32=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 4.89 against 1.5 in 2024), and 19.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 18 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
80.5%
Return on assets
10.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-04-2026, 112 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
112 d early
2024
50 d early
2023
96 d early
2022
89 d early
2021
68 d early
2020
38 d early
2019
9 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€80k▲ 15.7%
2024 · €69k
2018: €143k 2019: €149k 2020: €109k 2021: €106k 2022: €114k 2023: €135k 2024: €69k
2018 → 2025
Total assets
€99k▼ 50.1%
2024 · €199k
2018: €157k 2019: €174k 2020: €144k 2021: €145k 2022: €125k 2023: €174k 2024: €199k
2018 → 2025
Net result
€11k▼ 60.6%
2024 · €28k
2018: €43k 2019: €6k 2020: €-40k 2021: €-4k 2022: €9k 2023: €21k 2024: €28k
2018 → 2025
Working capital
€75k▲ 16.9%
2024 · €65k
2018: €129k 2019: €135k 2020: €85k 2021: €46k 2022: €101k 2023: €135k 2024: €65k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€106k-€114k▲ 8.0%€135k▲ 18.6%€69k▼ 48.9%€80k▲ 15.7%
Operating result€-2k-€10k€29k▲ 194%€36k▲ 22.5%€16k▼ 54.5%
Net result€-4k-€9k€21k▲ 149%€28k▲ 28.7%€11k▼ 60.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20k€30k€40kOperating result 2021: €-2k€-2kNet result 2021: €-4k€-4kOperating result 2022: €10k€10kNet result 2022: €9k€9kOperating result 2023: €29k€29kNet result 2023: €21k€21kOperating result 2024: €36k€36kNet result 2024: €28k€28kOperating result 2025: €16k€16kNet result 2025: €11k€11k20212022202320242025
The operating result falls in 2025; 2025 is 55% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €99k
Fixed assets €4k▼ 1.6%
Current assets €95k▼ 51.3%
Equity and liabilities €99k
Equity €80k▲ 15.7%
Debt €19k▼ 85.1%
The debt ratio falls from 65.3% to 19.5%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€18k
2024 · €36k
Cash flow
€12k
2024 · €28k
Solvency
80.5%
2024 · 34.7%
Current ratio
4.89
2024 · 1.50
Quick ratio
4.89
2024 · 1.50
Debt / equity
0.24
2024 · 1.88
ROE
13.6%
2024 · 39.8%
ROA
10.9%
2024 · 13.8%
Interest coverage
7.90
2024 · 22.37
Debt
€19k
2024 · €130k
Debt ≤ 1 year
€19k
2024 · €130k
Income taxes
€7k
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€199k€99k
Fixed assets21/28€5k€4k
Tangible fixed assets22/27€5k€4k
Plant, machinery and equipment23€3k€3k
Furniture and vehicles24€1k€2k
Current assets29/58€194k€95k
Amounts receivable after more than one year29€24k€18k
Other amounts receivable291€24k€18k
Amounts receivable within one year40/41€120k€57k
Trade receivables40€8k€23k
Other amounts receivable41€112k€34k
Cash at bank and in hand54/58€36k€8k
Deferred charges and accrued income490/1€15k€11k
Equity and liabilities
Total equity and liabilities10/49€199k€99k
Equity10/15€69k€80k
Contributions10/11€6k€6k=
Reserves13€63k€74k
Distributable reserves133€63k€74k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€130k€19k
Amounts payable within one year42/48€130k€19k
Financial debts43€35€33
Credit institutions430/8€35€33
Trade debts44€13k€3k
Suppliers440/4€13k€3k
Taxes, remuneration and social security45€18k€16k
Taxes450/3€18k€16k
Other amounts payable47/48€99k€0
Income statement Code20242025
Non-recurring operating income76A€8k€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€600€1k
Other operating charges640/8€834€1k
Non-recurring operating charges66A€0-
Gross operating margin9900€37k€19k
Operating profit (loss)9901€36k€16k
Financial income75/76B€6k€3k
Recurring financial income75€6k€3k
Financial charges65/66B€2k€2k
Recurring financial charges65€2k€2k
Profit (loss) for the period before taxes9903€40k€17k
Income taxes67/77€12k€7k
Profit (loss) for the period9904€28k€11k
Profit (loss) for the period to be appropriated9905€28k€11k
Appropriation of the result
Profit (loss) to be appropriated9906€28k€11k
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€94k€0
Transfer to equity691/2€28k€11k
To other reserves6921€28k€11k
Profit to be distributed694/7€94k€0
Return on contributions (dividend)694€94k€0

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Liquidity triplescurrent ratio 4.89
Current ratio from 1.50 to 4.89; short-term debt falls from €130k to €19k.
11-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
26-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
03-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €9k
Net result €9k after 2 loss-making years.
31-12
Financial Liquidity times 5current ratio 10.72
Current ratio from 2.17 to 10.72; short-term debt falls from €39k to €10k.
24-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
23-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet €-40k ▼723%
Net result drops to €-40k, the lowest in the series; recovery starts the following year.
22-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
27-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
17-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
06-12
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 128 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heers · 1 establishment unit since 2008
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kiezelstraat(Kl. Gel.) 243870 Heers
Ground area
457 m²
Building footprint
203 m²
Volume, LiDAR
1,137 m³
Parcel 73038A0461/00D000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
2-COM
Kiezelstraat(Kl. Gel.) 24, 3870 HeersActivities of head offices; management consultancy activities
since 20082.169.154.184
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73038A0461/00D000 Flanders 457 m² 1 · 203 m² 8.1 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 39,964 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded12-02-2008
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.