Turnover
≈ €310,000 estimated
The micro format states no turnover.
PASCAL INSTALL
Overview
Lifetime
1 annual account with figurespeak €43,752 (2025)
€43,752
peak €27,916 (2025)
€27,916
peak €28,916 (2025)
€28,916
€56,436
Board1 name since 2024
1 directorDUMITRU Pascal
Documentsfilings and deeds
19-06-202642 days before the deadline
2025micro format
First year with figures
Key points
from the 2025 annual accountsChecked score
39
Weak
Financially stronger than 49% of micro companies in construction of buildings (NACE 41)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
4.6% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2025: 3.6%lowest value
12-2025: 3.7%▲ +0.1 percentage points vs 11-2025
01-2026: 3.8%▲ +0.1 percentage points vs 12-2025
02-2026: 4.2%▲ +0.4 percentage points vs 01-2026
03-2026: 4.2%● unchanged vs 02-2026
04-2026: 4.6%▲ +0.4 percentage points vs 03-2026
05-2026: 5.0%▲ +0.4 percentage points vs 04-2026
06-2026: 5.0%● unchanged vs 05-2026
07-2026: 4.8%▼ -0.2 percentage points vs 06-2026
08-2026: 4.8%● unchanged vs 07-2026
09-2026: 5.1%▲ +0.3 percentage points vs 08-2026highest value
10-2026: 4.6%▼ -0.5 percentage points vs 09-2026
11-2026: 4.6%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Founded in 2024
Size: total assets €85,353
Sector: Construction of residential and non-residential buildings (NACE 41)
Liquidity: current ratio 1.48, cash €675
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 41% of them on solvency, 13% on liquidity and 91% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as PASCAL INSTALL has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of PASCAL INSTALL itself is higher: 4.6% within 12 months. It rests on far more data about PASCAL INSTALL than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for PASCAL INSTALL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is tight, with a current ratio of 1.48, below the usual 1.5. Short-term debt is 66.1% and cash 0.8% of total assets. 66.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
42 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1014759164
Incorporation
Founding capital of €1,000, 100 shares · Founder: DUMITRU Pascal (comparant) · Appointment: DUMITRU Pascal (director) · published on 09-10-2024 · Gazette deed
First establishment
Tweesteenwegenstraat 2, Auderghem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PASCAL INSTALL Sint-Pieters-Leeuw | - | - | 33.9% | - |
| TAMI DECOR Sint-Pieters-Leeuw | - | - | 56.4% | - |
| I.G. Solutions Sint-Pieters-Leeuw | - | - | 33.0% | - |
| MOLODIST Sint-Pieters-Leeuw | €190,646 | 17.7% | 40.4% | - |
| D&B DEMOLITION Zaventem | €819,015 | 6.0% | 38.5% | - |
| BONORISE Zaventem | - | - | 27.3% | - |
| FHS MULTI SERVICES Sint-Pieters-Leeuw | - | - | 48.7% | - |
These companies have the same main activity as PASCAL INSTALL: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €72,700 and €103,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 07-10-2024Normal situation
- Registered office
- 619 active companies are registered at this address122 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- General construction of residential buildingsNACE 41001and 5 others
- Establishment unit
- 2.364.839.3131160 Auderghem, since 07-10-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 21-02-2025
Annual accounts 2025
- €43,752
- €27,916
- €28,916
- €85,353
- Filing
- Filed on 19-06-2026, 42 days before the end of the filing period
Insights on PASCAL INSTALL
The computed 12-month bankruptcy probability of PASCAL INSTALL is 4.6% (elevated). The 2025 annual accounts show equity of €28,916 and a net result of €27,916.
Its solvency ranks better than 40% of 9,462 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 19-06-2026, 42 days before the deadline€43,752
€43,359
€27,916
€26,839
33.9%
1.48
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €310,000. Estimated: probably between €170,000 and €550,000.
Balance sheet
balance sheet total €85,353 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
33.9%
Higher than 40% of 9,462 companies in 2025.
1.48
Higher than 43% of 9,210 companies in 2025.
32.7%
Higher than 87% of 9,282 companies in 2025.
PASCAL INSTALL
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
85,353 | |
21/28 |
2,078 | |
22/27 |
2,078 | |
23 |
716 | |
24 |
1,361 | |
29/58 |
83,275 | |
40/41 |
81,553 | |
40 |
66,869 | |
41 |
14,684 | |
54/58 |
675 | |
490/1 |
1,047 | |
| Balance sheet: equity and liabilities | ||
10/49 |
85,353 | |
10/15 |
28,916 | |
10/11 |
1,000 | |
14 |
27,916 | |
17/49 |
56,436 | |
42/48 |
56,436 | |
44 |
39,206 | |
440/4 |
39,206 | |
45 |
17,230 | |
450/3 |
13,470 | |
454/9 |
3,760 | |
| Income statement | ||
9900 |
43,752 | |
630 |
143 | |
640/8 |
250 | |
9901 |
43,359 | |
75/76B |
1 | |
75 |
1 | |
65/66B |
1,973 | |
65 |
1,973 | |
9903 |
41,387 | |
67/77 |
13,470 | |
9904 |
27,916 | |
9905 |
27,916 | |
| Appropriation of the result | ||
9906 |
27,916 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 19-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 19-06-2026 | 2026-00176575 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 43,502 | ||
| 28,059 | ||
| 2,220 | ||
| 26,839 | ||
| 33.9% | ||
| 1.48 | ||
| 1.95 | ||
| 96.5% | ||
| 32.7% | ||
| 22.05 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €2,220 |
| €143 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on PASCAL INSTALL
Debt's share of the balance-sheet total is 66.1%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 07-10-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 19-06-2026
Mandates through the years
1 name, the dashed line is todayDUMITRU Pascal
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- DUMITRU Pascal
- Director (not named in the articles), from 07-10-2024 to date
Control
Capital
- Contribution
- €1,000
- Shares
- 100
- Contribution per share
- €10
- Equity per share
- €289 in 2025
- Source
- deed of 09-10-2024
Articles of association
deed of 09-10-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Tuesday of June at 08:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 09-10-2024 ↗
- DUMITRU Pascal 100 shares (100%) · €1,000
Network & group
No group
PASCAL INSTALL has no parent and no holdings in its annual accounts. DUMITRU Pascal is the only director. PASCAL INSTALL shares no director with another company.
At the same address
Bergensesteenweg 24, 1600 Sint-Pieters-Leeuw · 618 other companies| BILD CONCEPT
registered office since 26-10-2022 · founded in 2022 |
turnover €2.2m (2025) 0792.929.369 |
| DEMO GROUP
registered office since 09-03-2021 · founded in 2021 · accounts filed late |
turnover €1.8m (2024) 0764.843.020 |
| ED MOTOR
registered office since 13-07-2022 · founded in 2022 |
turnover €1.8m (2025) 0788.556.154 |
| LUITRADE
registered office since 14-05-2019 · founded in 2019 |
1.2 FTE (2023) 0726.753.001 |
| LIMO TRENDS
registered office since 16-11-2017 · founded in 2017 · accounts filed late |
total assets €1.5m (2024) 0684.767.837 |
| M.A. Solution
registered office since 02-12-2021 · founded in 2021 · accounts filed late |
turnover €606,633 (2025) 0777.963.952 |
| OST CONCEPT TOITURE
registered office since 02-06-2023 · founded in 2023 |
turnover €1.3m (2025) 0802.364.895 |
| ARKHE
registered office since 10-12-1987 · founded in 1987 |
turnover €1.3m (2025) 0432.804.694 |
| ANATOLI CONSTRUCT
registered office since 08-11-2022 · founded in 2022 |
turnover €1.3m (2025) 0793.406.352 |
| S&B PROF CONSTRUCT
registered office since 30-08-2022 · founded in 2022 · accounts filed late |
turnover €1.1m (2024) 0790.208.619 |
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 42 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1014759164
2024
IncorporationFounding capital of €1,000, 100 shares · Founder: DUMITRU Pascal (comparant) · Appointment: DUMITRU Pascal (director) · published on 09-10-20245 points ▸
- Founder, DUMITRU Pascal (comparant)
- Founding capital, €1,000, 100 shares
- 100 shares
- Registered office clause, Bergensesteenweg 24 bus 8, 1600 Sint-Pieters-Leeuw
- Director appointment, DUMITRU Pascal (director (not named in the articles))
- The deed holds 2 more points.
First establishment Tweesteenwegenstraat 2, Auderghem
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1014.759.164
- VAT number
- BE 1014.759.164
- Peppol ID
- 0208:1014759164
- Other Peppol ID
- 9925:BE1014759164
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 07-10-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Tuesday of June at 08:00deed of 09-10-2024 (in Dutch)
- Peppol
- Reachable since 21-02-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- PASCAL INSTALL in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 09-10-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest of Brussels Hoofdstedelijk Gewest”deed of 09-10-2024 (in Dutch)
Activities
NACEBEL 202541001
General construction of residential buildings main activity
43221
Plumbing work
43310
Plastering work
43320
Joinery installation
43422
Screed work
Codes under NACEBEL 2008
41201
General construction of buildings main activity
43221
Plumbing
43310
Plastering work
43320
Joinery installation
43994
Specialised construction activities
43996
Specialised construction activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Bouwonderneming zonder beperking van activiteit, gereglementeerde activiteiten worden uitgeoefend vanaf het bekomen van de vereiste…”deed of 09-10-2024 (in Dutch)
53 activities
- Bouwonderneming zonder beperking van activiteit, gereglementeerde activiteiten worden uitgeoefend vanaf het bekomen van de vereiste machtiging
- Met betrekking tot interieurarchitectuur, studiebureau meebepaald met betrekking tot de organisatie en inrichting van burelen, industrie en handel, het opstellen van plannen, coördinatie in deze domeinen, aankoop en verkoop van producten en artikelen tot decoratie, aankoop en verkoop van meubelen voor bureau, handel, industrie en wonen, aankoop en verkoop, verhuring van al dan niet gebouwde onroerende goederen, beheer en administratie voor elke privé, industriële of handelsconstructie, oprichting, ontwikkeling en promotie van onroerende projecten
- Onderneming voor alle zinkwerken
- Onderneming voor de bedekking van daklijsten in hout en P.V.C.
- Bouwonderneming (ruwbouw onder dak)
- Onderneming voor het waterdicht maken en bedekking door asfalt en bitumen
- Onderneming voor thermische en akoestische isolatie
- Onderneming voor plafonnerings- en cementeren werken
- Onderneming voor het vervaardigen en het plaatsen van schrijnwerk en daktrimmen (waaronder ramen en luiken)
- Onderneming voor het plaatsen van gyproc platen
- Onderneming voor het plaatsen van centrale verwarming, ventilatie, koeling, luchtbehandeling en industriële pijpleidingen
- Onderneming voor het plaatsen van waterverzachters
- Afbraak en grondwerken
- Oprichting, afwerking, renovatie en onderhoud van alle onroerende goederen
- Het vervaardigen, de aankoop, de verkoop in groot- of kleinhandel, het commercialiseren in eender welke zin van alle materialen noodzakelijk voor het bouwen of renoveren van onroerende goederen
- De im- en export, aan- en verkoop, groot- en kleinhandel van alle types van muur- en vloerbekleding en sanitair
- Het plaatsen van alle types van muur en vloerbekleding en sanitaire producten
- Alle activiteiten als tussenpersoon in welke zin ook in voormelde domeinen
- Het opzetten en ontwikkelen, de promotie, van alle onroerende projecten
- Rioleringswerken
- Onderneming tot het leggen van kabels en diverse kanalisaties
- Onderneming voor het aanleggen van speel- en sportpleinen, parken en tuinen
- Onderneming voor de constructie van demonteerbare paviljoenen en behuizingen (niet in metaal)
- Onderneming voor het plaatsen van omheiningen
- Onderneming voor het plaatsen en installeren van schoorstenen
- Onderneming voor het vervaardigen en plaatsen van alle ijzerwaren, luiken, ramen en, in het algemeen, schrijnwerkerij in metaal, aluminimum of P.V.C.
- Onderneming voor het reinigen desinfecteren van huizen, lokalen, meubels en meubileringen en diverse voorwerpen
- Onderneming voor het vegen van schoorstenen
- Onderneming voor het plaatsen van chape, valse plafonds en verplaatsbare wanden
- Onderneming voor industriële schilderwerken
- Onderneming voor het vervaardigen en behandelen van alle roerende voorwerpen (niet in metaal)
- Onderneming voor het plaatsen van stellingen, het voegen en reinigen van gevels
- Onderneming voor het plaatsen, het onderhoud en de reparatie van alle branders
- Het reinigen, het onderhoud, het desinfecteren van alle meubels en diverse voorwerpen alsook van alle commerciële of industriële lokalen, burelen, alsook het reinigen van ruiten
- De reiniging van gevels
- Het onderhoud en de aanleg van parken, tuinen, boomkwekerijen alsook het desinfecteren en ongediertebestrijding
- Bouwonderneming, zonder beperking van activiteit; Gereglementeerde activiteiten kunnen uitgevoerd worden vanaf het bekomen van de vereiste machtigingen, waaronder algemene bouwonderneming, als voorbeeld maar niet limitatief
- Onderneming voor elektrische installaties, loodgieterij, sanitair werken, verwarming op gas en zinkwerken
- De aan- en verkoop, im- en export onderhoud, herstelling, en plaatsing van alle ijzerwaren, chauffage, klimatisatie, warmtepompen, verluchtingen, ventilaties, verkoeling, airconditioning
- De uitbating van een bijzondere werkplaats voor het vervaardigen van metaalwaren
- Onderneming voor het vervaardigen en plaatsen van ijzerwerk en schrijnwerk (onder andere ramen, deuren, balkons, trappen en luiken) in metaal
- Onderneming voor het vervaardigen van metaalconstructies in aluminium, staal en inox
- Onderneming voor dakbedekking, constructies en alle gevelbeplating
- Het verhuren van alle constructiematerieel of andere, waaronder stellingen, Bobcat, boormachines, schuurmachines, mengmachines, ladders, aanhangwagens, slijpmachines, schaafmachines, hogedrukreinigers, découpeerzagen, enzovoorts
- De uitbating van taxibedrijf, limousine, al dan niet met chauffeur
- Import, export, aankoop, verkoop in het algemeen
- Het nationaal- en internationaal transport onder alle vormen, van personen
- Het nationaal- en internationaal transport in alle vormen met alle middelen van alle goederen en producten, bederfbare en niet bederfbare waren
- De uitbating van alle transportondernemingen
- Alle activiteiten in verband met verhuizing
- Het nationaal en internationaal transport van post in alle vormen van met alle middelen
- Het importeren en exporteren, de aan- en verkoop, groot- en kleinhandel van alle handelswaren en ambachtelijke producten
- Raadgeving voor ondernemingen
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Bergensesteenweg 24 registered office 1600 Sint-Pieters-Leeuw | ||
| Tweesteenwegenstraat 2 1160 Auderghem | 07-10-2024 | 2.364.839.313 |
Buildings and parcels at the addresses
- Ground area
- 2,083 m²
- Buildings
- 668 m²
- Volume, LiDAR
- 4,976 m³
- Tallest building
- 10.8 m
Buildings to scale, each on its own parcel
Parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23077A0118/00W082 | Flanders | 1,638 m² | 1 · 398 m² | 9.5 m · 3 |
| 21332B0056/00H006 | Brussels | 445 m² | 1 · 270 m² | 10.8 m · 1 |
Contact
E-mail
pascal_d@list.ru
Phone
+32 470 11 74 47
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1014.759.164