Haeme
ActiveThe computed 12-month bankruptcy probability of Haeme is 3.0% (moderate). The 2025 annual accounts show negative equity (€-33k) and a net result of €-35k. Its solvency ranks better than 16% of 4554 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency33
Growth-
Stability67
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.04), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-57.8%
Return on assets
-62.2%
Age of the figures
8 mo
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
9 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€-33k
Total assets
€57k
Net result
€-35k
Working capital
€-85k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €57k
Fixed assets
€53k
Current assets
€4k
Key figures and ratios
EBITDA
€-31k
Cash flow
€-31k
Solvency
-57.8%
Current ratio
0.04
Quick ratio
0.04
Debt / equity
-2.73
ROE
107.6%
ROA
-62.2%
Interest coverage
-1153.40
Debt
€89k
Debt ≤ 1 year
€89k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€57k
Fixed assets21/28€53k
Tangible fixed assets22/27€53k
Land and buildings22€33k
Furniture and vehicles24€20k
Current assets29/58€4k
Amounts receivable within one year40/41€3k
Trade receivables40€2k
Other amounts receivable41€213
Cash at bank and in hand54/58€1k
Equity and liabilities
Total equity and liabilities10/49€57k
Equity10/15€-33k
Contributions10/11€3k
Profit (loss) carried forward14€-35k
Amounts payable17/49€89k
Amounts payable within one year42/48€89k
Trade debts44€231
Suppliers440/4€231
Other amounts payable47/48€89k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k
Other operating charges640/8€2k
Gross operating margin9900€-29k
Operating profit (loss)9901€-35k
Financial income75/76B€18
Recurring financial income75€18
Financial charges65/66B€27
Recurring financial charges65€27
Profit (loss) for the period before taxes9903€-35k
Profit (loss) for the period9904€-35k
Profit (loss) for the period to be appropriated9905€-35k
Appropriation of the result
Profit (loss) to be appropriated9906€-35k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hamoirlaan 141180 UkkelGround area
1.3 ha
Building footprint
1,304 m²
Volume, LiDAR
20,839 m³
Parcel 21612C0294/00Z019, Brussels · tallest building 18.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Haeme
since 20252.373.871.892
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0294/00Z019 | Brussels | 1.3 ha | 1 · 1,304 m² | 18.9 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteUkkel2.373.871.892
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 6,691 companies in sector 96230 we hold annual accounts for 616.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-04-2025
Fiscal year end31-12
Activities, NACEBEL
96230Day spas, saunas and steam baths
47252Retail sale of beverages, general range
47750Retail sale of cosmetics and toilet articles
93110Operation of sports facilities
93130Fitness centres
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.