Turnover
≈ €15,000 estimated
The micro format states no turnover.
ZEN & HARMONIE
Lifetime
1 annual account with figurespeak €2,455 (2025)
€2,455
lowest -€471 (2025)
-€471
peak €22,979 (2025)
€22,979
€8,793
Board1 name since 2024
1 director
Documentsfilings and deeds
17-07-202614 days before the deadline
2025micro format
Loss of €471Registered office moved within Brussels 28-11First year with figures
Key points
from the 2025 annual accountsStarting capital
€30,000 100 shares
Position in the sector
72.3%
Higher solvency than 84% of companies in personal services. Sector median 26.7% · 6,259 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 2,146 companies had the same profile as ZEN & HARMONIE has now. Each dot stands for 6 companies, two years later.
91.7%
were still trading
6.0%
stopped another way
2.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,146 companies, not a prediction for ZEN & HARMONIE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1014193101
Registered office moved within Brussels
New registered office: Chaussée de Wavre 249 B à 1050 Bruxelles · Previous registered office: François-Joseph Navez 41-1030 Bruxelles · General meeting of 01-10-2025 · Gazette deed
Registered office moved within Brussels
New registered office: Rue François Joseph Navez 41 à 1030 Bruxelles · Previous registered office: Quai aux Barques 7-1000 Bruxelles · General meeting of 01-12-2024 · Gazette deed
Incorporation
Founding capital of €30,000, 100 shares · Founder: (comparant) · Appointment: (director) · published on 30-09-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ZEN & HARMONIE Ixelles | €31,772 | €2,455 | 72.3% | - |
| HONGYUN Etterbeek | €25,116 | €4,239 | -94.8% | - |
| BEAUTY SLIM Brussels | €15,673 | €3,397 | 7.2% | - |
| OR-MAT La Louvière | €33,082 | -€4,929 | -4.5% | - |
| DUA Zaventem | €32,568 | €5,402 | 6.0% | - |
| Ménolé Baby Spa Vilvoorde | €25,349 | -€2,485 | -11.0% | - |
| Haeme Uccle | €56,600 | -€29,115 | -57.8% | - |
These companies have the same main activity as ZEN & HARMONIE: day spas, saunas and steam baths (NACE 96230). They are comparable in size and age: total assets between €15,700 and €56,600, founded between 2023 and 2025.
Official details
Source: KBO- Status
- Active since 26-09-2024Normal situation
- Activity
- Day spas, saunas and steam bathsNACE 96230
- Establishment unit
- 2.369.646.8501050 Ixelles, since 26-09-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 19-10-2026
Annual accounts 2025
- €31,772
- Filing
- Filed on 17-07-2026, 14 days before the end of the filing period
Insights on ZEN & HARMONIE
The 2025 annual accounts show equity of €22,979 and a net result of -€471. Its solvency ranks better than 84% of 6,259 sector peers (NACE 96, financial year 2025).
The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ZEN & HARMONIE
- What is the company number of ZEN & HARMONIE?
- The company number of ZEN & HARMONIE is 1014.193.101. The VAT number is the same number with BE in front: BE 1014.193.101.
- Where is ZEN & HARMONIE based?
- The registered office is at Waverse Steenweg 249, 1050 Ixelles.Company details
- What does ZEN & HARMONIE do?
- According to the KBO register, the main activity is day spas, saunas and steam baths (NACE 96230).
- What is the legal form of ZEN & HARMONIE?
- ZEN & HARMONIE is a private limited company (BV).
- When was ZEN & HARMONIE founded?
- ZEN & HARMONIE was founded on 26-09-2024.
- Is ZEN & HARMONIE still active?
- Yes, ZEN & HARMONIE is an active enterprise in the KBO register.
- What is the turnover of ZEN & HARMONIE?
- The turnover in financial year 2025 is ≈ €15,000. This figure is estimated from the gross margin of €2,455 and 134 comparable companies (NACE 962). It probably lies between €8,400 and €26,000. It is a rough estimate.Financials
- Is ZEN & HARMONIE profitable?
- In financial year 2025, ZEN & HARMONIE made a loss of €471.
- Where can I find the annual accounts of ZEN & HARMONIE?
- ZEN & HARMONIE filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark Estimate what this company is worth.Value indication
See how customers, suppliers and banks see your own company and what to improve first.