Financials
- Financial year
- 2025
- Turnover
- €11.2m
- Profit
- €2.6m
- Solvency
- 68.5%
Turnover▲ 2,535%
Net result
20242025
Summary
OPTIMCO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3.1m and a net result of €2.6m. Its solvency ranks better than 76% of 39 sector peers (NACE 65, financial year 2025). The company has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Insurance, reinsurance and pension funding, except compulsory social security
NACE 65121Insurance agents and brokers NACE 66220
3rd largest employer in Belgium, Insurance and pension funding sector1 site
Size
€11.2mturnover 2025
- Staff
- 59.7 FTE
- Equity
- €3.1m
- Profit
- €2.6m
Turnover +2,535%: 12-month year
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- Parent
- FEDERALE ASSURANCE · 99.91%
- Board
- 4 members
- Tom DE TROCHChair
- Patrick MICHELCEO
Auditor: DELOITTE Bedrijfsrevisoren BVAccounts 99 days early
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-04-2026, 99 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
99 days early
2024
50 days early
2024
91 days early
2023
33 days early
2022
41 days early
2021
24 days early
2020
22 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 51 days before the deadline; the sector median (NACE 65) for financial year 2024 is 29 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
21-10-2026 today31-12-2026 year end31-07-2027 deadline
- Appointments: Mathieu Dubois, Deborah van den…Resignations: Viviane Vangeel (lid directiecomité)…
- Annual accounts filedfinancial year 2025 · full…
- Appointment: Michel, Patrick (ceo, lid en…Resignation: Benjamin Eyckmans (directeur hr…
Key points
- Turnover rose in 202512-month financial year ▲ 2,535% View
- Positive: Among the best 5% on net resultsector median €157,795 · 39 companies €2.6m View
- Board changedlatest change 22-04-2026 · 4 in office 3 joined · 2 left View
- Positive: Filed on time since financial year 2019accounts within the deadline every year 8 years View
- Controlled by FEDERALE ASSURANCEknown shareholders 100% 99.91% View
By topic
Board & ownership
- Board
- 4 members
- Parent
- FEDERALE ASSURANCE · 99.91%
- Known shareholders
- 100%
- Auditor
- DELOITTE Bedrijfsrevisoren BV
- Tom DE TROCHChair
- Vangeel VivianeDirector
- WALLEMACQ JeanDirector
- Werner Van SteenDirector
Network & group
- Group
- ENSTAR (EU) HOLDINGS LIMITED
- Connected companies
- 34
- Mergers and asset contributions
- 1
Timeline
- Events
- 66
- Since
- 2004
- Next accounts
- by 31-07-2027
- 31-12-2025Back to profit
- 31-12-2025Liquidity more than doubled
- 31-12-2025Equity above €2m
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Insurance, reinsurance and pension funding, except compulsory social…NACE 65121
- Founded
- 06-01-2004
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 25
- Purpose
- “Alle agentuurverrichtingen uit te voeren inzake verzekeringen, uitsluitend als…” (deed in Dutch)
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What support did similar companies receive that this one did not?Subsidies
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