OSMOSE
ActiveSummary
OSMOSE has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €163k and a net result of €-54k. Equity is shrinking by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 22% of 1648 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability29▼-6
Solvency36▼-3
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.01 against 0.0 in 2024; short-term debt: 32.2% and cash: 0.1% of total assets), and 89.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-54k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 1648 sector peers (2025).
NBB · sector comparisonPosition among 1648 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
on the day
2022
17 d early
2021
24 d late
2020
31 d late
2019
60 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-54k▼ 219%
2024 · €-17k
2018: €-21k
2019: €80k▲ +480% vs 2018highest in 8 years
2020: €-19k▼ -124% vs 2019
2021: €-18k▲ +5.6% vs 2020
2022: €-17k▲ +1.5% vs 2021
2023: €-19k▼ -10.1% vs 2022
2024: €-17k▲ +12.0% vs 2023
2025: €-54k▼ -219% vs 2024lowest in 8 years
2018 → 2025
Working capital
€-497k▼ 2.1%
2024 · €-486k
2018: €-449k
2019: €-408k▲ +9.2% vs 2018highest in 8 years
2020: €-449k▼ -10.2% vs 2019
2021: €-459k▼ -2.1% vs 2020
2022: €-468k▼ -1.9% vs 2021
2023: €-478k▼ -2.3% vs 2022
2024: €-486k▼ -1.7% vs 2023
2025: €-497k▼ -2.1% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€270k-€253k▼ 6.5%€234k▼ 7.6%€217k▼ 7.2%€163k▼ 24.8%
2021: €270khighest in 5 years
2022: €253k▼ -6.5% vs 2021
2023: €234k▼ -7.6% vs 2022
2024: €217k▼ -7.2% vs 2023
2025: €163k▼ -24.8% vs 2024lowest in 5 years
Operating result€-5k-€-4k▲ 9.7%€-6k▼ 36.3%€-3k▲ 42.7%€-40k▼ 1,101%
2021: €-5k
2022: €-4k▲ +9.7% vs 2021
2023: €-6k▼ -36.3% vs 2022
2024: €-3k▲ +42.7% vs 2023highest in 5 years
2025: €-40k▼ -1101% vs 2024lowest in 5 years
Net result€-18k-€-17k▲ 1.5%€-19k▼ 10.1%€-17k▲ 12.0%€-54k▼ 219%
2021: €-18k
2022: €-17k▲ +1.5% vs 2021
2023: €-19k▼ -10.1% vs 2022
2024: €-17k▲ +12.0% vs 2023highest in 5 years
2025: €-54k▼ -219% vs 2024lowest in 5 years
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €40k in 2025 against €3k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.55M
Fixed assets
€1.55M ▼ 2.2%
Current assets
€3k ▲ 441%
Equity and liabilities €1.55M
Equity
€163k ▼ 24.8%
Debt
€1.39M ▲ 1.6%
Debt's share of the balance-sheet total rises from 86.3% to 89.5%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
0.01▲
2024 · 0.00
Debt to equity
8.52▲
2024 · 6.30
ROE
-33.0%▼
2024 · -7.8%
ROA
-3.5%▼
2024 · -1.1%
Debt ≤ 1 year
€500k▲
2024 · €487k
Debt > 1 year
€887k▲
2024 · €879k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.58M€1.55M▼
Fixed assets21/28€1.58M€1.55M▼
Financial fixed assets28€1.58M€1.55M▼
Current assets29/58€557€3k▲
Amounts receivable within one year40/41-€724
Trade receivables40-€724
Cash at bank and in hand54/58€557€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.58M€1.55M▼
Equity10/15€217k€163k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€196k€142k▼
Amounts payable17/49€1.37M€1.39M▲
Amounts payable after more than one year17€879k€887k▲
Other amounts payable178/9€879k€887k▲
Amounts payable within one year42/48€487k€500k▲
Trade debts44-€2k
Suppliers440/4-€2k
Other amounts payable47/48€487k€497k▲
Income statement
Code20242025
Other operating charges640/8€0€37k▲
Gross operating margin9900€-3k€-3k▼
Operating profit (loss)9901€-3k€-40k▼
Financial charges65/66B€14k€14k▲
Recurring financial charges65€14k€14k▲
Profit (loss) for the period before taxes9903€-17k€-54k▼
Profit (loss) for the period9904€-17k€-54k▼
Profit (loss) for the period to be appropriated9905€-17k€-54k▼
Appropriation of the result
Profit (loss) to be appropriated9906€196k€142k▼
Profit (loss) brought forward from the previous period14P€213k€196k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €868 | €868 | €960 | €0 | €37k | - |
| Gross operating margin9900 | €-4k | €-3k | €-5k | €-3k | €-3k | ▼ 3.8% |
| Operating profit (loss)9901 | €-5k | €-4k | €-6k | €-3k | €-40k | ▼ 1,101% |
| Financial charges65/66B | €13k | €13k | €13k | €14k | €14k | ▲ 1.3% |
| Recurring financial charges65 | €13k | €13k | €13k | €14k | €14k | ▲ 1.3% |
| Profit (loss) for the period before taxes9903 | €-18k | €-17k | €-19k | €-17k | €-54k | ▼ 219% |
| Profit (loss) for the period9904 | €-18k | €-17k | €-19k | €-17k | €-54k | ▼ 219% |
| Profit (loss) for the period to be appropriated9905 | €-18k | €-17k | €-19k | €-17k | €-54k | ▼ 219% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.58M | €1.58M | €1.58M | €1.58M | €1.55M | ▼ 2.0% |
| Fixed assets21/28 | €1.58M | €1.58M | €1.58M | €1.58M | €1.55M | ▼ 2.2% |
| Financial fixed assets28 | €1.58M | €1.58M | €1.58M | €1.58M | €1.55M | ▼ 2.2% |
| Current assets29/58 | €212 | €1k | €945 | €557 | €3k | ▲ 441% |
| Amounts receivable within one year40/41 | - | - | - | - | €724 | - |
| Trade receivables40 | - | - | - | - | €724 | - |
| Cash at bank and in hand54/58 | €212 | €1k | €945 | €557 | €2k | ▲ 311% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.58M | €1.58M | €1.58M | €1.58M | €1.55M | ▼ 2.0% |
| Equity10/15 | €270k | €253k | €234k | €217k | €163k | ▼ 24.8% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Distributable reserves133 | - | - | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €250k | €232k | €213k | €196k | €142k | ▼ 27.4% |
| Amounts payable17/49 | €1.31M | €1.33M | €1.35M | €1.37M | €1.39M | ▲ 1.6% |
| Amounts payable after more than one year17 | €853k | €861k | €870k | €879k | €887k | ▲ 1.0% |
| Other amounts payable178/9 | €853k | €861k | €870k | €879k | €887k | ▲ 1.0% |
| Amounts payable within one year42/48 | €459k | €469k | €479k | €487k | €500k | ▲ 2.6% |
| Current portion of amounts payable after more than one year42 | €0 | - | - | - | - | - |
| Trade debts44 | €3k | €0 | - | - | €2k | - |
| Suppliers440/4 | €3k | €0 | - | - | €2k | - |
| Other amounts payable47/48 | €456k | €469k | €479k | €487k | €497k | ▲ 2.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-18k | €-17k | €-19k | €-17k | €-54k | ▼ 219% |
| Operating cash flow (approximation) | €-18k | €-17k | €-19k | €-17k | €-54k | ▼ 219% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €35k | - |
| Change in cash | - | €1k | €-373 | €-388 | €2k | ▲ 547% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €-54k
Net result drops to €-54k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 24 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 60 days late
2019
31-12
Financial
Back to profitnet €80k
Net result €80k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 26 days late
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2007
Ground area
1,108 m²
Building footprint
198 m²
Volume, LiDAR
1,512 m³
Parcel 57044B0409/00K000, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
OSMOSE
since 20072.162.899.070
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57044B0409/00K000 | Wallonia | 1,108 m² | 1 · 198 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,862 companies in sector 73110 we hold annual accounts for 3,752. 2,907 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-02-2007
Fiscal year end31-12
Activities, NACEBEL 2025
73110Advertising agencies
70200Business and other management consultancy
74201Photography, excluding press photography
Scores and ratios are computed by Checked and are not a credit decision.