Equity
-€1,504
Debts exceed assets in financial year 2025.
OR-MAT
Lifetime
1 annual account with figurespeak -€4,929 (2025)
-€4,929
lowest -€6,504 (2025)
-€6,504
peak -€1,504 (2025)
-€1,504
€34,586
Board1 name since 2024
1 director
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Loss of €6,504First year with figures
Key points
from the 2025 annual accountsDebts
€34,586 105% of the balance sheet
Position in the sector
-€6,504
Lower net result than 81% of companies in personal services. Sector median €2,559 · 6,263 companies.
2025 accounts filed 31 days after the deadlineTurnover not published (micro format)
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 7,637 companies had the same profile as OR-MAT has now. Each dot stands for 20 companies, two years later.
84.7%
were still trading
5.6%
stopped another way
8.9%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,637 companies, not a prediction for OR-MAT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Director, since 03-10-2024
- 50 sharesdeed of 07-10-2024
- 50 sharesdeed of 07-10-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1014582782
Incorporation
Founding capital of €5,000, 100 shares · Founders: and · Appointment: (director) · published on 07-10-2024 · Gazette deed
First establishment
Rue de Cousolre 82, Erquelinnes
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| OR-MAT La Louvière | €33,082 | -€4,929 | -4.5% | - |
| Ménolé Baby Spa Vilvoorde | €25,349 | -€2,485 | -11.0% | - |
| RZK SPA Tournai | €73,935 | €812 | -11.7% | - |
| Laddaa Kruisem | €57,721 | -€62,614 | -106.6% | - |
| Haeme Uccle | €56,600 | -€29,115 | -57.8% | - |
| ZEN & HARMONIE Ixelles | €31,772 | €2,455 | 72.3% | - |
| Happysage Aarschot | €61,578 | -€5,807 | -49.5% | - |
These companies have the same main activity as OR-MAT: day spas, saunas and steam baths (NACE 96230). They are comparable in size and age: total assets between €25,300 and €73,900, founded between 2023 and 2025.
Official details
Source: KBO- Status
- Active since 03-10-2024Normal situation
- Activity
- Day spas, saunas and steam bathsNACE 96230and 1 other
- Establishment unit
- 2.367.740.4056560 Erquelinnes, since 03-10-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 29-12-2025
Insights on OR-MAT
OR-MAT has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€1,504) and a net result of -€6,504.
Its solvency ranks better than 28% of 6,259 sector peers (NACE 96, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about OR-MAT
- What is the company number of OR-MAT?
- The company number of OR-MAT is 1014.582.782. The VAT number is the same number with BE in front: BE 1014.582.782.
- Where is OR-MAT based?
- The registered office is at Rue de la Grange aux filles 39, 7100 La Louvière.Company details
- What does OR-MAT do?
- According to the KBO register, the main activity is day spas, saunas and steam baths (NACE 96230).
- What is the legal form of OR-MAT?
- OR-MAT is a private limited company (BV).
- When was OR-MAT founded?
- OR-MAT was founded on 03-10-2024.
- Is OR-MAT still active?
- Yes, OR-MAT is an active enterprise in the KBO register.
- What is the turnover of OR-MAT?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is OR-MAT profitable?
- In financial year 2025, OR-MAT made a loss of €6,504.
- Where can I find the annual accounts of OR-MAT?
- OR-MAT filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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