Result
-€49,475 -€49,475
From profit to loss in 2025, after a profit of €159,977 in 2024.
ONLYNE
Lifetime
2 annual accounts with figures on one time axispeak €523,410 (2024)
€300,762▼ 42.5%
lowest -€49,475 (2025)
-€49,475▼ €209,451
peak €163,277 (2024)
€113,802▼ 30.3%
€170,690▼ 12.7%
Board1 name since 2023
1 directorCHARDON William
Documentsfilings and deeds
22-04-20268 days before the deadline
2025micro format
Gross margin from €523,410 to €300,762Loss of €49,475Equity from €163,277 to €113,802Cash from €29,917 to €57,575
Key points
from the 2025 annual accountsStaff
9 employees on 30-09-2025
In 2025, 30 people joined and 33 left.
Position in the sector
-€49,475
Lower net result than 95% of companies in advertising and market research. Sector median €14,832 · 8,604 companies.
Checked score
81
Excellent
Financially stronger than 24% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 11,229 companies (NACE 73, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.0%
01-2025: 1.2%▲ +0.2 percentage points vs 12-2024
02-2025: 1.2%● unchanged vs 01-2025
03-2025: 1.3%▲ +0.1 percentage points vs 02-2025
04-2025: 1.3%● unchanged vs 03-2025highest value
05-2025: 0.4%▼ -0.9 percentage points vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025lowest value
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.4%● unchanged vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Loss of €49,475 (financial year 2025)
lowers risk
Sector: Advertising, market research and public relations activities (NACE 73)
Liquidity: current ratio 1.47, cash €57,575
Size: total assets €284,492
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 41% of them on solvency, 27% on liquidity, 6% on profitability and 19% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,223 companies had the same profile as ONLYNE has now. Each dot stands for 9 companies, two years later.
87.8%
were still trading
8.7%
stopped another way
3.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ONLYNE itself is lower: 0.4% within 12 months. It rests on far more data about ONLYNE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,223 companies, not a prediction for ONLYNE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.47 (1.61 in 2024), below the usual 1.5. Short-term debt is 60% and cash 20.2% of total assets. 60% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-04-2026, 8 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
8 days early
2024
3 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 6 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end07-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0804289851
Incorporation
Founding capital of €3,300, 600 shares · Founder: CHARDON William · Appointment: CHARDON William (director) · published on 28-07-2023 · Gazette deed
First establishment
Rue Fernand Stilmant 12, Farciennes
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ONLYNE Charleroi | €284,492 | €300,762 | 40.0% | - |
| OCTAVE AGENCY Flémalle | €313,339 | €249,796 | 33.0% | - |
| TALL GUYS Jurbise | €222,057 | €223,559 | 63.8% | - |
| Depends Staden | €212,134 | €224,761 | 40.5% | 3.1 |
| VICAR Agency Bruges | €368,444 | €243,946 | 54.7% | 1.8 |
| Buzz Agency Antwerp | €370,500 | €206,973 | -0.4% | - |
| COMFYCOOL Aartselaar | €417,040 | €232,410 | 46.2% | 0.8 |
These companies have the same main activity as ONLYNE: advertising agencies (NACE 73110). They are comparable in size and age: total assets between €212,000 and €417,000, founded between 2022 and 2024.
Official details
Source: KBO- Status
- Active since 26-07-2023Normal situation
- Activity
- Advertising agenciesNACE 73110
- Establishment unit
- 2.348.776.4106240 Farciennes, since 26-07-2023
- Financial year end
- 30 September
- Peppol
- Reachable since 19-11-2025
Annual accounts to 30-09-2025
- ≈ €580,000estimated
- €284,492▼ 20.7%
- Employeeson 30-09-2025
- 9▼ 25.0%
- Filing
- Filed on 22-04-2026, 8 days before the end of the filing period
Insights on ONLYNE
ONLYNE has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €113,802 and a net result of -€49,475.
Its solvency ranks better than 39% of 8,603 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ONLYNE
- What is the company number of ONLYNE?
- The company number of ONLYNE is 0804.289.851. The VAT number is the same number with BE in front: BE 0804.289.851.
- Where is ONLYNE based?
- The registered office is at Chaussée de Charleroi 280, 6061 Charleroi.Company details
- What does ONLYNE do?
- According to the KBO register, the main activity is advertising agencies (NACE 73110).
- What is the legal form of ONLYNE?
- ONLYNE is a private limited company (BV).
- When was ONLYNE founded?
- ONLYNE was founded on 26-07-2023.
- Is ONLYNE still active?
- Yes, ONLYNE is an active enterprise in the KBO register.
- How many employees does ONLYNE have?
- ONLYNE had an average of 9.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of ONLYNE?
- The turnover in financial year 2025 is ≈ €580,000. This figure is estimated from the gross margin of €300,762 and 46 comparable companies (NACE 73). It probably lies between €400,000 and €750,000.
- Is ONLYNE profitable?
- In financial year 2025, ONLYNE made a loss of €49,475.
- Where can I find the annual accounts of ONLYNE?
- ONLYNE filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ONLYNE due?
- ONLYNE must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.