TAPPTIC
ActiveTAPPTIC has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.75M and a net result of €-45k. Equity is growing by ~17.6% per year across the filed fiscal years. Its solvency ranks better than 66% of 1404 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▼-39
Solvency79=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €240k at 30 days acceptable
Liquidity ample (current ratio 2.4 against 3.28 in 2024; short-term debt: 33.1% and cash: 23.4% of total assets), and 45.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.1%
Return on assets
-0.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
31 d early
2023
19 d late
2022
32 d late
2021
2 d early
2020
30 d late
2019
59 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-45k
2024 · €1.10M
2018: €573k
2019: €103k
2020: €142k
2021: €598k
2022: €306k
2023: €218k
2024: €1.10M
2018 → 2025
Working capital
€3.22M▼ 15.2%
2024 · €3.79M
2018: €1.81M
2019: €1.57M
2020: €1.62M
2021: €2.09M
2022: €2.43M
2023: €2.39M
2024: €3.79M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.17M-€2.48M▲ 14.1%€2.70M▲ 8.8%€3.80M▲ 40.9%€3.75M▼ 1.2%
Operating result€1.05M-€375k▼ 64.3%€-42k€285k€-90k
Net result€598k-€306k▼ 48.8%€218k▼ 28.6%€1.10M▲ 405%€-45k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €90k after €285k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.94M
Fixed assets
€1.43M▼ 8.8%
Current assets
€5.51M▲ 1.1%
Equity and liabilities €6.94M
Equity
€3.75M▼ 1.2%
Debt
€3.19M▼ 1.1%
The debt ratio stays at 45.9%.
Key figures and ratios
EBITDA
€25k▼
2024 · €456k
Cash flow
€70k▼
2024 · €1.27M
Solvency
54.1%▼
2024 · 54.1%
Current ratio
2.40▼
2024 · 3.28
Quick ratio
2.40▼
2024 · 3.28
Debt / equity
0.85▲
2024 · 0.85
ROE
-1.2%▼
2024 · 29.0%
ROA
-0.7%▼
2024 · 15.7%
Interest coverage
0.15▼
2024 · 2.39
Debt
€3.19M▼
2024 · €3.22M
Debt ≤ 1 year
€2.30M▲
2024 · €1.66M
Debt > 1 year
€884k▼
2024 · €948k
Income taxes
€2k▼
2024 · €65k
Staff costs
€1.39M▼
2024 · €1.86M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7.02M€6.94M▼
Fixed assets21/28€1.57M€1.43M▼
Tangible fixed assets22/27€1.45M€1.32M▼
Land and buildings22€1.28M€1.23M▼
Furniture and vehicles24€117k€56k▼
Other tangible fixed assets26€53k€34k▼
Financial fixed assets28€113k€105k▼
Current assets29/58€5.46M€5.51M▲
Amounts receivable after more than one year29€1.40M€1.40M▲
Other amounts receivable291€1.40M€1.40M▲
Amounts receivable within one year40/41€3.26M€2.45M▼
Trade receivables40€3.06M€2.33M▼
Other amounts receivable41€200k€116k▼
Cash at bank and in hand54/58€779k€1.62M▲
Deferred charges and accrued income490/1€14k€37k▲
Equity and liabilities
Total equity and liabilities10/49€7.02M€6.94M▼
Equity10/15€3.80M€3.75M▼
Contributions10/11€1.08M€1.08M=
Capital10€1.08M€1.08M=
Issued capital100€1.08M€1.08M=
Reserves13€110k€110k=
Non-distributable reserves130/1€108k€108k=
Legal reserve130€108k€108k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€2.61M€2.57M▼
Amounts payable17/49€3.22M€3.19M▼
Amounts payable after more than one year17€948k€884k▼
Financial debts170/4€948k€884k▼
Amounts payable within one year42/48€1.66M€2.30M▲
Current portion of amounts payable after more than one year42€94k€63k▼
Financial debts43€30k€38k▲
Credit institutions430/8€30k€38k▲
Trade debts44€1.30M€2.06M▲
Suppliers440/4€1.30M€2.06M▲
Taxes, remuneration and social security45€237k€136k▼
Taxes450/3€28k€11k▼
Remuneration and social security454/9€210k€125k▼
Other amounts payable47/48€4k€0▼
Accrued charges and deferred income492/3€611k€7k▼
Income statement
Code20242025
Non-recurring operating income76A€7k€0▼
Remuneration, social security and pensions62€1.86M€1.39M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€171k€115k▼
Other operating charges640/8€13k€37k▲
Gross operating margin9900€2.33M€1.45M▼
Operating profit (loss)9901€285k€-90k▼
Financial income75/76B€1.07M€209k▼
Recurring financial income75€1.07M€209k▼
Financial charges65/66B€191k€163k▼
Recurring financial charges65€191k€163k▼
Profit (loss) for the period before taxes9903€1.17M€-43k▼
Income taxes67/77€65k€2k▼
Profit (loss) for the period9904€1.10M€-45k▼
Profit (loss) for the period to be appropriated9905€1.10M€-45k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2.63M€2.57M▼
Profit (loss) brought forward from the previous period14P€1.53M€2.61M▲
Transfer to equity691/2€19k€0▼
To the legal reserve6920€19k€0▼
Social balance
Average headcount (FTE)908725.717.9▼
The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-45k ▼104%
Net result drops to €-45k, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €1.10M ▲405%
Net result €1.10M, the highest in the series.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 19 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 32 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €2MEq €2.17M ▲38%
4 profitable years in a row build equity to €2.17M.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 59 days late
2019
25-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 86 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 58 days late
2016
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2020
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-12-2020
Christophe CHATILLON: Resigned as Director
04-11-2020
Frédéric FEYTONS: Resigned as Director
12-02-2019
SIMON Nicolas: Resigned as Director
Location & real-estate footprint
Registered office, Brussel · 2 establishment units since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Terkamerenlaan 28/301000 BrusselGround area
1.4 ha
Building footprint
5,278 m²
Volume, LiDAR
48,887 m³
2 parcels, Brussels, Wallonia · tallest building 26.3 m, ±8 floors. Linked by address, not a title deed.
2 establishment units
Terkamerenlaan 28-30, 1000 Brussel
since 20132.233.602.766
Rue de Mulhouse 36, 4020 Liège
since 20132.229.000.315
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62817B0418/00G002 | Wallonia | 1.3 ha | 1 · 4,913 m² | 16.3 m · 3 fl. |
| 21822R0298/00B000 | Brussels | 787 m² | 1 · 366 m² | 26.3 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,211 companies in sector 62900 we hold annual accounts for 1,741. 343 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded06-07-2010
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
62020IT consultancy
62200Computer consultancy and computer facilities management
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.