OPTIMCO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3.1m and a net result of €2.6m. Its solvency ranks better than 77% of 40 sector peers (NACE 65, financial year 2025). The company has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals.
Auditor: DELOITTE Bedrijfsrevisoren BV2025 accounts 99 days early
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 51 days before the deadline; the sector median (NACE 65) for financial year 2024 is 29 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 June (4 of the last 5 filed years within 30 days of that day).
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€4.5m2025Equity€3.1m2025Debt€1.4m2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€2.5m2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)59.0%2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency68.5%2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio3.032025
Average staff in full-time equivalents (FTE).
Staff (FTE)59.72025
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 65, Insurance, reinsurance and pension funding, except compulsory social security: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the financial year before
favourableunfavourable
Line20242025
Turnover€0.4m-€11.2m▲ 26×
Operating result-€7.7m-€2.5m
Net result-€7.6mbelow the sector's middle half-€2.6mabove the sector's middle half
Equity€0.4mwithin the sector's middle half-€3.1mabove the sector's middle half▲ 623%
Total assets€23.8mabove the sector's middle half-€4.5mwithin the sector's middle half▼ 81.2%
Debt€23.4m-€1.4m▼ 94.0%
Working capital€2.3mabove the sector's middle half-€2.5mabove the sector's middle half▲ 9.2%
Solvency1.8%below the sector's middle half-68.5%above the sector's middle half▲ 66.7pp
Current ratio1.11within the sector's middle half-3.03above the sector's middle half▲ 1.92
Return on assets (ROA)-31.9%below the sector's middle half-59.0%above the sector's middle half▲ 90.9pp
Staff (FTE)58.1above the sector's middle half-59.7▲ 2.8%
abovewithinbelowthe middle half of NACE 65, Insurance, reinsurance and pension funding, except compulsory social security: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Why a figure moved sharply
2025Turnover +2,535% on 2024.The previous financial year ran 3 months, this one 12.
2025Total assets -81% on 2024.Capital reduction of €18,000,000 (Official Gazette 08-01-2025).
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.5m
17.9%
82.1%
Fixed assets€800,993 ▲ 15.7%
Current assets€3.7m ▼ 84.1%
Equity and liabilities €4.5m
68.5%
31.5%
Equity€3.1m ▲ 623%
Debt€1.4m ▼ 94.0%
Debt's share of the balance-sheet total falls from 98.2% to 31.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
86.2%
Debt ≤ 1 year
€1.2m▼
2024 · €20.9m
Income taxes
-€23,186▼
2024 · -€9,969
Staff costs
€6.2m▲
2024 · €1.4m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accountsAs filed with the NBB · 2025 against 2024 · 65 lines
Balance sheetCode20242025
Assets
Total assets20/58€23.8m€4.5m▼
Fixed assets21/28€0.7m€0.8m▲
Intangible fixed assets21€0.2m€0.4m▲
Tangible fixed assets22/27€0.5m€0.4m▼
Plant, machinery and equipment23€0.3m€0.2m▼
Furniture and vehicles24€0.07m€0.05m▼
Other tangible fixed assets26€0.2m€0.1m▼
Financial fixed assets28€0.009m€0.009m▲
Other financial fixed assets284/8€0.009m€0.009m▲
Amounts receivable and cash guarantees285/8€0.009m€0.009m▲
Current assets29/58€23.1m€3.7m▼
Amounts receivable within one year40/41-€0.2m
Other amounts receivable41-€0.2m
Current investments50/53€21.8m€1.7m▼
Other investments51/53€21.8m€1.7m▼
Cash at bank and in hand54/58€1.0m€1.4m▲
Deferred charges and accrued income490/1€0.3m€0.4m▲
Equity and liabilities
Total equity and liabilities10/49€23.8m€4.5m▼
Equity10/15€0.4m€3.1m▲
Contributions10/11€2.0m€2.0m=
Capital10€2.0m€2.0m=
Issued capital100€2.0m€2.0m=
Reserves13€0.4m€0.4m=
Non-distributable reserves130/1€0.2m€0.2m=
Legal reserve130€0.2m€0.2m=
Distributable reserves133€0.2m€0.2m=
Profit (loss) carried forward14-€2.0m€0.7m▲
Amounts payable17/49€23.4m€1.4m▼
Amounts payable within one year42/48€20.9m€1.2m▼
Trade debts44€0.006m€0.6m▲
Suppliers440/4€0.006m€0.6m▲
Taxes, remuneration and social security45€0.6m€0.6m▲
Remuneration and social security454/9€0.6m€0.6m▲
Other amounts payable47/48€20.3m-
Accrued charges and deferred income492/3€2.5m€0.2m▼
Income statementCode20242025
Operating income70/76A€0.6m€12.0m▲
Turnover70€0.4m€11.2m▲
Other operating income74€0.1m€0.8m▲
Operating charges60/66A€8.3m€9.5m▲
Goods for resale, raw materials and consumables60€0.3m€0.5m▲
Purchases600/8€0.3m€0.5m▲
Services and other goods61€0.7m€2.6m▲
Remuneration, social security and pensions62€1.4m€6.2m▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.05m€0.2m▲
Other operating charges640/8€0.009m€0.04m▲
Non-recurring operating charges66A€5.8m-
Operating profit (loss)9901-€7.7m€2.5m▲
Financial income75/76B€0.1m€0.1m▼
Recurring financial income75€0.1m€0.1m▼
Income from current assets751€0.1m€0.1m▼
Financial charges65/66B€0.01m-
Recurring financial charges65€0.01m-
Debt charges650€0.006m-
Other financial charges652/9€0.006m-
Profit (loss) for the period before taxes9903-€7.6m€2.6m▲
Income taxes67/77-€0.01m-€0.02m▼
Taxes670/3-€0.001m
Tax adjustments and reversals of tax provisions77€0.01m€0.02m▲
Profit (loss) for the period9904-€7.6m€2.6m▲
Profit (loss) for the period to be appropriated9905-€7.6m€2.6m▲
Appropriation of the result
Profit (loss) to be appropriated9906-€7.6m€0.7m▲
Profit (loss) brought forward from the previous period14P--€2.0m
Transfer from equity791/2€5.6m-
From reserves792€5.6m-
Social balance sheet
Average headcount (FTE)908758.159.7▲
The notes to these accounts (37 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Line
2024
2025
Change
Operating income70/76A
€0.6m
€12.0m
▲ 22×
Turnover70
€0.4m
€11.2m
▲ 26×
Other operating income74
€0.1m
€0.8m
▲ 536%
Operating charges60/66A
€8.3m
€9.5m
▲ 14.4%
Goods for resale, raw materials and consumables60
€0.3m
€0.5m
▲ 58.4%
Purchases600/8
€0.3m
€0.5m
▲ 58.4%
Services and other goods61
€0.7m
€2.6m
▲ 280%
Remuneration, social security and pensions62
€1.4m
€6.2m
▲ 335%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630
€0.05m
€0.2m
▲ 297%
Other operating charges640/8
€0.009m
€0.04m
▲ 345%
Non-recurring operating charges66A
€5.8m
-
-
Operating profit (loss)9901
-€7.7m
€2.5m
-
Financial income75/76B
€0.1m
€0.1m
▼ 14.2%
Recurring financial income75
€0.1m
€0.1m
▼ 14.2%
Income from current assets751
€0.1m
€0.1m
▼ 14.2%
Financial charges65/66B
€0.01m
-
-
Recurring financial charges65
€0.01m
-
-
Debt charges650
€0.006m
-
-
Other financial charges652/9
€0.006m
-
-
Profit (loss) for the period before taxes9903
-€7.6m
€2.6m
-
Income taxes67/77
-€0.01m
-€0.02m
▼ 133%
Taxes670/3
-
€0.001m
-
Tax adjustments and reversals of tax provisions77
€0.01m
€0.02m
▲ 141%
Profit (loss) for the period9904
-€7.6m
€2.6m
-
Profit (loss) for the period to be appropriated9905
-€7.6m
€2.6m
-
Line
2024
2025
Change
Assets
Total assets20/58
€23.8m
€4.5m
▼ 81.2%
Fixed assets21/28
€0.7m
€0.8m
▲ 15.7%
Intangible fixed assets21
€0.2m
€0.4m
▲ 139%
Tangible fixed assets22/27
€0.5m
€0.4m
▼ 27.5%
Plant, machinery and equipment23
€0.3m
€0.2m
▼ 27.7%
Furniture and vehicles24
€0.07m
€0.05m
▼ 27.7%
Other tangible fixed assets26
€0.2m
€0.1m
▼ 26.9%
Financial fixed assets28
€0.009m
€0.009m
▲ 1.1%
Other financial fixed assets284/8
€0.009m
€0.009m
▲ 1.1%
Amounts receivable and cash guarantees285/8
€0.009m
€0.009m
▲ 1.1%
Current assets29/58
€23.1m
€3.7m
▼ 84.1%
Amounts receivable within one year40/41
-
€0.2m
-
Other amounts receivable41
-
€0.2m
-
Current investments50/53
€21.8m
€1.7m
▼ 92.3%
Other investments51/53
€21.8m
€1.7m
▼ 92.3%
Cash at bank and in hand54/58
€1.0m
€1.4m
▲ 30.1%
Deferred charges and accrued income490/1
€0.3m
€0.4m
▲ 50.3%
Equity and liabilities
Total equity and liabilities10/49
€23.8m
€4.5m
▼ 81.2%
Equity10/15
€0.4m
€3.1m
▲ 623%
Contributions10/11
€2.0m
€2.0m
=
Capital10
€2.0m
€2.0m
=
Issued capital100
€2.0m
€2.0m
=
Reserves13
€0.4m
€0.4m
=
Non-distributable reserves130/1
€0.2m
€0.2m
=
Legal reserve130
€0.2m
€0.2m
=
Distributable reserves133
€0.2m
€0.2m
=
Profit (loss) carried forward14
-€2.0m
€0.7m
-
Amounts payable17/49
€23.4m
€1.4m
▼ 94.0%
Amounts payable within one year42/48
€20.9m
€1.2m
▼ 94.2%
Trade debts44
€0.006m
€0.6m
▲ 101×
Suppliers440/4
€0.006m
€0.6m
▲ 101×
Taxes, remuneration and social security45
€0.6m
€0.6m
▲ 7.3%
Remuneration and social security454/9
€0.6m
€0.6m
▲ 7.3%
Other amounts payable47/48
€20.3m
-
-
Accrued charges and deferred income492/3
€2.5m
€0.2m
▼ 92.1%
Line
2024
2025
Change
Profit (loss) for the period9904
-€7.6m
€2.6m
-
+ Depreciation and write-downs630
€0.05m
€0.2m
▲ 297%
Operating cash flow (approximation)
-€7.6m
€2.8m
-
Investment in fixed assets (approximation)
-
-€0.3m
-
Change in cash
-
€0.3m
-
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Of the 118 active companies whose main activity is insurance, reinsurance and pension funding, except compulsory social security (NACE 65121), figures are known for 34. 16 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Subsidies and aid
Flemish government
Flemish government
Subsidies and aid from the Flemish government to this company. Public aid says something about projects and the obligations that come with it.
2 entries · €1,701 · €1,701 paid · Fonds voor Innoveren en Ondernemen
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
Directors
Who runs the company today and since when, grouped the way the KBO groups its office holders. Many recent board changes are a reason to keep a close eye.
4 directors, 4 in day-to-day management, no change since 2026
Niet uitvoerend en onafhankelijk bestuurder · since 24-07-2023
Current
5 not recently confirmed
Still in office according to the deeds, but no deed of the last six years confirms the mandate. Mandates like this have often ended since, in a deed we have not read yet.
Still in office according to the deeds, but no deed of the last six years confirms the mandate. Mandates like this have often ended since, in a deed we have not read yet.
Who held which function and when, per person: one bar per period, from appointment to resignation or to today. An open left edge means the mandate began before the oldest act we hold.
According to the 2025 annual accounts of OPTIMCO and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it.
The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Capital and shareholders
Capital and shareholders
When capital was put in or taken out. An increase often strengthens the company; a reduction deserves a look.
The company's story in a few sentences, from the company register, the Belgian Official Gazette and the filed annual accounts. Each number opens the document the sentence rests on.
OPTIMCO was incorporated on 6 January 2004.1Between 2006 and 2022 the capital was increased 5 times.234The registered office moved to ANTWERPEN-Wilrijk in 2008 and to Wilrijk - Sneeuwbeslaan in 2019.56The board currently has 4 members; Vangeel Viviane has served longest, since 2020.7
Transfer of a branch of activity or universality1 fact ▸
Transfer of a branch of activity or universality, “branch of activity, griffies van de bevoegde ondernemingsrechtbanken van de Overdragende Vennootschap en de Verkrijgende Vennootschap” (deed in Dutch)
2023
24-07
Gazette deedAppointment: Jean WALLEMACQ (niet uitvoerend en onafhankelijk bestuurder)
3 facts ▸
General meeting, 01-06-2023
Director appointment, Jean WALLEMACQ (niet uitvoerend en onafhankelijk bestuurder)
Other provision, “Bijlagen bij het Belgisch Staatsblad-Annexes du Moniteur” (deed in Dutch)
20-06
NBB filingAnnual accounts filed
financial year 2022 · unclassified schema
2022
31-10
Gazette deedCapital & shares · Amendment of the articles
Capital increase · Capital4 facts ▸
General meeting, 08-09-2022
Capital increase, €113,821.34
Capital, €19,999,967.56
Amendment of the articles
10-10
Gazette deedCapital & shares
Capital increase · Capital3 facts ▸
General meeting, 08-09-2022
Capital increase, €9,886,146.22
Capital, €19,886,146.22
21-09
Gazette deedAmendment of the articles
Capital3 facts ▸
General meeting, 08-09-2022
Capital, €10,000,000
Amendment of the articles (2 times)
15-07
Gazette deedResignation: Tom MEEUS (chair of the board)
Appointments: Tom MEEUS (vice-chair of the board) and Tom DE TROCH (chair of the board) · Reappointments: Gisèle DECOSTER (director) and Benjamin EYCKMANS (director)10 facts ▸
General meeting, 27-05-2021
Director resignation, Tom MEEUS (chair of the board)
Director appointment, Tom MEEUS (vice-chair of the board)
Director appointment, Tom DE TROCH (chair of the board)
Director appointment, Tom DE TROCH (non-executive director)
General meeting, 09-06-2022
Director resignation, Tom MEEUS (vice-chair of the board)
Director resignation, Tom MEEUS (non-executive director)
Director reappointment, Gisèle DECOSTER (director)
Director reappointment, Benjamin EYCKMANS (director)
07-07
NBB filingAnnual accounts filed
financial year 2021 · unclassified schema
05-05
Gazette deedResignation: Patrick Wyns (non-executive director)
2 facts ▸
Board meeting, 25-03-2022
Director resignation, Patrick Wyns (non-executive director)
15-02
Gazette deedAppointments: EY Bedrijfsrevisoren BV (erkende commissaris) and Deloitte Bedrijfsrevisoren BV (erkende commissaris)
Resignation: EY Bedrijfsrevisoren BV (erkende commissaris)5 facts ▸
General meeting, 27-05-2021
Auditor appointment, EY Bedrijfsrevisoren BV (erkende commissaris)
General meeting, 29-10-2021
Director resignation, EY Bedrijfsrevisoren BV (erkende commissaris)
Act purpose, “Bevestiging van Woonstkeuze conform artikel 2:54 WVV” (deed in Dutch)
23-02
Gazette deedAmendment of the articles
Choice of domicile1 fact ▸
Choice of domicile, “Bevestiging van Woonstkeuze conform artikel 2:54” (deed in Dutch)
2020
01-10
Gazette deedResignation: Marc PEETERS (lid van het directiecomité en als uitvoerend bestuurder)
Appointments: Viviane VANGEEL (lid van het directiecomité en als uitvoerend bestuurder) and Yves PEETERS (onafhankelijk niet uitvoerend bestuurder)4 facts ▸
General meeting, 04-06-2020
Director resignation, Marc PEETERS (lid van het directiecomité en als uitvoerend bestuurder)
Director appointment, Viviane VANGEEL (lid van het directiecomité en als uitvoerend bestuurder)
Director appointment, Yves PEETERS (onafhankelijk niet uitvoerend bestuurder)
Gazette deedResignations: Louis Thys, Luc Thys and 2 others
Appointments: Tom Meeus, Véronique Vergeylen and 2 others · Mandate compensation · Power of attorney14 facts ▸
General meeting, 25-10-2018
Director resignation, Louis Thys (director)
Director resignation, Luc Thys (director)
Director resignation, Léo Walbers (director)
Director resignation, Luk Smets (director)
Director appointment, Tom Meeus (director)
Director appointment, Véronique Vergeylen (director)
Director appointment, Alex Pire (director)
Director appointment, Daniëlle Bai (director)
Mandate compensation, Tom Meeus
Mandate compensation, Véronique Vergeylen
Mandate compensation, Alex Pire
+2 further facts in this act
30-11
Gazette deedAppointment: Ernst & Young Bedrijfsrevisoren CVBA (erkende commissaris)
2 facts ▸
General meeting, 24-05-2018
Auditor appointment, Ernst & Young Bedrijfsrevisoren CVBA (erkende commissaris)
30-11
Gazette deedResignation: David HERMANS (lid van het directiecomité en als uitvoerend bestuurder)
Appointment: Benjamin EYCKMANS (uitvoerend bestuurder, lid van het directiecomité, verantwoordelijk voor de compliancefunctie en risicobeheersfunctie)3 facts ▸
General meeting, 19-05-2016
Director resignation, David HERMANS (lid van het directiecomité en als uitvoerend bestuurder)
Director appointment, Benjamin EYCKMANS (uitvoerend bestuurder, lid van het directiecomité, verantwoordelijk voor de compliancefunctie en risicobeheersfunctie)
18-06
NBB filingAnnual accounts filed
financial year 2017 · unclassified schema
2017
26-05
Gazette deedAppointment: Callens, Pirenne en C° (erkende commissaris)
2 facts ▸
General meeting, 28-05-2015
Auditor appointment, Callens, Pirenne en C° (erkende commissaris)
01-02
Gazette deedAppointment: Marc PEETERS (c.i.o.)
Mandate compensation4 facts ▸
General meeting, 12-10-2016
Director appointment, Marc PEETERS (c.i.o. (chief information officer))
Director appointment, Marc PEETERS (member of the executive committee)
Mandate compensation, OPTIMCO
2016
15-06
Gazette deedResignations & appointments
Board meeting · General meeting2 facts ▸
Board meeting, 20-04-2016
General meeting, 19-05-2016
24-02
Gazette deedResignations: François D'Hooge (director) and Etienne Janssens (director)
Appointments: Marc Peeters, Luk Smets and 12 others20 facts ▸
Board meeting, 01-06-2015
Director resignation, François D'Hooge (director)
Director resignation, Etienne Janssens (director)
Director appointment, Marc Peeters (director)
Director appointment, Luk Smets (director)
Director appointment, Luc Thys (director)
Director appointment, Leo Walbers (chair of the board)
Board meeting, 07-10-2015
Director appointment, Peter Bellemans (directie attaché)
Board meeting, 20-01-2016
Director appointment, Freddy Depuydt (directie attaché)
Director appointment, Gisèle Decoster (c.e.o.)
+8 further facts in this act
2015
22-06
Gazette deedMiscellaneous
Board meeting · General meeting2 facts ▸
Board meeting, 22-04-2015
General meeting, 28-05-2015
2014
09-07
Gazette deedResignation: Leo THYS (director)
Appointments: David HERMANS (member of the executive committee) and Louis THYS (non-executive director)6 facts ▸
General meeting, 12-06-2014
Board meeting, 30-04-2014
Director resignation, Leo THYS (director)
Director appointment, David HERMANS (member of the executive committee)
Director appointment, David HERMANS (executive director)
Director appointment, Louis THYS (non-executive director)
2013
10-06
Gazette deedAppointments: Thys Hendrik (director) and Decoster Gisèle (director)
4 facts ▸
Board meeting, 17-04-2013
General meeting, 23-05-2013
Director appointment, Thys Hendrik
Director appointment, Decoster Gisèle
2012
10-07
Gazette deedAppointment: Callens, Pirenne & Co (erkende commissaris)
Permanent representative: Roger TIEST · Regulatory approval4 facts ▸
General meeting, 31-05-2012
Auditor appointment, Callens, Pirenne & Co (erkende commissaris)
Permanent representative, Roger TIEST
Regulatory approval, auditor appointment, “Nationale Bank” (deed in Dutch)
22-03
Gazette deedResignations & appointments
Share transfer3 facts ▸
General meeting, 28-02-2012
Share transfer, G. Geerts → Hendrik Thys
Share transfer, J. Dingenen → Hendrik Thys
2011
29-12
Gazette deedAppointments: Leo THYS (director) and Patrick WYNS (director)
4 facts ▸
General meeting, 13-12-2011
Director appointment, Leo THYS (director)
Director appointment, Patrick WYNS (director)
Director appointment, Leo THYS (member of the executive committee)
29-12
Gazette deedResignation: Marc PEETERS (director)
Share buyback4 facts ▸
General meeting, 15-12-2011
Director resignation, Marc PEETERS (director)
Director resignation, Marc PEETERS (member of the executive committee)
Share buyback, “mits goedkeuring door de Nationale Bank van België”, 12000 (deed in Dutch)
2010
24-06
Gazette deedReappointments: Thys Hendrik, Decoster Gisele and 4 others
Appointments: Thys Hendrik (chair of the board) and D'Hooghe Frans (independent director)9 facts ▸
General meeting, 27-05-2010
Director reappointment, Thys Hendrik (director)
Director reappointment, Decoster Gisele (director)
Director reappointment, Peeters Marc (director)
Director reappointment, Janssens Etienne (director)
Director reappointment, Walbers Leo (director)
Director reappointment, D'Hooghe Frans (director)
Director appointment, Thys Hendrik (chair of the board)
Director appointment, D'Hooghe Frans (independent director)
Gazette deedCapital & shares · Amendment of the articles
Capital increase · Bank account · Capital5 facts ▸
General meeting, 09-04-2008
Capital increase, €2,750,000
Bank account, 088-2416949-92
Capital, €10,000,000
Amendment of the articles
2007
25-05
Gazette deedCapital & shares · Amendment of the articles
Capital increase · Capital · Bank account4 facts ▸
Capital increase, €1,850,000
Capital, €7,250,000
Bank account, “Dexia Bank”, 088-2390136-51 (deed in Dutch)
Amendment of the articles, 7
2006
23-01
Gazette deedCapital & shares · Amendment of the articles
Capital increase · Capital · Bank account7 facts ▸
General meeting, 04-01-2006
Capital increase, €900,000
Capital, €5,400,000
Bank account, “Dexia Bank”, 068-2431374-96 (deed in Dutch)
Power of attorney, D'HOOGHE François Cesar Marie
Amendment of the articles, “Artikel 5” (deed in Dutch)
Amendment of the articles, “Artikel 7” (deed in Dutch)
2005
07-06
Gazette deedAppointments: THYS Dirk, HUYSMANS Paul and 2 others
Mandate compensation7 facts ▸
General meeting, 26-05-2005
Director appointment, THYS Dirk (director)
Director appointment, HUYSMANS Paul (director)
Mandate compensation, THYS Dirk
Mandate compensation, HUYSMANS Paul
Auditor appointment, Tiest & Van Impe Bedrijfsrevisoren BVBA (statutory auditor)
Auditor appointment, TIEST Roger (commissaris erkend door de commissie voor het bank , financie en assurantiewezen)
2004
31-12
Gazette deedCapital & shares · Purpose · Amendment of the articles · Resignations & appointments
Purpose change · Power of attorney4 facts ▸
General meeting, 16-12-2004
Purpose change, “schrapping in de eerste paragraaf van de woorden 'en de kapitalisatie'” (deed in Dutch)
Amendment of the articles
Power of attorney, D'HOOGHE François
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 21 annual accounts filed, the latest 10 are here; all 21 are under Financials.
42 of 42 deeds read
Register details
Identification
Legal formPublic limited company
Founded06-01-2004
Financial year end31-12
Activities, NACEBEL 2025
65121Insurance, reinsurance and pension funding, except compulsory social security
66220Insurance agents and brokers
66290Activities auxiliary to financial services and insurance activities
E-invoicing
Reachable via Peppol
Peppol ID0208:0862475005
Also9925:BE0862475005
If you follow this company, Checked tells you the day it leaves the Peppol register.
When the shareholders met. A meeting that is long overdue can point to late accounts.
16 meeting notices
General meeting
on 23-05-2024 at 14:00 · at the registered office · published on 07-05-2024
Agenda
Jaarverslag. Goedkeuring jaarrekening. Bestemming resul- taat. Kwijting bestuurders en kwijting aan de commissaris-revisor. Vrijwillige niet- herbenoeming na beëindiging mandaat bestuurders, benoeming bestuurder, goedkeuring verderzetten mandaat bestuurder en herbenoeming mandaat commissaris-revisor. Wijziging statuten. De houders van gedematerialiseerde kapitaalsaandelen van Optimco NV dienen de nodige deelnameformaliteiten zoals voorzien in de statuten te vervullen en het attest waaruit blijkt dat zij titularis zijn ten minste drie werkdagen en ten hoogste zes werkdagen vóór de datum van de algemene vergadering te laten toekomen aan Optimco NV en dit via aangetekend schrijven of per email ...
General meeting
on 01-06-2023 at 14:00 · at the registered office · published on 16-05-2023
Agenda
Jaarverslag. Goedkeuring jaarrekening. Bestemming Resultaat. Kwijting bestuurders. Kwijting aan de commissaris-revisor. Benoeming bestuurder en Zitpenningen. De houders van gedematerialiseerde kapitaalsaandelen van Optimco NV, dienen de nodige deelnameformaliteiten zoals voorzien in de statuten te vervullen en het attest waaruit blijkt dat zij titularis zijn ten minste drie werkdagen en ten hoogste zes werkdagen vóór de datum van de algemene vergadering te laten toekomen aan Optimco NV, en dit via aangetekend schrijven of per email aan : directiesecretariaat@optimco.be
Extraordinary general meeting
on 08-09-2022 at 12:00 · published on 23-08-2022
Agenda
De agenda van de vergadering bevat de volgende punten : (i) Vervanging van de statuten door een nieuwe tekst luidende als volgt : “Hoofdstuk 1 - Naam, Voorwerp, Zetel, Duur Artikel 1. De vennootschap heeft de vorm van een naamloze vennootschap en draagt de naam « Optimco ». Bij gebruik zal deze naam dienen voorafgegaan of gevolgd door de woorden « naamloze vennootschap » of in het kort « NV ». Artikel 2. De vennootschap heeft als voorwerp de verzekeringsbe- drijvigheid.
General meeting
on 09-06-2022 at 14:00 · at the registered office · published on 20-05-2022
Agenda
Jaarverslag. Goedkeuring jaarrekening. Bestemming resul- taat. Kwijting bestuurders. Kwijting aan de commissaris-revisor. (Her)benoeming bestuurders en Zitpenningen. De houders van gedematerialiseerde kapitaalsaandelen van Optimco NV dienen de nodige deelnameformaliteiten zoals voorzien in de statuten te vervullen en het attest waaruit blijkt dat zij titularis zijn ten minste drie werkdagen en ten hoogste zes werkdagen vóór de datum van de algemene vergadering te laten toekomen aan Optimco NV en dit via aangetekend schrijven of per e-mail aan : directiesecretariaat@optimco.be
General meeting
on 29-10-2021 at 14:00 · at the registered office · published on 05-10-2021
Agenda
Herroeping mandaat commissaris-revisor, benoeming mandaat nieuwe commissaris-revisor. De houders van gedematerialiseerde kapitaalsaandelen van Optimco nv dienen de nodige deelnameformaliteiten zoals voorzien in de statuten te vervullen.
Show 11 more notices
General meeting
on 27-05-2021 at 14:00 · published on 11-05-2021
Agenda
Jaarverslag, Goedkeuring jaarrekening, Bestemming Resul- taat, Kwijting bestuurders, Kwijting aan de commissaris-revisor, Benoeming niet-uitvoerend bestuurder, Herbenoeming mandaat commissaris revisor en Zitpenningen. De houders van gedematerialiseerde kapitaalsaandelen van Optimco nv dienen de nodige deelnameformaliteiten zoals voorzien in de statuten te vervullen en het attest waaruit blijkt dat zij titularis zijn ten minste drie werkdagen en ten hoogste zes werkdagen vóór de datum van de Algemene Vergadering te laten toekomen aan Optimco nv en dit via aangetekend schrijven of per email aan : directiesecretariaat@optimco.be
General meeting
on 04-06-2020 at 14:00 · published on 20-05-2020
Agenda
Jaarverslag, Goedkeuring jaarrekening, Bestemming Resultaat, Kwijting bestuurders, Kwijting aan de commissaris-revisor, Bestuur en Zitpenningen. De houders van gedematerialiseerde kapitaalsaandelen van Optimco nv dienen de nodige deelnameformaliteiten zoals voorzien in de statuten te vervullen en het attest waaruit blijkt dat zij titularis zijn ten minste drie werkdagen en ten hoogste zes werkdagen vóór de datum van de Algemene Vergadering te laten toekomen aan Optimco nv en dit via aangetekend schrijven of per email aan : directiesecretariaat@optimco.be
General meeting
on 13-06-2019 at 14:00 · at the registered office · published on 21-05-2019
* Kennisgeving van de aandelenoverdracht van 98,82 % van de gedematerialiseerde kapitaalsaandelen en 100 % van de gedemateria- liseerde stichtersbewijzen van OPTIMCO NV, aan Federale Verzeke- ring. * Kennisname van het ontslag van de bestuurders de heer Luc Thys, de heer Luk Smets, de heer Louis Thys, en de heer Leo Walbers. * Verlening van tussentijdse kwijting aan de ontslagnemende bestuurders de heer Luc Thys, de heer Luk Smets, de heer Louis Thys, en de heer Leo Walbers. * Benoeming van de heer Tom Meeus, mevrouw Véronique Vergeylen, de heer Alex Pire, en mevrouw Daniëlle Bal, als niet- uitvoerende bestuurders. * Administratieve bijzondere volmacht.
General meeting
on 24-05-2018 at 14:00 · at the registered office · published on 02-05-2018
Agenda
Jaarverslag. Goedkeuring jaarrekening. Bestemming resul- taat. Kwijting bestuurders en commissaris-revisor. Benoeming erkend commissaris ingevolge einde mandaat van commissaris-revisor de heer Jean Louis Prignon van het revisoraat Callens, Pirenne & C°.
General meeting
on 08-06-2017 at 14:00 · at the registered office · published on 17-05-2017
on 12-10-2016 at 14:00 · at the registered office · published on 23-09-2016
Agenda
Benoeming directeurs, leden van het directiecomité en uitvoerend bestuurder, schrappen titel afgevaardigde bestuurder, goed- keuring voorstel nieuwe bevoegdheidsverdeling directiecomité en goedkeuring jaarlijkse bezoldiging bestuurders.
General meeting
on 19-05-2016 at 14:00 · at the registered office · published on 03-05-2016
Agenda
Jaarverslag. Goedkeuring jaarrekening. Bestemming resultaat. Kwijting bestuurders. Herbenoeming bestuurders. Ontslag van de heer David Hermans als lid van het directiecomité en als lid van de raad van bestuur. Benoeming van de heer Benjamin Eyckmans, als lid van het directiecomité en als lid van de raad van bestuur.
Extraordinary general meeting
on 01-06-2015 at 18:00 · at the registered office · published on 12-05-2015
Agenda
Akteren van het aangeboden ontslag van de voorzitter van de raad van bestuur en bestuurder, ontslag van bestuurders, benoe- ming bestuurders, benoeming nieuwe voorzitter van de raad van bestuur. De houders van gedematerialiseerde kapitaalsaandelen, om stemge- rechtigd te zijn in de jaarvergadering, dienen een door de financiële instelling waar ze gedeponeerd werden af te leveren attest voor te leggen waaruit blijkt dat zij titularis ervan zijn, tenminste drie werk- dagen en ten hoogste zes werkdagen voor de datum van de algemene vergadering, en dit ter zetel van Optimco NV tijdens de normale bureeluren, tegen ontvangstbewijs aan de titularis af te geven. De aandelen aan toonder, om stemgerec ...
Ordinary general meeting
on 28-05-2015 at 14:00 · at the registered office · published on 05-05-2015
Agenda
Jaarverslag. Goedkeuring jaarrekening. Bestemming resul- taat. Kwijting bestuurders. Benoeming erkend commissaris. Diversen. De houders van gedematerialiseerde kapitaalsaandelen, om stemge- rechtigd te zijn in de jaarvergadering, dienen een door de financiële instelling waar ze gedeponeerd werden af te leveren attest voor te leggen waaruit blijkt dat zij titularis ervan zijn, tenminste drie werkdagen en ten hoogste zes werkdagen voor de datum van de algemene vergadering, en dit ter zetel van Optimco NV tijdens de normale bureeluren, tegen ontvangstbewijs aan de titularis af te geven. De aandelen aan toonder, om stemgerechtigd te zijn in ...
General meeting
at the registered office · published on 14-05-2009
Sneeuwbeslaan 14, 2610 AntwerpenInsurance, reinsurance and pension funding, except compulsory social security
since 2004unit no. 2.134.845.482
1 parcel
Flanders1(100%)
Cadastral parcel
Region
Area
Buildings
Height / floors
11051B0041/00S000
Flanders
1.4 ha
1 · 2,696 m²
21.4 m · 6
How the parcels are linked
Good to know
The parcel matches the address exactly.
Articles of association
What the company does
PurposeThe activities the company may carry out under its articles.
“Alle agentuurverrichtingen uit te voeren inzake verzekeringen, uitsluitend als tussenpersoon, vertegenwoordiging van…” (deed in Dutch)
7 activities (deed in Dutch)
Alle agentuurverrichtingen uit te voeren inzake verzekeringen, uitsluitend als tussenpersoon, vertegenwoordiging van verzekeringsmaatschappijen
Alle verrichtingen uit te voeren van welke aard ook die rechtstreeks of onrechtstreeks met voormelde activiteiten verband houden, zowel in België als in het buitenland
Als lasthebber van een of meer verzekeringsondernemingen, de dekking van risico’s accepteren, en verzekeringsovereenkomsten sluiten en beheren, in naam en voor rekening van verzekeringsondernemingen, zowel in België als in het buitenland
Optreden als tussenpersoon met betrekking tot alle soorten van verzekeringen en dekkingen inzake alle risico’s (onder andere, zonder dat deze opsomming beperkend is, leven, brand, ongevallen, glasbreuk, burgerlijke aansprakelijkheid, professionele aansprakelijkheid, arbeidsongevallen, beroepsrisico’s, wetsverzekeringen)
De vennootschap mag alle onroerende goederen en installaties, noodzakelijk of nuttig voor de verwezenlijking van de activiteiten die zij tot voorwerp heeft, verwerven, huren en uitbaten, zowel in België als in het buitenland
De vennootschap mag rechtstreeks of onrechtstreeks, door fusie of op ieder andere wijze participeren in een andere vennootschap of onderneming die een gelijkaardig voorwerp heeft
De vennootschap mag alle welk danige handelingen stellen en transacties aangaan, roerende of onroerende, die gericht zijn op de verwezenlijking van de activiteiten die zij tot voorwerp heeft, zoals het hoger bepaald is
Who signsWho may bind the company towards others, for example by signing a contract.
“Artikel 18. De Raad van Bestuur vertegenwoordigt de vennootschap jegens derden en in rechte als eiser of als verweerder. Onverminderd deze…”
Daily managementWho may handle the everyday running of the business without the full board.
The delegates act alone or jointly
Board ruleHow the board is made up, meets and takes decisions.
“Collegiaal bestuursorgaan, Raad van Bestuur, indien en zolang de vennootschap minder dan drie aandeelhouders heeft, mag de Raad van Bestuur…” (deed in Dutch)
“Zes jaar, enkele stemronde, in evenredigheid van de behaalde stemmen” (deed in Dutch)
Board powersWhat the board may decide; in principle everything not reserved to the general meeting.
“Meest uitgebreide bevoegdheden voor het bestuur van de vennootschap, al hetgeen niet uitdrukkelijk is voorbehouden aan de Algemene…” (deed in Dutch)
Kind of sharesWhich classes of shares exist and what rights each class carries.
“Stichtersbewijzen, 450” (deed in Dutch)
Profit allocationHow profit is distributed; a BV may only pay out after a balance-sheet and liquidity test.
“De Raad van Bestuur bepaalt de plaats en datum voor de betaling van de dividenden, Op voorstel van de Raad van Bestuur beslist de Algemene…” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Meest uitgebreide bevoegdheden verleend bij artikel 2:87 en volgende van het Wetboek van vennootschappen en verenigingen, benoemd door de…” (deed in Dutch)
Other provisionsOther rules from the articles that fall under none of the themes above.
“In geval van vruchtgebruik en bij gebrek aan aanduiding van een gemeenschappelijk gemachtigde moet de blote eigenaar van het aandeel ten…” (deed in Dutch)
Liquidation distribution: “Gelijkmatig verdeeld tussen alle aandelen” (deed in Dutch)