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Optimy

Active
Public limited companyfounded 2010active for 16 yearsTerhulpsesteenweg 166, 1170 Watermaal-Bosvoorde, BelgiumKBO/BCE: BE 0824.055.778
Summary

Optimy has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.1m and a net result of €519,341. Equity has been growing by about 5.9% per year since 2018. Its solvency ranks better than 60% of 1,682 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 18-03-2010 Normal situation
Registered office
189 active companies are registered at this address 13 started in the 12 months before. Source: KBO register, as of 1 November 2026.
Activity
Other information technology and computer services NACE 62900and 1 other
Establishment unit
2.211.698.483 1170 Watermaal-Bosvoorde, since 18-03-2010
Financial year end
31 December
Peppol
Reachable since 21-11-2025

Board and ownership

Board

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€2.2m
▼ 11.5%
Turnover
≈ €4.9m
estimated
Profit
€519,341
Equity
€2.1m
▲ 31.9%
Total assets
€4.4m
▼ 1.6%
Employees on 31-12-2025
20
▼ 23.1%
Filed on 30-07-2026, 1 day before the deadline
Score breakdownraises risk1 of the last 3 accounts latelowers riskLiquidity: current ratio 4.32, cash €720,897Size: 20.6 FTE, total assets €4.4mProfit of €519,341 (financial year 2025)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 73% of small companies in computer programming and consultancy (NACE 62)
Financial strength · tick: 2024
Strong
Solvency 74+12
equity 49.0% of total assets
Liquidity 62+12
short-term debt 22.9% · cash 16.5%
Profitability 84+65
return on assets 11.9%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (1,167 companies, NACE 62, small)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.4%▲ +0.1 percentage points vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.5%▲ +0.1 percentage points vs 07-2025 09-2025: 0.6%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 0.3%▼ -0.3 percentage points vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.4%▲ +0.1 percentage points vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.1%▼ -0.3 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €200,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.32 (2.6 in 2024), above the usual 1.5. Short-term debt is 22.9% and cash 16.5% of total assets. However, 51% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, small). It does better than 61% of them on solvency, 76% on liquidity, 78% on profitability and 77% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 4.32, cash €720,897
NBB · annual accounts
lowers risk · Size: 20.6 FTE, total assets €4.4m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 1 of the last 3 accounts late
NBB · filings
lowers risk · Profit of €519,341 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
53 days late
2023
42 days early
2022
45 days early
2021
54 days early
2020
51 days early
2019
50 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 27 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 June (4 of the last 5 accounts filed within 40 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €71,247 in 2024 €519,341 View
  • Positive: 7th largest employer in Watermaal-Bosvoorde, Telecoms and IT sectorin the Checked rankings No. 7 View

Comparable companies

These companies have the same main activity as Optimy: other information technology and computer services (NACE 62900). They are comparable in size and age: total assets between €2.7m and €6.9m, founded between 2007 and 2014.

CompanyTotal assetsGross margin
Optimy Watermaal-Bosvoorde€4.4m€2.2m
XeniT Solutions Leuven€4.5m€2.3m
TRAXXEO Etterbeek€6.5m€2.2m
ETEAMSYS Liège€4.4m€1.5m
APICBASE Antwerpen€4.1m€2.0m
EEZEE-IT Wavre€2.7m€2.5m
TAPPTIC Brussel€6.9m€1.5m
Full comparison

Key facts about Optimy

What is the company number of Optimy?
The company number of Optimy is 0824.055.778. The VAT number is the same number with BE in front: BE 0824.055.778.
Where is Optimy based?
The registered office is at Terhulpsesteenweg 166, 1170 Watermaal-Bosvoorde.Company details
What does Optimy do?
According to the KBO register, the main activity is other information technology and computer services (NACE 62900).
What is the legal form of Optimy?
The legal form of Optimy is Public limited company (NV).
When was Optimy founded?
Optimy was founded on 18-03-2010.
Is Optimy still active?
Yes, Optimy is an active enterprise in the KBO register.
How many employees does Optimy have?
Optimy had an average of 20.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Optimy?
The turnover in financial year 2025 is ≈ €4.9m. This figure is estimated from the gross margin of €2.2m and 158 comparable companies (NACE 62). It probably lies between €3.6m and €6.4m.
Is Optimy profitable?
In financial year 2025, Optimy made a profit of €519,341.
Where can I find the annual accounts of Optimy?
Optimy filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Optimy due?
Optimy must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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