Result
-€49,475 -€49,475
From profit to loss in 2025, after a profit of €159,977 in 2024.
ONLYNE
Overview
Lifetime
2 annual accounts with figures on one time axispeak €523,410 (2024)
€300,762▼ 42.5%
lowest -€49,475 (2025)
-€49,475▼ €209,451
peak €163,277 (2024)
€113,802▼ 30.3%
€170,690▼ 12.7%
Board1 name since 2023
1 directorCHARDON William
Documentsfilings and deeds
22-04-20268 days before the deadline
2025micro format
Gross margin from €523,410 to €300,762Loss of €49,475Equity from €163,277 to €113,802Cash from €29,917 to €57,575
Key points
from the 2025 annual accountsStaff
9 employees on 30-09-2025
In 2025, 30 people joined and 33 left.
Position in the sector
-€49,475
Lower net result than 95% of companies in advertising and market research. Sector median €14,832 · 8,604 companies.
Checked score
81
Excellent
Financially stronger than 24% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 11,229 companies (NACE 73, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.0%
01-2025: 1.2%▲ +0.2 percentage points vs 12-2024
02-2025: 1.2%● unchanged vs 01-2025
03-2025: 1.3%▲ +0.1 percentage points vs 02-2025
04-2025: 1.3%● unchanged vs 03-2025highest value
05-2025: 0.4%▼ -0.9 percentage points vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025lowest value
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.4%● unchanged vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Loss of €49,475 (financial year 2025)
lowers risk
Sector: Advertising, market research and public relations activities (NACE 73)
Liquidity: current ratio 1.47, cash €57,575
Size: total assets €284,492
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 41% of them on solvency, 27% on liquidity, 6% on profitability and 19% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,223 companies had the same profile as ONLYNE has now. Each dot stands for 9 companies, two years later.
87.8%
were still trading
8.7%
stopped another way
3.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ONLYNE itself is lower: 0.4% within 12 months. It rests on far more data about ONLYNE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,223 companies, not a prediction for ONLYNE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.47 (1.61 in 2024), below the usual 1.5. Short-term debt is 60% and cash 20.2% of total assets. 60% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-04-2026, 8 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
8 days early
2024
3 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 6 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end07-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0804289851
Incorporation
Founding capital of €3,300, 600 shares · Founder: CHARDON William · Appointment: CHARDON William (director) · published on 28-07-2023 · Gazette deed
First establishment
Rue Fernand Stilmant 12, Farciennes
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ONLYNE Charleroi | €284,492 | €300,762 | 40.0% | - |
| OCTAVE AGENCY Flémalle | €313,339 | €249,796 | 33.0% | - |
| TALL GUYS Jurbise | €222,057 | €223,559 | 63.8% | - |
| Depends Staden | €212,134 | €224,761 | 40.5% | 3.1 |
| VICAR Agency Bruges | €368,444 | €243,946 | 54.7% | 1.8 |
| Buzz Agency Antwerp | €370,500 | €206,973 | -0.4% | - |
| COMFYCOOL Aartselaar | €417,040 | €232,410 | 46.2% | 0.8 |
These companies have the same main activity as ONLYNE: advertising agencies (NACE 73110). They are comparable in size and age: total assets between €212,000 and €417,000, founded between 2022 and 2024.
Official details
Source: KBO- Status
- Active since 26-07-2023Normal situation
- Activity
- Advertising agenciesNACE 73110
- Establishment unit
- 2.348.776.4106240 Farciennes, since 26-07-2023
- Financial year end
- 30 September
- Peppol
- Reachable since 19-11-2025
Annual accounts to 30-09-2025
- €300,762▼ 42.5%
- ≈ €580,000estimated
- €49,475
- €113,802▼ 30.3%
- €284,492▼ 20.7%
- Employeeson 30-09-2025
- 9▼ 25.0%
- Filing
- Filed on 22-04-2026, 8 days before the end of the filing period
Insights on ONLYNE
ONLYNE has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €113,802 and a net result of -€49,475.
Its solvency ranks better than 39% of 8,603 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 22-04-2026, 8 days before the deadline€300,762
▼ 42.5%
-€42,914
▼ €256,176
-€49,475
▼ €209,451
€80,432
▼ 32.9%
40.0%
▼ 5.5 percentage points
1.47
▼ 0.14
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €580,000. Estimated: probably between €400,000 and €750,000.
Balance sheet
balance sheet total €284,492 on 30-09-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
40.0%
Higher than 39% of 8,603 companies in 2025.
1.47
Higher than 38% of 8,281 companies in 2025.
-17.4%
Higher than 11% of 8,390 companies in 2025.
ONLYNE
Middle half of the sector
80% of the sector
Micro accounts in advertising and market research (NACE 73)
Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Staff
€32,857
Staff costs divided by the average number of full-time equivalents.
-3 people
people who joined
people who left
In 2025, 30 people joined and 33 left. Training hours in 2025: 2,425.
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
284,492 | 358,689 | |
21/28 |
33,371 | 43,342 | |
22/27 |
24,671 | 34,642 | |
23 |
963 | 1,734 | |
24 |
23,708 | 32,908 | |
28 |
8,700 | 8,700 | |
29/58 |
251,121 | 315,348 | |
40/41 |
192,429 | 284,185 | |
40 |
173,179 | 227,213 | |
41 |
19,250 | 56,972 | |
54/58 |
57,575 | 29,917 | |
490/1 |
1,117 | 1,246 | |
| Balance sheet: equity and liabilities | |||
10/49 |
284,492 | 358,689 | |
10/15 |
113,802 | 163,277 | |
10/11 |
3,300 | 3,300 | |
13 |
110,502 | 159,977 | |
133 |
110,502 | 159,977 | |
17/49 |
170,690 | 195,413 | |
42/48 |
170,690 | 195,413 | |
42 |
20,192 | - | |
44 |
74,115 | 96,112 | |
440/4 |
74,115 | 96,112 | |
45 |
64,771 | 95,370 | |
450/3 |
18,929 | 55,293 | |
454/9 |
45,842 | 40,077 | |
47/48 |
11,612 | 3,930 | |
| Income statement | |||
9900 |
300,762 | 523,410 | |
62 |
322,002 | 253,221 | |
630 |
12,714 | 8,379 | |
631/4 |
8,811 | 48,549 | |
640/8 |
150 | - | |
9901 |
-42,914 | 213,262 | |
75/76B |
684 | 13 | |
75 |
684 | 13 | |
65/66B |
6,917 | 441 | |
65 |
6,450 | 283 | |
66B |
467 | 158 | |
9903 |
-49,147 | 212,834 | |
67/77 |
328 | 52,857 | |
9904 |
-49,475 | 159,977 | |
9905 |
-49,475 | 159,977 | |
| Appropriation of the result | |||
9906 |
-49,475 | 159,977 | |
791/2 |
49,475 | - | |
691/2 |
- | 159,977 | |
6921 |
- | 159,977 | |
| Social balance sheet | |||
9087 |
9.8 | 8.3 | |
Hours worked1013 |
17,253 | 14,588 | |
| Document | |||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 22-04-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| -30,200 | 221,641 | ||
| -36,761 | 168,356 | ||
| 2,743 | 50,752 | ||
| 27,659 | - | ||
| 80,432 | 119,935 | ||
| 40.0% | 45.5% | ||
| 1.47 | 1.61 | ||
| 1.50 | 1.20 | ||
| -43.5% | 98.0% | ||
| -17.4% | 44.6% | ||
| -4.68 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 30-09-2025 | 30-09-2024 |
|---|---|---|
| Employees at the balance-sheet date | 9 | 12 |
| full-time | 7 | 9 |
| part-time | 2 | 3 |
| in full-time equivalents | 8.4 | 11.2 |
| 9.8 | 8.3 | |
| On a permanent contract | 8 | 9 |
| Joined | 30 | 30 |
| Left | 33 | 18 |
| Training hours | 2,425 | 3,517 |
Source: social balance sheet in the 2024 to 2025 annual accounts
Investments
fixed assets acquired| Item | 30-09-2025 | 30-09-2024 |
|---|---|---|
| Tangible fixed assets | €2,743 | €42,052 |
| Financial fixed assets | - | €8,700 |
| €12,714 | €8,379 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on ONLYNE
The operating result for 2025 is a loss of €42,914, after a profit of €213,262 in 2024.
Debt's share of the balance-sheet total rises from 54.5% to 60.0%. Equity and debt are lower.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 26-07-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 22-04-2026
Mandates through the years
1 name, the dashed line is todayCHARDON William
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- CHARDON William
- Director (not named in the articles), from 26-07-2023 to date
Control
Capital
- Contribution
- €3,300
- Shares
- 600
- Contribution per share
- €5.50
- Equity per share
- €190 in 2025
- Source
- deed of 28-07-2023
Articles of association
deed of 28-07-2023 (in French)- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- 300 shares“Droit au boni de liquidation, 1voix par action”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Monday of March at 17:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Assemblée générale peut désigner un ou plusieurs liquidateurs et déterminer pouvoirs et émoluments, dissolution pour quelque cause et à…”
Shareholders
At incorporation
deed of 28-07-2023 ↗
- CHARDON William 600 shares (100%) · €3,300 in cash
Network & group
No group
ONLYNE has no parent and no holdings in its annual accounts. CHARDON William is the only director. ONLYNE shares no director with another company.
At the same address
Chaussée de Charleroi 280, 6061 Charleroi · 5 other companies| Immobilière Maya
registered office since 23-05-1997 · founded in 1997 |
total assets €552,323 (2025) 0460.720.306 |
| CHARDON AND CO
establishment since 27-03-2000 · founded in 2000 |
total assets €419,163 (2025) 0471.251.041 |
| GROUP'IMMOBILIER SISKA
establishment since 06-05-2011 · founded in 2011 |
total assets €1,871 (2025) 0836.071.605 |
| Clement, Rachel (sole trader)
establishment since 03-05-2023 |
founded in 2023 0801.634.328 |
| Chartier, Annie (sole trader)
establishment since 01-11-2009 |
founded in 2009 0819.208.055 |
Timeline
Timeline
5 events since 2023Filings
Establishments
2023202420252026
Deadline for the 2026 accounts: 30-04-2027
2026
Annual accounts 2025 filed PDFmicro format · 8 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0804289851
Annual accounts 2024 filed PDFmicro format · 3 days before the deadline
2023
IncorporationFounding capital of €3,300, 600 shares · Founder: CHARDON William · Appointment: CHARDON William (director) · published on 28-07-20234 points ▸
- Registered office clause, chaussée de Charleroi, numéro 280, 6061 Charleroi (Montignies-sur-Sambre)
- Director appointment, CHARDON William (director (not named in the articles))
- Founder, CHARDON William
- Founding capital, €3,300, 600 shares
- The deed holds 5 more points.
First establishment Rue Fernand Stilmant 12, Farciennes
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
ONLYNE was incorporated on 26 July 2023 as a private limited company by one natural person, with a starting capital of €3,300.12 Since 2023, CHARDON William has served as director.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.4
Company details
Identity
- Enterprise number
- 0804.289.851
- VAT number
- BE 0804.289.851
- Peppol ID
- 0208:0804289851
- Other Peppol ID
- 9925:BE0804289851
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 26-07-2023
- Financial year
- ends on 30 September
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Monday of March at 17:00deed of 28-07-2023 (in French)
- Peppol
- Reachable since 19-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- ONLYNE in French
- Entity type
- Legal entity
Activities
NACEBEL 2025VAT activities
73110
Advertising agencies main activity
Social security (RSZ) activities
73110
Advertising agencies main activity
Codes under NACEBEL 2008
VAT activities
73110
Advertising, market research and public relations activities main activity
Social security (RSZ) activities
73110
Advertising, market research and public relations activities main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Le conseil,la conception,la réalisation,la mise en place,la réalisation de photos et vidéos dans le domaine du marketing et de la…”deed of 28-07-2023 (in French)
27 activities
- Le conseil,la conception,la réalisation,la mise en place,la réalisation de photos et vidéos dans le domaine du marketing et de la communication digitale
- Le conseil en gestion,le conseil en organisation et en communication,en ce compris la réalisation de mission d'audit
- La réalisation pour compte de tiers de campagnes de marketing et d'autres services publicitaires destinés à attirer et fidéliser les consommateurs
- La conception et la diffusion de publicités dans les journaux et les périodiques,à la radio et à la télévision,sur Internet et dans d'autres médias
- La conception et l'exploitation de sites Web qui utilisent des moteurs de recherche pour produire et maintenir d'importantes bases de données contenant des adresses et du contenu sur Internet,dans un format aisément consultable
- Formations en ligne,consultance et organisation d'événements B2B,privés,…
- L'organisation dans tous ses aspects de tous types de manifestations et/ou évènements notamment et de manière non exhaustive et non limitatives des expositions,des foires,des salons,des congrès,des workshops,des tournois et des conférences et tant pour son propre compte que pour compte de tiers ou en participation avec des tiers en qualité d'agent,de représentant,ou de commissaire,en tous lieux,de toutes les manières et suivant les modalités qui lui paraîtront les mieux appropriées ainsi que toutes les opérations se rapportant
- Au conseil et l'étude en animation de vente,en merchandising et prospection
- La gestion et accompagnement d'influenceurs
- La conception,la réalisation,la production,l'organisation,la gestion et la commercialisation d'actions d'animation en vente,de merchandising,de prospection et toute campagne promotionnelle ou publicitaire
- L'activité de communication et de relations publiques comprenant la création et la réalisation d'évènements,promotionnels,publicitaires
- Toutes prestations de services dans le domaine de la publicité,du merchandising,des forces de ventes et des animations en point de vente
- Toutes activités dans le domaine de la publicité,et du marketing au sens large de ces termes et toutes autres études,créations et réalisations dans le domaine de la communication en général
- La création,le conditionnement,l'achat,la vente en gros ou en détail,l'importation,l'exportation,la distribution,le conditionnement de tous produits et réalisations publicitaires,toutes réalisations,photos,vidéos et télévisées
- La création,la conception,la gestion,l'organisation,l'exploitation,la production,la commercialisation,la régie de congrès,fêtes,foires,concours,spectacles,manifestations sportives,événementielles,culturelles ou autres,fêtes du personnel,d'activités scientifiques,séminaires,conférence de presse,et actions promotionnelles au profit de personnes physiques ou morales,associations,organisations,entreprises et institutions publiques ou privées
- La conception,la construction,la location,l'achat et la vente,la décoration de stands et de vitrines,la décoration de tous véhicules,l'achat et la vente de cadeaux d'entreprises
- La mise à disposition,le recrutement,la sélection,la formation,le stage et le placement de personnel spécialisé(hôtesse,personnel horeca,etc.)et le conseil en management des ressources humaines en entreprises
- La régie de spectacles dans le cadre de représentations publiques ou privées
- L'achat,la vente,l'échange,l'exploitation,l'exécution,la diffusion de tous produits et accessoires relatifs à cet objet
- La fabrication,l'importation,l'exportation et le commerce en général de tous matériaux,produits et supports publicitaires ou promotionnels,utiles au bon fonctionnement de ces animations et la réalisation de tous services et prestations sous quelque forme et quelque support que ce soit se rattachant directement ou indirectement à ces objets
- La formation de personnel spécialisé aux techniques de vente et de marketing
- La création,la production,l'achat,la vente,la location de matériel d'équipement d'animation,de vente,de prospection,de promotion et de merchandising
- La gestion de budgets promotionnels ou publicitaires pour le compte de tiers
- La prise en régie de tous médias publicitaires
- L'accueil,le voiturage,le guidage et l'accompagnement de toute personne(VIP,congrès sportifs,etc.)
- Toutes activités en rapport direct ou indirect avec la restauration en général et le secteur HORECA,l'organisation de banquets,d'évènements et de réceptions,y compris l'organisation,la gestion et l'exploitation de cafétérias,fastfood food truck et sandwicheries,le négoce en vins
- L'organisation,la promotion et la conception de soirées,de restauration,de concerts,de jeux son et lumière,de fêtes,de banquets,de réceptions,de fêtes d'entreprise et de tous événements récréatifs éventuels,en son nom propre ou pour le compte de tiers au sens le plus large du terme
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Chaussée de Charleroi 280 registered office 6061 Charleroi | ||
| Rue Fernand Stilmant 12 6240 Farciennes | 26-07-2023 | 2.348.776.410 |
Buildings and parcels at the addresses
- Ground area
- 2,555 m²
- Buildings
- 612 m²
- Volume, LiDAR
- 3,628 m³
- Tallest building
- 14.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 52049B0127/00M007 | 1,408 m² | 1 · 129 m² | 14.0 m · 4 |
| 52054A0262/00L000 | 1,147 m² | 1 · 483 m² | 5.8 m · 1 |