PERSO BOX CONCEPT
ActiveSummary
PERSO BOX CONCEPT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €162k and a net result of €33k. Equity is growing by ~28.2% per year across the filed fiscal years. Its solvency ranks better than 76% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-11
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 4.75 against 18.63 in 2024; short-term debt: 18% and cash: 30.2% of total assets), and 21% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79%
Return on assets
16.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
60 d late
2023
30 d late
2022
31 d late
2021
2 d early
2020
15 d early
2019
61 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€162k▲ 5.3%
2024 · €154k
2018: €45k
2019: €22k
2020: €44k
2021: €59k
2022: €78k
2023: €101k
2024: €154k
2018 → 2025
Total assets
€205k▲ 18.8%
2024 · €172k
2018: €110k
2019: €98k
2020: €88k
2021: €86k
2022: €104k
2023: €110k
2024: €172k
2018 → 2025
Net result
€33k▼ 36.9%
2024 · €53k
2018: €26k
2019: €12k
2020: €22k
2021: €15k
2022: €34k
2023: €23k
2024: €53k
2018 → 2025
Working capital
€138k▲ 7.7%
2024 · €128k
2018: €29k
2019: €12k
2020: €26k
2021: €42k
2022: €60k
2023: €90k
2024: €128k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€59k-€78k▲ 31.5%€101k▲ 29.8%€154k▲ 52.7%€162k▲ 5.3%
Operating result€21k-€52k▲ 148%€35k▼ 32.6%€84k▲ 137%€50k▼ 40.7%
Net result€15k-€34k▲ 130%€23k▼ 32.1%€53k▲ 130%€33k▼ 36.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 41% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €205k
Fixed assets
€30k ▼ 19.1%
Current assets
€175k ▲ 29.1%
Equity and liabilities €205k
Equity
€162k ▲ 5.3%
Debt
€43k ▲ 130%
Debt's share of the balance-sheet total rises from 10.8% to 21.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€60k▼
2024 · €96k
Cash flow
€44k▼
2024 · €65k
Current ratio
4.75▼
2024 · 18.63
Quick ratio
3.27▼
2024 · 18.63
Debt to equity
0.27▲
2024 · 0.12
ROE
20.7%▼
2024 · 34.5%
ROA
16.3%▼
2024 · 30.8%
Interest coverage
58.94▼
2024 · 76.92
Debt ≤ 1 year
€37k▲
2024 · €7k
Debt > 1 year
€6k▼
2024 · €11k
Income taxes
€17k▼
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€172k€205k▲
Fixed assets21/28€37k€30k▼
Tangible fixed assets22/27€37k€30k▼
Plant, machinery and equipment23€12k€14k▲
Furniture and vehicles24€24k€16k▼
Current assets29/58€136k€175k▲
Stocks and contracts in progress3-€55k
Stocks30/36-€55k
Amounts receivable within one year40/41€8k€8k▲
Trade receivables40€4k€7k▲
Other amounts receivable41€4k€1k▼
Current investments50/53€50k€50k=
Cash at bank and in hand54/58€78k€62k▼
Deferred charges and accrued income490/1€110€112▲
Equity and liabilities
Total equity and liabilities10/49€172k€205k▲
Equity10/15€154k€162k▲
Contributions10/11€200€200=
Reserves13€153k€162k▲
Distributable reserves133€153k€162k▲
Amounts payable17/49€19k€43k▲
Amounts payable after more than one year17€11k€6k▼
Financial debts170/4€11k€6k▼
Amounts payable within one year42/48€7k€37k▲
Current portion of amounts payable after more than one year42€6k€5k▼
Trade debts44€844€727▼
Suppliers440/4€844€727▼
Taxes, remuneration and social security45€677€10k▲
Taxes450/3€677€10k▲
Other amounts payable47/48€37€21k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€11k▼
Other operating charges640/8€625€690▲
Gross operating margin9900€96k€61k▼
Operating profit (loss)9901€84k€50k▼
Financial income75/76B€2€2k▲
Recurring financial income75€2€2k▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€82k€50k▼
Income taxes67/77€29k€17k▼
Profit (loss) for the period9904€53k€33k▼
Profit (loss) for the period to be appropriated9905€53k€33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€53k€33k▼
Transfer from equity791/2€5k€22k▲
Transfer to equity691/2€58k€33k▼
To other reserves6921€58k€33k▼
Profit to be distributed694/7-€22k
Return on contributions (dividend)694-€22k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Highest result since 2018net €53k ▲130%
Operating result €84k, net result €53k, both a record.
31-12
Financial
Equity above €150kEq €154k ▲52.7%
7 profitable years in a row build equity to €154k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 11.07
Current ratio from 3.60 to 11.07; short-term debt falls from €23k to €9k.
31-12
Financial
Equity above €100kEq €101k ▲29.8%
6 profitable years in a row build equity to €101k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial
Weakest financial yearnet €12k ▼52.4%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
Show earlier events
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bellegemstraat(D) 277711 MouscronGround area
2,979 m²
Building footprint
1,077 m²
Parcel 54003S0064/00_000, Wallonia. Linked by address, not a title deed.
1 establishment unit
PERSO BOX CONCEPT
since 20102.189.392.047
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54003S0064/00_000 | Wallonia | 2,979 m² | 1 · 1,077 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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STROMBOLI
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COMSA
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GODI
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Of 9,860 companies in sector 73110 we hold annual accounts for 3,753. 2,909 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-06-2010
Fiscal year end31-12
Activities, NACEBEL 2025
73110Advertising agencies
47621Retail sale of newspapers and periodicals
47640Retail sale of games and toys
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.