Skip to content

OPTIMCO

Active Risk: not assessed
Public limited companyfounded 2004active for 22 yearsSneeuwbeslaan 14, 2610 Antwerpen, Belgium46 active companies are registered at this addressKBO/BCE: BE 0862.475.005
Summary

OPTIMCO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3.1m and a net result of €2.6m. Its solvency ranks better than 76% of 39 sector peers (NACE 65, financial year 2025). The company has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals.

Financials · financial year 2025, full format

Equity
€3.1m▲ 623%
2024 · €423,229
Net result
€2.6m
2024 · -€7.6m
Total assets
€4.5m▼ 81.2%
2024 · €23.8m
Solvency
68.5%▲ 66.7pp
2024 · 1.8%
Trend over the years

2024 to 2025, 2 financial years 2024 to 2025, 2 financial years

The operating result returns to profit in 2025: €2.5m after a loss of €7.7m in 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Turnover€11.2m 2025 Operating result€2.5m 2025 Net result€2.6m 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 65, Insurance, reinsurance and pension funding, except compulsory social security: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Turnover€0.4m-€11.2m▲ 2,535%
Operating result-€7.7m-€2.5m
Net result-€7.6mbelow the sector's middle half-€2.6mabove the sector's middle half
Equity€0.4mwithin the sector's middle half-€3.1mabove the sector's middle half▲ 623%
Total assets€23.8mabove the sector's middle half-€4.5mwithin the sector's middle half▼ 81.2%
Debt€23.4m-€1.4m▼ 94.0%
Working capital€2.3mabove the sector's middle half-€2.5mabove the sector's middle half▲ 9.2%
Solvency1.8%below the sector's middle half-68.5%above the sector's middle half▲ 66.7pp
Current ratio1.11within the sector's middle half-3.03above the sector's middle half▲ 1.92
Return on assets (ROA)-31.9%below the sector's middle half-59.0%above the sector's middle half▲ 90.9pp
Staff (FTE)58.1above the sector's middle half-59.7▲ 2.8%
above within below the middle half of NACE 65, Insurance, reinsurance and pension funding, except compulsory social security: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Why a figure moved sharply
  • 2025 Turnover +2,535% on 2024. The previous financial year ran 3 months, this one 12.
  • 2025 Total assets -81% on 2024. Capital reduction of €18,000,000 (Official Gazette 08-01-2025).
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.5m
Fixed assets €800,993 ▲ 15.7%
Current assets €3.7m ▼ 84.1%
Equity and liabilities €4.5m
Equity €3.1m ▲ 623%
Debt €1.4m ▼ 94.0%
Debt's share of the balance-sheet total falls from 98.2% to 31.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
86.2%
Debt ≤ 1 year
€1.2m▼
2024 · €20.9m
Income taxes
-€23,186▼
2024 · -€9,969
Staff costs
€6.2m▲
2024 · €1.4m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 65 lines
Balance sheet Code20242025
Assets
Total assets20/58€23.8m€4.5m▼
Fixed assets21/28€0.7m€0.8m▲
Intangible fixed assets21€0.2m€0.4m▲
Tangible fixed assets22/27€0.5m€0.4m▼
Plant, machinery and equipment23€0.3m€0.2m▼
Furniture and vehicles24€0.07m€0.05m▼
Other tangible fixed assets26€0.2m€0.1m▼
Financial fixed assets28€0.009m€0.009m▲
Other financial fixed assets284/8€0.009m€0.009m▲
Amounts receivable and cash guarantees285/8€0.009m€0.009m▲
Current assets29/58€23.1m€3.7m▼
Amounts receivable within one year40/41-€0.2m
Other amounts receivable41-€0.2m
Current investments50/53€21.8m€1.7m▼
Other investments51/53€21.8m€1.7m▼
Cash at bank and in hand54/58€1.0m€1.4m▲
Deferred charges and accrued income490/1€0.3m€0.4m▲
Equity and liabilities
Total equity and liabilities10/49€23.8m€4.5m▼
Equity10/15€0.4m€3.1m▲
Contributions10/11€2.0m€2.0m=
Capital10€2.0m€2.0m=
Issued capital100€2.0m€2.0m=
Reserves13€0.4m€0.4m=
Non-distributable reserves130/1€0.2m€0.2m=
Legal reserve130€0.2m€0.2m=
Distributable reserves133€0.2m€0.2m=
Profit (loss) carried forward14-€2.0m€0.7m▲
Amounts payable17/49€23.4m€1.4m▼
Amounts payable within one year42/48€20.9m€1.2m▼
Trade debts44€0.006m€0.6m▲
Suppliers440/4€0.006m€0.6m▲
Taxes, remuneration and social security45€0.6m€0.6m▲
Remuneration and social security454/9€0.6m€0.6m▲
Other amounts payable47/48€20.3m-
Accrued charges and deferred income492/3€2.5m€0.2m▼
Income statement Code20242025
Operating income70/76A€0.6m€12.0m▲
Turnover70€0.4m€11.2m▲
Other operating income74€0.1m€0.8m▲
Operating charges60/66A€8.3m€9.5m▲
Goods for resale, raw materials and consumables60€0.3m€0.5m▲
Purchases600/8€0.3m€0.5m▲
Services and other goods61€0.7m€2.6m▲
Remuneration, social security and pensions62€1.4m€6.2m▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.05m€0.2m▲
Other operating charges640/8€0.009m€0.04m▲
Non-recurring operating charges66A€5.8m-
Operating profit (loss)9901-€7.7m€2.5m▲
Financial income75/76B€0.1m€0.1m▼
Recurring financial income75€0.1m€0.1m▼
Income from current assets751€0.1m€0.1m▼
Financial charges65/66B€0.01m-
Recurring financial charges65€0.01m-
Debt charges650€0.006m-
Other financial charges652/9€0.006m-
Profit (loss) for the period before taxes9903-€7.6m€2.6m▲
Income taxes67/77-€0.01m-€0.02m▼
Taxes670/3-€0.001m
Tax adjustments and reversals of tax provisions77€0.01m€0.02m▲
Profit (loss) for the period9904-€7.6m€2.6m▲
Profit (loss) for the period to be appropriated9905-€7.6m€2.6m▲
Appropriation of the result
Profit (loss) to be appropriated9906-€7.6m€0.7m▲
Profit (loss) brought forward from the previous period14P--€2.0m
Transfer from equity791/2€5.6m-
From reserves792€5.6m-
Social balance sheet
Average headcount (FTE)908758.159.7▲

The notes to these accounts (37 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Operating income70/76A€0.6m€12.0m▲ 2,070%
Turnover70€0.4m€11.2m▲ 2,535%
Other operating income74€0.1m€0.8m▲ 536%
Operating charges60/66A€8.3m€9.5m▲ 14.4%
Goods for resale, raw materials and consumables60€0.3m€0.5m▲ 58.4%
Purchases600/8€0.3m€0.5m▲ 58.4%
Services and other goods61€0.7m€2.6m▲ 280%
Remuneration, social security and pensions62€1.4m€6.2m▲ 335%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.05m€0.2m▲ 297%
Other operating charges640/8€0.009m€0.04m▲ 345%
Non-recurring operating charges66A€5.8m--
Operating profit (loss)9901-€7.7m€2.5m-
Financial income75/76B€0.1m€0.1m▼ 14.2%
Recurring financial income75€0.1m€0.1m▼ 14.2%
Income from current assets751€0.1m€0.1m▼ 14.2%
Financial charges65/66B€0.01m--
Recurring financial charges65€0.01m--
Debt charges650€0.006m--
Other financial charges652/9€0.006m--
Profit (loss) for the period before taxes9903-€7.6m€2.6m-
Income taxes67/77-€0.01m-€0.02m▼ 133%
Taxes670/3-€0.001m-
Tax adjustments and reversals of tax provisions77€0.01m€0.02m▲ 141%
Profit (loss) for the period9904-€7.6m€2.6m-
Profit (loss) for the period to be appropriated9905-€7.6m€2.6m-
Line20242025Change
Assets
Total assets20/58€23.8m€4.5m▼ 81.2%
Fixed assets21/28€0.7m€0.8m▲ 15.7%
Intangible fixed assets21€0.2m€0.4m▲ 139%
Tangible fixed assets22/27€0.5m€0.4m▼ 27.5%
Plant, machinery and equipment23€0.3m€0.2m▼ 27.7%
Furniture and vehicles24€0.07m€0.05m▼ 27.7%
Other tangible fixed assets26€0.2m€0.1m▼ 26.9%
Financial fixed assets28€0.009m€0.009m▲ 1.1%
Other financial fixed assets284/8€0.009m€0.009m▲ 1.1%
Amounts receivable and cash guarantees285/8€0.009m€0.009m▲ 1.1%
Current assets29/58€23.1m€3.7m▼ 84.1%
Amounts receivable within one year40/41-€0.2m-
Other amounts receivable41-€0.2m-
Current investments50/53€21.8m€1.7m▼ 92.3%
Other investments51/53€21.8m€1.7m▼ 92.3%
Cash at bank and in hand54/58€1.0m€1.4m▲ 30.1%
Deferred charges and accrued income490/1€0.3m€0.4m▲ 50.3%
Equity and liabilities
Total equity and liabilities10/49€23.8m€4.5m▼ 81.2%
Equity10/15€0.4m€3.1m▲ 623%
Contributions10/11€2.0m€2.0m=
Capital10€2.0m€2.0m=
Issued capital100€2.0m€2.0m=
Reserves13€0.4m€0.4m=
Non-distributable reserves130/1€0.2m€0.2m=
Legal reserve130€0.2m€0.2m=
Distributable reserves133€0.2m€0.2m=
Profit (loss) carried forward14-€2.0m€0.7m-
Amounts payable17/49€23.4m€1.4m▼ 94.0%
Amounts payable within one year42/48€20.9m€1.2m▼ 94.2%
Trade debts44€0.006m€0.6m▲ 9,977%
Suppliers440/4€0.006m€0.6m▲ 9,977%
Taxes, remuneration and social security45€0.6m€0.6m▲ 7.3%
Remuneration and social security454/9€0.6m€0.6m▲ 7.3%
Other amounts payable47/48€20.3m--
Accrued charges and deferred income492/3€2.5m€0.2m▼ 92.1%
Line20242025Change
Profit (loss) for the period9904-€7.6m€2.6m-
+ Depreciation and write-downs630€0.05m€0.2m▲ 297%
Operating cash flow (approximation)-€7.6m€2.8m-
Investment in fixed assets (approximation)--€0.3m-
Change in cash-€0.3m-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 21 filings with the National Bank
Financial year Type Filed Reference
31-12-2025 full format 23-04-2026 2026-00085549
31-12-2024 full format 11-06-2025 2025-00133137
30-09-2024 unclassified schema 29-01-2025 2025-00024193
31-12-2023 unclassified schema 28-06-2024 2024-00186641
31-12-2022 unclassified schema 20-06-2023 2023-00138814
31-12-2021 unclassified schema 07-07-2022 2022-20173175
31-12-2020 unclassified schema 09-07-2021 2021-32800237
31-12-2019 unclassified schema 07-07-2020 2020-26500576
31-12-2018 unclassified schema 01-07-2019 2019-26200218
31-12-2017 unclassified schema 18-06-2018 2018-18800454

Show all 21 filings

Subsidies and aid

Flemish government

2022 to 2025 · 5 entries · €3,721 awarded · €3,721 paid
Year Entries AwardedPaid
2025 2 -€1,766€727
2024 1 €0€2,020
2023 1 €4,513€0
2022 1 €974€974
Schemes
3 entries · €2,020 · €2,020 paid · Departement Werk en Sociale Economie
2 entries · €1,701 · €1,701 paid · Fonds voor Innoveren en Ondernemen

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.