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DESK SERVICES

Active
Private limited company (pre-2019)founded 199629 yrs activeSterrenlaan 4, 3621 Lanaken, BelgiumKBO/BCE: BE 0459.550.168
Summary

The annual accounts of DESK SERVICES for fiscal year 2025 show a net loss of 153% of total assets and of 63% of the equity at the start of that year. The 2025 annual accounts show equity of €1.1m and a net result of -€1.9m. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 91% of 1672 sector peers (fiscal year 2025). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
59 / 100
Fair
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency100=
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 8.96 against 10.35 in 2024; short-term debt: 9.1% and cash: 11.1% of total assets), and 9.1% of the assets are financed with debt.
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Signals

Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 29 years 0 30 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
28 d late
2023
40 d late
2022
56 d late
2021
59 d late
2020
31 d late
2019
67 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 45 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 10 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

DESK SERVICES was incorporated on 23 December 1996.1 Total assets fell from EUR 2.5 million in 2018 to EUR 1.3 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€1.1m▼ 62.7%
2024 · €3.1m
Total assets
€1.3m▼ 60.3%
2024 · €3.2m
Net result
-€1.9m
2024 · €927,305
Working capital
€905,960▲ 3.8%
2024 · €872,463
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€14,490▼ 0.9%-€19,607▼ 35.3%-€14,946▲ 23.8%-€3,506▲ 76.5%-€6,906▼ 97.0%
Net result-€8,781below the sector's middle half▲ 5.2%-€10,515below the sector's middle half▼ 19.8%-€10,412below the sector's middle half▲ 1.0%€927,305above the sector's middle half-€1.9mbelow the sector's middle half
Equity€2.2mabove the sector's middle half▼ 0.4%€2.2mabove the sector's middle half▼ 0.5%€2.1mabove the sector's middle half▼ 0.5%€3.1mabove the sector's middle half▲ 43.3%€1.1mabove the sector's middle half▼ 62.7%
Total assets€2.4mabove the sector's middle half▼ 7.7%€2.4mabove the sector's middle half▲ 2.3%€2.3mabove the sector's middle half▼ 3.9%€3.2mabove the sector's middle half▲ 35.8%€1.3mwithin the sector's middle half▼ 60.3%
Debt€207,773▼ 47.5%€273,139▲ 31.5%€189,652▼ 30.6%€96,758▼ 49.0%€113,807▲ 17.6%
Working capital€102,426within the sector's middle half▼ 7.9%€91,912within the sector's middle half▼ 10.3%-€54,842below the sector's middle half€872,463above the sector's middle half€905,960above the sector's middle half▲ 3.8%
Solvency91.2%above the sector's middle half▲ 6.6pp88.7%above the sector's middle half▼ 2.5pp91.9%above the sector's middle half▲ 3.1pp96.9%above the sector's middle half▲ 5.1pp90.9%above the sector's middle half▼ 6.0pp
Current ratio2.51within the sector's middle half▲ 1.071.69within the sector's middle half▼ 0.820.71below the sector's middle half▼ 0.9810.35above the sector's middle half▲ 9.648.96above the sector's middle half▼ 1.39
Return on assets (ROA)-0.4%below the sector's middle half=-0.4%below the sector's middle half▼ 0.1pp-0.4%below the sector's middle half=29.3%above the sector's middle half▲ 29.7pp-153.1%below the sector's middle half▼ 182.4pp
above within below the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€2.0m-€1.0m€0€1.0mOperating result 2021: -€14,490-€14,490Net result 2021: -€8,781-€8,781Operating result 2022: -€19,607-€19,607Net result 2022: -€10,515-€10,515Operating result 2023: -€14,946-€14,946Net result 2023: -€10,412-€10,412Operating result 2024: -€3,506-€3,506Net result 2024: €927,305€927,305Operating result 2025: -€6,906-€6,906Net result 2025: -€1.9m-€1.9m20212022202320242025-€2m-€1m€0€1mOperating result 2023: -€14,946-€14,900Net result 2023: -€10,412-€10,400Operating result 2024: -€3,506-€3,510Net result 2024: €927,305€927,000Operating result 2025: -€6,906-€6,910Net result 2025: -€1.9m-€1.9m202320242025
The operating result stays negative: a loss of €6,906 in 2025 against €3,506 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.3m
Fixed assets €237,696 ▼ 89.2%
Current assets €1.0m ▲ 5.6%
Equity and liabilities €1.3m
Equity €1.1m ▼ 62.7%
Debt €113,807 ▲ 17.6%
Debt's share of the balance-sheet total rises from 3.1% to 9.1%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.10▲
2024 · 0.03
ROE
-168.4%▼
2024 · 30.2%
Debt ≤ 1 year
€113,807▲
2024 · €93,328
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 928 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 90% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
1.1% went bankrupt
8.7% stopped otherwise
90% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 928 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€3.2m€1.3m▼
Fixed assets21/28€2.2m€237,696▼
Financial fixed assets28€2.2m€237,696▼
Current assets29/58€965,791€1.0m▲
Amounts receivable within one year40/41€895,662€880,698▼
Trade receivables40€2,845€3,095▲
Other amounts receivable41€892,817€877,603▼
Cash at bank and in hand54/58€70,129€139,068▲
Equity and liabilities
Total equity and liabilities10/49€3.2m€1.3m▼
Equity10/15€3.1m€1.1m▼
Contributions10/11€30,995€30,995=
Reserves13€1.0m€1.0m=
Non-distributable reserves130/1€84,259€84,259=
Reserves not available under the articles1311€84,259€84,259=
Distributable reserves133€927,305€927,305=
Profit (loss) carried forward14€2.0m€101,097▼
Amounts payable17/49€96,758€113,807▲
Amounts payable within one year42/48€93,328€113,807▲
Trade debts44€38-
Suppliers440/4€38-
Taxes, remuneration and social security45€93,290€92,292▼
Taxes450/3€93,290€92,292▼
Other amounts payable47/48-€21,515
Accrued charges and deferred income492/3€3,430-
Income statement Code20242025
Other operating charges640/8€62€1,161▲
Gross operating margin9900-€3,444-€5,745▼
Operating profit (loss)9901-€3,506-€6,906▼
Financial income75/76B€1.0m€45,835▼
Recurring financial income75€1.0m€45,835▼
Financial charges65/66B€3,016€2.0m▲
Recurring financial charges65€3,016€2,003▼
Non-recurring financial charges66B-€2.0m
Profit (loss) for the period before taxes9903€1.0m-€1.9m▼
Income taxes67/77€92,731-
Profit (loss) for the period9904€927,305-€1.9m▼
Profit (loss) for the period to be appropriated9905€927,305-€1.9m▼
Appropriation of the result
Profit (loss) to be appropriated9906€3.0m€101,097▼
Profit (loss) brought forward from the previous period14P€2.0m€2.0m=
Transfer to equity691/2€927,305-
To other reserves6921€927,305-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€179-€179€62€1,161▲ 1,773%
Gross operating margin9900-€14,311-€19,607-€14,767-€3,444-€5,745▼ 66.8%
Operating profit (loss)9901-€14,490-€19,607-€14,946-€3,506-€6,906▼ 97.0%
Financial income75/76B€6,505€10,988€10,187€1.0m€45,835▼ 95.5%
Recurring financial income75€6,505€10,988€10,187€1.0m€45,835▼ 95.5%
Financial charges65/66B€236€1,398€5,448€3,016€2.0m▲ 65,035%
Recurring financial charges65€236€1,398€5,448€3,016€2,003▼ 33.6%
Non-recurring financial charges66B----€2.0m-
Profit (loss) for the period before taxes9903-€8,221-€10,017-€10,206€1.0m-€1.9m▼ 289%
Income taxes67/77€560€498€206€92,731--
Profit (loss) for the period9904-€8,781-€10,515-€10,412€927,305-€1.9m▼ 308%
Profit (loss) for the period to be appropriated9905-€8,781-€10,515-€10,412€927,305-€1.9m▼ 308%
Line20212022202320242025Change
Assets
Total assets20/58€2.4m€2.4m€2.3m€3.2m€1.3m▼ 60.3%
Fixed assets21/28€2.2m€2.2m€2.2m€2.2m€237,696▼ 89.2%
Financial fixed assets28€2.2m€2.2m€2.2m€2.2m€237,696▼ 89.2%
Current assets29/58€170,428€225,279€131,380€965,791€1.0m▲ 5.6%
Amounts receivable within one year40/41€136,076€190,606€65,188€895,662€880,698▼ 1.7%
Trade receivables40€1,433€1,523€2,845€2,845€3,095▲ 8.8%
Other amounts receivable41€134,643€189,083€62,343€892,817€877,603▼ 1.7%
Cash at bank and in hand54/58€34,353€34,673€66,192€70,129€139,068▲ 98.3%
Equity and liabilities
Total equity and liabilities10/49€2.4m€2.4m€2.3m€3.2m€1.3m▼ 60.3%
Equity10/15€2.2m€2.2m€2.1m€3.1m€1.1m▼ 62.7%
Contributions10/11€30,995€30,995€30,995€30,995€30,995=
Reserves13€84,259€84,259€84,259€1.0m€1.0m=
Non-distributable reserves130/1€84,259€84,259€84,259€84,259€84,259=
Reserves not available under the articles1311€84,259€84,259€84,259€84,259€84,259=
Distributable reserves133---€927,305€927,305=
Profit (loss) carried forward14€2.0m€2.0m€2.0m€2.0m€101,097▼ 95.0%
Amounts payable17/49€207,773€273,139€189,652€96,758€113,807▲ 17.6%
Amounts payable after more than one year17€136,341€136,341----
Financial debts170/4€136,341€136,341----
Amounts payable within one year42/48€68,002€133,367€186,222€93,328€113,807▲ 21.9%
Trade debts44---€38--
Suppliers440/4---€38--
Taxes, remuneration and social security45€692€1,057€766€93,290€92,292▼ 1.1%
Taxes450/3€692€1,057€766€93,290€92,292▼ 1.1%
Other amounts payable47/48€67,310€132,310€185,456-€21,515-
Accrued charges and deferred income492/3€3,430€3,430€3,430€3,430--
Line20212022202320242025Change
Profit (loss) for the period9904-€8,781-€10,515-€10,412€927,305-€1.9m▼ 308%
Operating cash flow (approximation)-€8,781-€10,515-€10,412€927,305-€1.9m▼ 308%
Investment in fixed assets (approximation)-€0€0€0€2.0m-
Change in cash-€320€31,518€3,938€68,939▲ 1,651%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial Weakest financial yearnet -€1.9m
Net result drops to -€1.9m, the lowest in the series.
28-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-12
Financial Back to profitnet €927,305
Net result €927,305 after 6 loss-making years.
31-12
Financial Liquidity times 15current ratio 10.35
Current ratio from 0.71 to 10.35; short-term debt falls from €186,222 to €93,328.
09-09
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 40 days late
2023
25-09
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 56 days late
2022
28-09
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 59 days late
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
06-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 67 days late
2019
04-09
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 35 days late
2018
28-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 1999
seat establishment The establishment unit on the map
Ground area
2,493 m²
Building footprint
162 m²
Parcel 73064A0548/00M004, Flanders. Linked by address, not a title deed.
1 establishment unit
Sterrenlaan 4, 3621 Lanaken
NACE 7412401
since 19992.080.416.606
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73064A0548/00M004 Flanders 2,493 m² 1 · 162 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

  • Desk Services HoldingNLsubsidiary
    Equity €739,304Result €207,079
    100%

According to the 2025 annual accounts of DESK SERVICES and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 9,864 companies in sector 73110 we hold annual accounts for 3,758. 1,479 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded23-12-1996
Fiscal year end31-12
Activities, NACEBEL 2025
73110Advertising agencies
E-invoicing
Not found in the Peppol register

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Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.