Summary
OPTIMCO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3.1m and a net result of €2.6m. Its solvency ranks better than 76% of 39 sector peers (NACE 65, financial year 2025). The company has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals.
Financials · financial year 2025, full format
2024 to 2025, 2 financial years 2024 to 2025, 2 financial years
The operating result returns to profit in 2025: €2.5m after a loss of €7.7m in 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 65, Insurance, reinsurance and pension funding, except compulsory social security: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
- 2025 Turnover +2,535% on 2024. The previous financial year ran 3 months, this one 12.
- 2025 Total assets -81% on 2024. Capital reduction of €18,000,000 (Official Gazette 08-01-2025).
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Operating income70/76A | €0.6m | €12.0m | ▲ 2,070% |
| Turnover70 | €0.4m | €11.2m | ▲ 2,535% |
| Other operating income74 | €0.1m | €0.8m | ▲ 536% |
| Operating charges60/66A | €8.3m | €9.5m | ▲ 14.4% |
| Goods for resale, raw materials and consumables60 | €0.3m | €0.5m | ▲ 58.4% |
| Purchases600/8 | €0.3m | €0.5m | ▲ 58.4% |
| Services and other goods61 | €0.7m | €2.6m | ▲ 280% |
| Remuneration, social security and pensions62 | €1.4m | €6.2m | ▲ 335% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.05m | €0.2m | ▲ 297% |
| Other operating charges640/8 | €0.009m | €0.04m | ▲ 345% |
| Non-recurring operating charges66A | €5.8m | - | - |
| Operating profit (loss)9901 | -€7.7m | €2.5m | - |
| Financial income75/76B | €0.1m | €0.1m | ▼ 14.2% |
| Recurring financial income75 | €0.1m | €0.1m | ▼ 14.2% |
| Income from current assets751 | €0.1m | €0.1m | ▼ 14.2% |
| Financial charges65/66B | €0.01m | - | - |
| Recurring financial charges65 | €0.01m | - | - |
| Debt charges650 | €0.006m | - | - |
| Other financial charges652/9 | €0.006m | - | - |
| Profit (loss) for the period before taxes9903 | -€7.6m | €2.6m | - |
| Income taxes67/77 | -€0.01m | -€0.02m | ▼ 133% |
| Taxes670/3 | - | €0.001m | - |
| Tax adjustments and reversals of tax provisions77 | €0.01m | €0.02m | ▲ 141% |
| Profit (loss) for the period9904 | -€7.6m | €2.6m | - |
| Profit (loss) for the period to be appropriated9905 | -€7.6m | €2.6m | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €23.8m | €4.5m | ▼ 81.2% |
| Fixed assets21/28 | €0.7m | €0.8m | ▲ 15.7% |
| Intangible fixed assets21 | €0.2m | €0.4m | ▲ 139% |
| Tangible fixed assets22/27 | €0.5m | €0.4m | ▼ 27.5% |
| Plant, machinery and equipment23 | €0.3m | €0.2m | ▼ 27.7% |
| Furniture and vehicles24 | €0.07m | €0.05m | ▼ 27.7% |
| Other tangible fixed assets26 | €0.2m | €0.1m | ▼ 26.9% |
| Financial fixed assets28 | €0.009m | €0.009m | ▲ 1.1% |
| Other financial fixed assets284/8 | €0.009m | €0.009m | ▲ 1.1% |
| Amounts receivable and cash guarantees285/8 | €0.009m | €0.009m | ▲ 1.1% |
| Current assets29/58 | €23.1m | €3.7m | ▼ 84.1% |
| Amounts receivable within one year40/41 | - | €0.2m | - |
| Other amounts receivable41 | - | €0.2m | - |
| Current investments50/53 | €21.8m | €1.7m | ▼ 92.3% |
| Other investments51/53 | €21.8m | €1.7m | ▼ 92.3% |
| Cash at bank and in hand54/58 | €1.0m | €1.4m | ▲ 30.1% |
| Deferred charges and accrued income490/1 | €0.3m | €0.4m | ▲ 50.3% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €23.8m | €4.5m | ▼ 81.2% |
| Equity10/15 | €0.4m | €3.1m | ▲ 623% |
| Contributions10/11 | €2.0m | €2.0m | = |
| Capital10 | €2.0m | €2.0m | = |
| Issued capital100 | €2.0m | €2.0m | = |
| Reserves13 | €0.4m | €0.4m | = |
| Non-distributable reserves130/1 | €0.2m | €0.2m | = |
| Legal reserve130 | €0.2m | €0.2m | = |
| Distributable reserves133 | €0.2m | €0.2m | = |
| Profit (loss) carried forward14 | -€2.0m | €0.7m | - |
| Amounts payable17/49 | €23.4m | €1.4m | ▼ 94.0% |
| Amounts payable within one year42/48 | €20.9m | €1.2m | ▼ 94.2% |
| Trade debts44 | €0.006m | €0.6m | ▲ 9,977% |
| Suppliers440/4 | €0.006m | €0.6m | ▲ 9,977% |
| Taxes, remuneration and social security45 | €0.6m | €0.6m | ▲ 7.3% |
| Remuneration and social security454/9 | €0.6m | €0.6m | ▲ 7.3% |
| Other amounts payable47/48 | €20.3m | - | - |
| Accrued charges and deferred income492/3 | €2.5m | €0.2m | ▼ 92.1% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€7.6m | €2.6m | - |
| + Depreciation and write-downs630 | €0.05m | €0.2m | ▲ 297% |
| Operating cash flow (approximation) | -€7.6m | €2.8m | - |
| Investment in fixed assets (approximation) | - | -€0.3m | - |
| Change in cash | - | €0.3m | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 21 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | full format | 23-04-2026 | 2026-00085549 |
| 31-12-2024 | full format | 11-06-2025 | 2025-00133137 |
| 30-09-2024 | unclassified schema | 29-01-2025 | 2025-00024193 |
| 31-12-2023 | unclassified schema | 28-06-2024 | 2024-00186641 |
| 31-12-2022 | unclassified schema | 20-06-2023 | 2023-00138814 |
| 31-12-2021 | unclassified schema | 07-07-2022 | 2022-20173175 |
| 31-12-2020 | unclassified schema | 09-07-2021 | 2021-32800237 |
| 31-12-2019 | unclassified schema | 07-07-2020 | 2020-26500576 |
| 31-12-2018 | unclassified schema | 01-07-2019 | 2019-26200218 |
| 31-12-2017 | unclassified schema | 18-06-2018 | 2018-18800454 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2022 to 2025 · 5 entries · €3,721 awarded · €3,721 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 2 | -€1,766 | €727 |
| 2024 | 1 | €0 | €2,020 |
| 2023 | 1 | €4,513 | €0 |
| 2022 | 1 | €974 | €974 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.