Optimy
ActiveSummary
Optimy has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.1m and a net result of €519,341. Equity has been growing by about 5.9% per year since 2018. Its solvency ranks better than 60% of 1,682 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 18-03-2010 Normal situation
- Registered office
- 189 active companies are registered at this address 13 started in the 12 months before. Source: KBO register, as of 1 November 2026.
- Activity
- Other information technology and computer services NACE 62900and 1 other
- Establishment unit
- 2.211.698.483 1170 Watermaal-Bosvoorde, since 18-03-2010
- Financial year end
- 31 December
- Peppol
- Reachable since 21-11-2025
Board and ownership
- KENNETH BERARDManaging director
- CAPITAL BOOOSTERDirector · since 03-06-2022 · permanent representative Sébastien LOB
- Sweet ZazoeDirector · since 03-06-2022 · permanent representative Vincent LEMAIRE
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €2.2m
- ▼ 11.5%
- Turnover
- ≈ €4.9m
- estimated
- Profit
- €519,341
- Equity
- €2.1m
- ▲ 31.9%
- Total assets
- €4.4m
- ▼ 1.6%
- Employees on 31-12-2025
- 20
- ▼ 23.1%
Score breakdownraises risk1 of the last 3 accounts latelowers riskLiquidity: current ratio 4.32, cash €720,897Size: 20.6 FTE, total assets €4.4mProfit of €519,341 (financial year 2025)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, small). It does better than 61% of them on solvency, 76% on liquidity, 78% on profitability and 77% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 27 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, full format
Annual accounts 2025 filed on 30-07-2026 at the NBB all 16 filings
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result for 2025 is nearly 38 times that of 2024 and the highest since 2021. It is the third rise in a row, after the fall in 2022.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Average staff per financial year, in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Computer programming, consultancy and related activities (NACE 62). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).
Staff
| Item | 31-12-2021 | 31-12-2022 | 31-12-2023 | 31-12-2024 | 31-12-2025 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 36 | 40 | 33 | 26 | 20 |
| full-time | 35 | 40 | 33 | 24 | 18 |
| part-time | 1 | - | - | 2 | 2 |
| in full-time equivalents | 35.6 | 40 | 33 | 24.9 | 19.1 |
| Average over the year, in full-time equivalents | 30.8 | 38.4 | 35.9 | 30 | 20.6 |
| On a permanent contract | 35 | 40 | 33 | 25 | 19 |
| Joined | 24 | 19 | 12 | 11 | 10 |
| Left | 14 | 15 | 19 | 18 | 16 |
| Training hours | 61 | 119 | 92 | 72 | 319 |
Source: social balance sheet in the 2021 to 2025 annual accounts
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €19,837 | €17,665 | - | €14,266 | €11,313 |
| Financial fixed assets | €5,826 | €13,987 | - | €64,500 | - |
| Depreciation and write-downs of the year | €3,199 | €7,952 | €11,377 | €9,673 | €9,849 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Comparable companies
These companies have the same main activity as Optimy: other information technology and computer services (NACE 62900). They are comparable in size and age: total assets between €2.7m and €6.9m, founded between 2007 and 2014.
| Company | Founded | Total assets | Equity | Gross margin | Turnover | Net result | FTE | Financial year |
|---|---|---|---|---|---|---|---|---|
| Optimy Watermaal-Bosvoorde | 2010 | €4.4m | €2.1m | €2.2m | - | €0.5m | 20.6 | 2025 |
| XeniT Solutions Leuven | 2007 | €4.5m | €3.3m | €2.3m | - | €0.3m | 18.8 | 2025 |
| TRAXXEO Etterbeek | 2008 | €6.5m | €3.0m | €2.2m | - | -€0.2m | 14.2 | 2025 |
| ETEAMSYS Liège | 2009 | €4.4m | €1.1m | €1.5m | - | €0.007m | 22.6 | 2025 |
| APICBASE Antwerpen | 2014 | €4.1m | €1.9m | €2.0m | €3.8m | -€0.7m | 18.9 | 2025 |
| EEZEE-IT Wavre | 2010 | €2.7m | €0.8m | €2.5m | - | €0.4m | 21.8 | 2025 |
| TAPPTIC Brussel | 2010 | €6.9m | €3.8m | €1.5m | - | -€0.05m | 17.9 | 2025 |
They were chosen from the 1,787 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 17,811 companies had the same profile as Optimy has now. Two years later, 0.3% had gone bankrupt and 96.5% were still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
That fits the bankruptcy probability of Optimy itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for Optimy. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €2.0m | €2.6m | €2.7m | €2.5m | €1.6m | ▼ 34.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.007m | €0.002m | - | €0.003m | €0.008m | €0.01m | €0.01m | €0.01m | ▲ 1.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | -€0.008m | - | - | - | - | - |
| Other operating charges640/8 | - | - | - | €0.001m | €0.001m | €0.02m | €0.003m | €0.003m | ▲ 20.3% |
| Gross operating margin9900 | €1.2m | €1.0m | €0.8m | €1.5m | €1.9m | €2.1m | €2.5m | €2.2m | ▼ 11.5% |
| Operating profit (loss)9901 | -€0.2m | -€0.5m | -€0.7m | -€0.5m | -€0.8m | -€0.6m | €0.02m | €0.6m | ▲ 38× |
| Financial income75/76B | - | - | - | €0.005m | €0.01m | €0.04m | €0.009m | €0.03m | ▲ 225% |
| Recurring financial income75 | €344 | €0.002m | €0.001m | €0.005m | €0.01m | €0.04m | €0.009m | €0.03m | ▲ 225% |
| Financial charges65/66B | - | - | - | €0.03m | €0.04m | €0.07m | €0.09m | €0.08m | ▼ 10.2% |
| Recurring financial charges65 | €0.02m | €0.03m | €0.03m | €0.03m | €0.04m | €0.07m | €0.09m | €0.08m | ▼ 9.8% |
| Non-recurring financial charges66B | - | - | - | - | - | - | €375 | - | - |
| Profit (loss) for the period before taxes9903 | -€0.3m | -€0.5m | -€0.7m | -€0.5m | -€0.8m | -€0.7m | -€0.07m | €0.5m | - |
| Income taxes67/77 | €0.001m | €0.001m | €317 | -€125 | -€34 | - | €0.002m | €0 | ▼ 100% |
| Profit (loss) for the period9904 | -€0.3m | -€0.5m | -€0.7m | -€0.5m | -€0.8m | -€0.7m | -€0.07m | €0.5m | - |
| Profit (loss) for the period to be appropriated9905 | -€0.3m | -€0.5m | -€0.7m | -€0.5m | -€0.8m | -€0.7m | -€0.07m | €0.5m | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €1.8m | €3.4m | €3.3m | €4.7m | €4.2m | €4.2m | €4.5m | €4.4m | ▼ 1.6% |
| Formation expenses20 | - | - | - | - | - | - | - | €0 | - |
| Fixed assets21/28 | €0.009m | €0.02m | €0.04m | €0.06m | €0.09m | €0.06m | €0.1m | €0.05m | ▼ 65.4% |
| Tangible fixed assets22/27 | €0.002m | - | - | €0.02m | €0.03m | €0.01m | €0.02m | €0.02m | ▲ 7.5% |
| Furniture and vehicles24 | - | - | - | €0.02m | €0.03m | €0.01m | €0.006m | €0.01m | ▲ 77.9% |
| Other tangible fixed assets26 | - | - | - | - | - | - | €0.01m | €0.01m | ▼ 20.3% |
| Financial fixed assets28 | €0.007m | €0.02m | €0.04m | €0.05m | €0.06m | €0.05m | €0.1m | €0.02m | ▼ 78.3% |
| Current assets29/58 | €1.8m | €3.4m | €3.2m | €4.6m | €4.1m | €4.2m | €4.3m | €4.3m | ▲ 0.3% |
| Amounts receivable within one year40/41 | €0.4m | €0.5m | €0.6m | €0.7m | €1.2m | €1.7m | €3.1m | €3.4m | ▲ 11.3% |
| Trade receivables40 | - | - | - | €0.6m | €0.8m | €1.1m | €2.7m | €2.1m | ▼ 21.3% |
| Other amounts receivable41 | - | - | - | €0.2m | €0.4m | €0.6m | €0.4m | €1.3m | ▲ 229% |
| Current investments50/53 | €0.1m | €1.0m | €1.0m | €1.0m | €1.5m | €0.5m | €0.5m | €100 | ▼ 100.0% |
| Cash at bank and in hand54/58 | €1.2m | €1.9m | €1.6m | €2.8m | €1.4m | €1.8m | €0.6m | €0.7m | ▲ 21.3% |
| Deferred charges and accrued income490/1 | - | - | - | €0.1m | €0.09m | €0.1m | €0.2m | €0.2m | ▲ 25.7% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €1.8m | €3.4m | €3.3m | €4.7m | €4.2m | €4.2m | €4.5m | €4.4m | ▼ 1.6% |
| Equity10/15 | €0.7m | €1.8m | €1.5m | €3.2m | €2.4m | €1.7m | €1.6m | €2.1m | ▲ 31.9% |
| Contributions10/11 | €0.8m | €0.9m | €1.3m | €5.0m | €5.0m | €5.0m | €5.0m | €5.0m | = |
| Capital10 | - | - | - | €1.5m | €1.5m | €1.5m | €1.5m | €1.5m | = |
| Issued capital100 | - | - | - | €1.5m | €1.5m | €1.5m | €1.5m | €1.5m | = |
| Contributions outside capital11 | - | - | - | €3.5m | €3.5m | €3.5m | €3.5m | €3.5m | = |
| Share premium1100/10 | - | - | - | €3.5m | €3.5m | €3.5m | €3.5m | €3.5m | = |
| Reserves13 | €0.009m | €0.009m | €0.009m | €0.009m | €0.009m | €0.009m | €0.009m | €0.009m | = |
| Non-distributable reserves130/1 | - | - | - | €0.009m | €0.009m | €0.009m | €0.009m | €0.009m | = |
| Legal reserve130 | - | - | - | €0.009m | €0.009m | €0.009m | €0.009m | €0.009m | = |
| Profit (loss) carried forward14 | -€0.1m | -€0.6m | -€1.3m | -€1.8m | -€2.6m | -€3.3m | -€3.4m | -€2.9m | ▲ 15.3% |
| Amounts payable17/49 | €1.1m | €1.6m | €1.8m | €1.5m | €1.9m | €2.5m | €2.8m | €2.2m | ▼ 20.9% |
| Amounts payable after more than one year17 | €0.7m | €1.0m | €0.9m | €0.6m | €0.8m | €1.1m | €0.8m | €0.6m | ▼ 28.4% |
| Financial debts170/4 | - | - | - | €0.6m | €0.8m | €1.1m | €0.8m | €0.6m | ▼ 28.4% |
| Amounts payable within one year42/48 | €0.4m | €0.5m | €0.9m | €0.8m | €1.0m | €1.3m | €1.7m | €1.0m | ▼ 39.5% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €0.1m | €0.2m | €0.3m | €0.2m | ▼ 27.8% |
| Trade debts44 | €0.2m | €0.3m | €0.6m | €0.5m | €0.7m | €0.8m | €1.2m | €0.7m | ▼ 43.8% |
| Suppliers440/4 | - | - | - | €0.5m | €0.7m | €0.8m | €1.2m | €0.7m | ▼ 43.8% |
| Taxes, remuneration and social security45 | - | - | - | €0.4m | €0.3m | €0.4m | €0.2m | €0.1m | ▼ 32.2% |
| Taxes450/3 | - | - | - | €0.06m | €0.01m | €0.09m | €0.01m | - | - |
| Remuneration and social security454/9 | - | - | - | €0.3m | €0.2m | €0.3m | €0.2m | €0.1m | ▼ 27.6% |
| Accrued charges and deferred income492/3 | - | - | - | €0.05m | €0.06m | €0.1m | €0.4m | €0.7m | ▲ 77.9% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€0.3m | -€0.5m | -€0.7m | -€0.5m | -€0.8m | -€0.7m | -€0.07m | €0.5m | - |
| + Depreciation and write-downs630 | €0.007m | €0.002m | - | €0.003m | €0.008m | €0.01m | €0.01m | €0.01m | ▲ 1.8% |
| Operating cash flow (approximation) | -€0.3m | -€0.5m | -€0.7m | -€0.5m | -€0.8m | -€0.7m | -€0.06m | €0.5m | - |
| Investment in fixed assets (approximation) | - | -€0.01m | -€0.03m | -€0.03m | -€0.03m | €0.02m | -€0.08m | €0.08m | - |
| Change in cash | - | €0.7m | -€0.3m | €1.2m | -€1.4m | €0.5m | -€1.2m | €0.1m | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 16 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | full format | 30-07-2026 | 2026-00353037 | NBB |
| 31-12-2024 | full format | 22-09-2025 | 2025-00497141 | |
| 31-12-2023 | full format | 19-06-2024 | 2024-00148425 | |
| 31-12-2022 | full format | 16-06-2023 | 2023-00130966 | |
| 31-12-2021 | full format | 07-06-2022 | 2022-20048764 | |
| 31-12-2020 | full format | 10-06-2021 | 2021-19400017 | |
| 31-12-2019 | full format | 11-06-2020 | 2020-16300215 | |
| 31-12-2018 | full format | 14-06-2019 | 2019-19200047 | |
| 31-12-2017 | full format | 05-06-2018 | 2018-16000332 | |
| 31-12-2016 | full format | 14-06-2017 | 2017-17700364 |
Board & ownership
Directors
Board 2
Day-to-day management 1
Permanent representatives 3
Owners and capital
Owners
Mandate history
- Board
- Day-to-day management
- began earlier
- end not dated
| Name | Functions and periods |
|---|---|
| CAPITAL BOOOSTER |
|
| Sweet Zazoe |
|
| KENNETH BERARD |
|
| Capital Booster |
|
Network & group
Companies at the same address
188 other companies- Laforce, Lukas (sole trader) Establishment · since 2026 1041137919
- Doizi, Diane (sole trader) Establishment · since 2026 1041130890
- Giguere, Emily (sole trader) Establishment · since 2026 1040533351
- Goodfoodatwork Establishment · since 2026 1038100829
- Maran, Lucie (sole trader) Establishment · since 2026 1044022282
- INNER STUDIOS Registered office · since 2026 1037850015
- MWH Registered office · since 2026 1037592370
- Margot Violet Establishment · since 2026 1037446474
- HDA Law Registered office · since 2026 1037297907
- Ochana, Achtar (sole trader) Establishment · since 2026 1035954258
Connections & network
2 current directorsThe board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.
Timeline
Acts, filings and financial milestones
30-09
Gazette deed
Registered office moved to Watermael-Boitsfort2 points ▸
- Board meeting, 12-09-2024
- Registered-office move, Chaussée de la Hulpe 166 à 1170 Watermael-Boitsfort
16-07
Gazette deed
Amendment of the articlesFinancial instrument · Power of attorney7 points ▸
- General meeting, 21-12-2023
- Financial instrument, 100, “cancellation” (deed in French)
- Other provision, “dispense de lecture et réception des rapports article 7:180, dispense au président de donner lecture à l'unanimité” (deed in French)
- Financial instrument, “SOP 3”, 1100 (deed in French)
- Other provision, “irrévocable et totale, renonciation au droit de souscription préférentielle des actionnaires” (deed in French)
- Other provision, “souscription des droits par la société en attente d’attribution, accord de tous les actionnaires” (deed in French)
- Power of attorney, mentioned 3 times in the deed
15-06
Gazette deed
Reappointments: Capital Booster, Sweet Zazoe SPRL and Kenneth Bérard SPRLPermanent representative: Sébastien LOB5 points ▸
- General meeting, 03-06-2022
- Director reappointment, Capital Booster (director and chair of the board)
- Permanent representative, Sébastien LOB
- Director reappointment, Sweet Zazoe SPRL (director)
- Director reappointment, Kenneth Bérard SPRL (managing director)
Show earlier events
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21652E0030/00D002 | Brussels | 3.2 ha | 1 · 7,322 m² | 21.0 m · 6 |
1 of these parcels carries protected heritage. Expect extra rules on renovation or sale.