Turnover
≈ €180,000 estimated
The micro format states no turnover.
OGAMAY
Overview
Lifetime
1 annual account with figurespeak €41,918 (2025)
€41,918
peak €21,794 (2025)
€21,794
peak €71,794 (2025)
€71,794
€22,722
Board3 names since 2025
3 directorsGILLIARD Louis Pascal Isabelle François and 2 others
Documentsfilings and deeds
23-09-202654 days late
2025micro format
Incorporation 18-081 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€50,000 100 shares
Position in the sector
76.0%
Higher solvency than 88% of companies in food and beverage service. Sector median 29.5% · 17,158 companies.
2025 accounts filed 54 days after the deadline
Checked score
70
Healthy
Financially stronger than 90% of micro companies in food and beverage service (NACE 56)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
09-2026: 3.9%highest value
10-2026: 0.9%▼ -3.0 percentage points vs 09-2026lowest value
11-2026: 0.9%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Founded in 2025
Last filed accounts filed 54 days late; 1 of the last 3 accounts late
lowers risk
Liquidity: current ratio 4.07, cash €71,911
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 94% of them on solvency, 92% on liquidity and 83% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as OGAMAY has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
The bankruptcy probability of OGAMAY itself is higher: 0.9% within 12 months. It rests on far more data about OGAMAY than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for OGAMAY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.07, above the usual 1.5. Short-term debt is 24% and cash 76.1% of total assets. 24% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 54 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
54 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- LECRENIER Christophe Thomas Michèle 50 sharesdeed of 18-08-2025
- GILLIARD Louis Pascal Isabelle François 25 sharesdeed of 18-08-2025
- KELCHTERMANS Pierre 25 sharesdeed of 18-08-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1026488246
First establishment
Orange Givrée, Rue d'Amay 2, Liège
Incorporation
Founding capital of €50,000, 100 shares · Founders: LECRENIER Christophe Thomas Michèle, GILLIARD Louis Pascal Isabelle François and KELCHTERMANS Pierre · Appointments: LECRENIER Christophe Thomas Michèle, GILLIARD Louis Pascal Isabelle François and KELCHTERMANS Pierre · published on 18-08-2025 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| OGAMAY Liège | €94,516 | €41,918 | 76.0% | - |
| RIVAGE BY FALSTAFF Knokke-Heist | €100,025 | €56,730 | 29.8% | - |
| NOSTRE DAME Brussels | €72,687 | €47,836 | 24.2% | - |
| IM.AG. Nivelles | €73,228 | €45,525 | 16.1% | - |
| RD KARIOUH Molenbeek-Saint-Jean | €78,624 | €32,822 | 41.6% | - |
| Wild Hospitality Merelbeke-Melle | €120,155 | €35,643 | 16.8% | - |
| AYFREY Waregem | €86,969 | €54,927 | 30.7% | - |
These companies have the same main activity as OGAMAY: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €72,700 and €120,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 13-08-2025Normal situation
- Activity
- Cafés and barsNACE 56301and 1 other
- Establishment unit
- 2.377.214.0384000 Liège, since 29-08-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 04-11-2025
Annual accounts 2025
- €41,918
- €21,794
- €71,794
- €94,516
- Employeeson 31-12-2025
- 3
- Filing
- Filed on 23-09-2026
Insights on OGAMAY
OGAMAY has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71,794 and a net result of €21,794.
Its solvency ranks better than 88% of 17,158 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 23-09-2026, 54 days late€41,918
€28,469
€21,794
€69,684
76.0%
4.07
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €180,000. Estimated: probably between €110,000 and €230,000.
Balance sheet
balance sheet total €94,516 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
76.0%
Higher than 88% of 17,158 companies in 2025.
4.07
Higher than 89% of 16,582 companies in 2025.
23.1%
Higher than 83% of 16,665 companies in 2025.
OGAMAY
Middle half of the sector
80% of the sector
Micro accounts in food and beverage service (NACE 56)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: top quarter
Staff
€3,700
Staff costs divided by the average number of full-time equivalents.
+3 people
people who joined
people who left
In 2025, 7 people joined and 4 left.
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
94,516 | |
21/28 |
2,110 | |
28 |
2,110 | |
29/58 |
92,406 | |
3 |
12,500 | |
30/36 |
12,500 | |
40/41 |
7,109 | |
40 |
7,109 | |
54/58 |
71,911 | |
490/1 |
886 | |
| Balance sheet: equity and liabilities | ||
10/49 |
94,516 | |
10/15 |
71,794 | |
10/11 |
50,000 | |
14 |
21,794 | |
17/49 |
22,722 | |
42/48 |
22,722 | |
44 |
3,250 | |
440/4 |
3,250 | |
45 |
18,733 | |
450/3 |
16,876 | |
454/9 |
1,857 | |
47/48 |
739 | |
| Income statement | ||
9900 |
41,918 | |
62 |
11,099 | |
640/8 |
2,349 | |
9901 |
28,469 | |
65/66B |
863 | |
65 |
863 | |
9903 |
27,607 | |
67/77 |
5,813 | |
9904 |
21,794 | |
9905 |
21,794 | |
| Appropriation of the result | ||
9906 |
21,794 | |
| Social balance sheet | ||
9087 |
3 | |
Hours worked1013 |
438 | |
| Document | ||
The notes to these accounts have 3 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 23-09-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 54 days after the deadline. Filed on 23 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00520311.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 23-09-2026 | 2026-00520311 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 2,110 | ||
| 69,684 | ||
| 76.0% | ||
| 4.07 | ||
| 3.52 | ||
| 0.32 | ||
| 30.4% | ||
| 23.1% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2025 |
|---|---|
| Employees at the balance-sheet date | 3 |
| part-time | 3 |
| in full-time equivalents | 0.8 |
| 0.7 | |
| Joined | 7 |
| Left | 4 |
Source: social balance sheet in the 2025 annual accounts
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Financial fixed assets | €2,110 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on OGAMAY
Debt's share of the balance-sheet total is 24.0%.
Board & ownership
Board
3 directors, 3 in day-to-day management, since incorporationDirector (not named in the articles) and managing director
director (not named in the articles) since 13-08-2025
managing director appointed by deed of 18-08-2025
term without a fixed end
listed in the 2025 annual accounts, filed on 23-09-2026
Director (not named in the articles) and managing director
director (not named in the articles) since 13-08-2025
managing director appointed by deed of 18-08-2025
term without a fixed end
listed in the 2025 annual accounts, filed on 23-09-2026
Director (not named in the articles) and managing director
director (not named in the articles) since 13-08-2025
managing director appointed by deed of 18-08-2025
listed in the 2025 annual accounts, filed on 23-09-2026
Mandates through the years
3 names, the dashed line is todayGILLIARD Louis Pascal Isabelle François
Director (not named in the articles), Managing director
Director (not named in the articles), Managing director
KELCHTERMANS Pierre
Director (not named in the articles), Managing director
Director (not named in the articles), Managing director
LECRENIER Christophe Thomas Michèle
Director (not named in the articles), Managing director
Director (not named in the articles), Managing director
LeadershipBoard
Mandates as a list
- GILLIARD Louis Pascal Isabelle François
- Director (not named in the articles), from 13-08-2025 to date
- Managing director, appointed by deed of 18-08-2025, still in office
- KELCHTERMANS Pierre
- Director (not named in the articles), from 13-08-2025 to date
- Managing director, appointed by deed of 18-08-2025, still in office
- LECRENIER Christophe Thomas Michèle
- Director (not named in the articles), from 13-08-2025 to date
- Managing director, appointed by deed of 18-08-2025, still in office
Control
Founders
This company
OGAMAY
Equity €71,794
Profit €21,794 in 2025
Capital
- Contribution
- €50,000
- Shares
- 100
- Contribution per share
- €500
- Equity per share
- €718 in 2025
- Source
- deed of 18-08-2025
Articles of association
deed of 18-08-2025 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Actionnaires ou non, assemblee qui nomme”
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Deux actionnaires, tout ou partie sans fractionnement”“Deux actionnaires, presume renoncer”“Plus de deux actionnaires, tout ou partie prorata actions sans fractionnement”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 18-08-2025 ↗
- LECRENIER Christophe Thomas Michèle 50 shares (50%) · €25,000
- GILLIARD Louis Pascal Isabelle François 25 shares (25%) · €12,500
- KELCHTERMANS Pierre 25 shares (25%) · €12,500
Network & group
No group
OGAMAY has no parent and no holdings in its annual accounts.
Earlier ties
| TGAB via Christophe Lecrenier, no longer at TGAB · Manager · deed of 26-04-2018 Bankrupt |
1.2 FTE (2020) |
Connections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
ABCL
via Christophe Lecrenier · Permanent representative · deed of 29-11-2021
Founded in 2016 · total assets €89,147 (2025)
→
Timeline
Timeline
4 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · 54 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1026488246
First establishment Orange Givrée, Rue d'Amay 2, Liège
IncorporationFounding capital of €50,000, 100 shares · Founders: LECRENIER Christophe Thomas Michèle, GILLIARD Louis Pascal Isabelle François and KELCHTERMANS Pierre · Appointments: LECRENIER Christophe Thomas Michèle, GILLIARD Louis Pascal Isabelle François and KELCHTERMANS Pierre · published on 18-08-202517 points ▸
- Founder, LECRENIER Christophe Thomas Michèle
- Founder, GILLIARD Louis Pascal Isabelle François
- Founder, KELCHTERMANS Pierre
- Founding capital, €50,000, 100 shares
- LECRENIER Christophe Thomas Michèle holds 50 shares
- GILLIARD Louis Pascal Isabelle François holds 25 shares
- KELCHTERMANS Pierre holds 25 shares
- 100 shares
- Registered office clause, Rue d'Amay 2, 4000 Liège
- Board rule, 3
- Director appointment, LECRENIER Christophe Thomas Michèle (director (not named in the articles))
- Director appointment, GILLIARD Louis Pascal Isabelle François (director (not named in the articles))
- Director appointment, KELCHTERMANS Pierre (director (not named in the articles))
- Director appointment, LECRENIER Christophe Thomas Michèle (managing director)
- Director appointment, GILLIARD Louis Pascal Isabelle François (managing director)
- Director appointment, KELCHTERMANS Pierre (managing director)
- Pre-incorporation commitments, OGAMAY
- The deed holds 7 more points.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1026.488.246
- VAT number
- BE 1026.488.246
- Peppol ID
- 0208:1026488246
- Other Peppol ID
- 9925:BE1026488246
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 13-08-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 18:00deed of 18-08-2025 (in French)
- Peppol
- Reachable since 04-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- OGAMAY in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 18-08-2025 (in French)
Activities
NACEBEL 2025VAT activities
56301
Cafés and bars main activity
Social security (RSZ) activities
56112
Limited-service restaurants, excluding mobile food services main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “L’exploitation et la gestion de tout établissement pouvant se rattacher au secteur HORECA et notamment l’exploitation et la gestion de tout…”deed of 18-08-2025 (in French)
2 activities
- L’exploitation et la gestion de tout établissement pouvant se rattacher au secteur HORECA et notamment l’exploitation et la gestion de tout café, taverne, brasserie, restaurant, pizzeria, snack-bar, service-traiteur, salon de dégustation ou autre débit de boissons avec fourniture ou non de petites restaurations, la mise à disposition et/ou location de salles de fête, réunion ou de banquet avec ou sans service-traiteur, ainsi que la préparation, la fabrication, l’importation, l’exportation, l’achat, la vente, en gros ou au détail de toutes denrées alimentaires et tous aliments à emporter ou à consommer sur place, en ce compris de boissons.
- Accomplir toutes opérations immobilières généralement quelconques, comprenant notamment l'achat, la vente, la revente, la prise en location, la mise en location, la sous-location, la concession, l'aménagement, l'entretien, la gestion, la restauration, la transformation, la mise en valeur, la décoration de tous biens immobiliers neufs ou d'occasion, le leasing immobilier, l'emphytéose ou la constitution de droits de superficie, de et sur tous biens immobiliers sis en Belgique ou à l'étranger, à l'exception (sous réserve de ce qui serait éventuellement dit ci-avant) de l’activité de marchand de biens.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Orange Givrée registered office Rue d'Amay 2, 4000 Liège | 29-08-2025 | 2.377.214.038 |
Buildings and parcels at the address
- Ground area
- 76 m²
- Buildings
- 79 m²
- Volume, LiDAR
- 856 m³
- Tallest building
- 12.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 62803A1224/00E000 | 76 m² | 1 · 79 m² | 12.6 m · 4 |
Contact
E-mail
christophe.lecrenier@gmail.com
Phone
+32 498 64 62 63