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ABCL

Active
Public limited companyfounded 201610 yrs activeRue Jules-Cralle 220, 4030 Liège, BelgiumKBO/BCE: BE 0647.602.880
Summary

The annual accounts of ABCL for fiscal year 2025 show a net loss of 61% of the equity at the start of that year. The 2025 annual accounts show equity of €19,456 and a net result of -€30,125. Equity is shrinking by ~24.5% per year across the filed fiscal years. Its solvency ranks better than 31% of 1672 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-5
Solvency47▼-21
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.63 against 1.11 in 2024; short-term debt: 78.2% and cash: 15.9% of total assets), and 78.2% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
21.8%
Return on assets
-33.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2122232425
2021 to 2025 · latest year -€30,125
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
54 d late
2024
49 d late
2023
63 d late
2022
70 d late
2021
75 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 62 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ABCL was incorporated on 28 January 2016.1 Total assets fell from EUR 159,884 in 2021 to EUR 89,147 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€19,456▼ 60.8%
2024 · €49,580
Total assets
€89,147▼ 21.8%
2024 · €114,032
Net result
-€30,125▼ 148%
2024 · -€12,139
Working capital
-€26,073
2024 · €6,562
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€2,224-€29,539▲ 1,228%-€20,690-€8,687▲ 58.0%-€24,785▼ 185%
Net result-€499below the sector's middle half-€22,751within the sector's middle half-€21,787below the sector's middle half-€12,139below the sector's middle half▲ 44.3%-€30,125below the sector's middle half▼ 148%
Equity€70,755within the sector's middle half-€83,506within the sector's middle half▲ 18.0%€61,719within the sector's middle half▼ 26.1%€49,580within the sector's middle half▼ 19.7%€19,456below the sector's middle half▼ 60.8%
Total assets€159,884within the sector's middle half-€167,076within the sector's middle half▲ 4.5%€128,197within the sector's middle half▼ 23.3%€114,032within the sector's middle half▼ 11.0%€89,147below the sector's middle half▼ 21.8%
Debt€89,129-€83,569▼ 6.2%€66,478▼ 20.5%€64,452▼ 3.0%€69,691▲ 8.1%
Working capital€18,979within the sector's middle half-€38,496within the sector's middle half▲ 103%€19,870within the sector's middle half▼ 48.4%€6,562within the sector's middle half▼ 67.0%-€26,073below the sector's middle half
Solvency44.3%within the sector's middle half-50.0%within the sector's middle half▲ 5.7pp48.1%within the sector's middle half▼ 1.8pp43.5%within the sector's middle half▼ 4.7pp21.8%within the sector's middle half▼ 21.7pp
Current ratio1.35within the sector's middle half-1.66within the sector's middle half▲ 0.311.34within the sector's middle half▼ 0.311.11within the sector's middle half▼ 0.240.63below the sector's middle half▼ 0.48
Return on assets (ROA)-0.3%below the sector's middle half-13.6%within the sector's middle half▲ 13.9pp-17.0%below the sector's middle half▼ 30.6pp-10.6%below the sector's middle half▲ 6.4pp-33.8%below the sector's middle half▼ 23.1pp
above within below the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000Operating result 2021: €2,224€2,224Net result 2021: -€499-€499Operating result 2022: €29,539€29,539Net result 2022: €22,751€22,751Operating result 2023: -€20,690-€20,690Net result 2023: -€21,787-€21,787Operating result 2024: -€8,687-€8,687Net result 2024: -€12,139-€12,139Operating result 2025: -€24,785-€24,785Net result 2025: -€30,125-€30,12520212022202320242025-€40,000-€30,000-€20,000-€10,000€0Operating result 2023: -€20,690-€20,700Net result 2023: -€21,787-€21,800Operating result 2024: -€8,687-€8,690Net result 2024: -€12,139-€12,100Operating result 2025: -€24,785-€24,800Net result 2025: -€30,125-€30,100202320242025
The operating result stays negative: a loss of €24,785 in 2025 against €8,687 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €89,147
Fixed assets €45,528 ▼ 1.2%
Current assets €43,619 ▼ 35.8%
Equity and liabilities €89,147
Equity €19,456 ▼ 60.8%
Debt €69,691 ▲ 8.1%
Debt's share of the balance-sheet total rises from 56.5% to 78.2%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€24,224▼
2024 · -€3,228
Cash flow
-€29,563▼
2024 · -€6,680
Debt to equity
3.58▲
2024 · 1.30
ROE
-154.8%▼
2024 · -24.5%
Interest coverage
-3.63▼
2024 · -1.02
Debt ≤ 1 year
€69,691▲
2024 · €61,381
Debt > 1 year
€0▼
2024 · €3,071
Income taxes
€456▼
2024 · €901
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€114,032€89,147▼
Fixed assets21/28€46,090€45,528▼
Tangible fixed assets22/27€1,090€528▼
Furniture and vehicles24€721€344▼
Other tangible fixed assets26€368€184▼
Financial fixed assets28€45,000€45,000=
Current assets29/58€67,943€43,619▼
Amounts receivable within one year40/41€59,761€28,121▼
Trade receivables40€42,780€7,802▼
Other amounts receivable41€16,981€20,319▲
Cash at bank and in hand54/58€7,334€14,168▲
Deferred charges and accrued income490/1€849€1,330▲
Equity and liabilities
Total equity and liabilities10/49€114,032€89,147▼
Equity10/15€49,580€19,456▼
Contributions10/11€61,500€61,500=
Capital10€61,500€61,500=
Issued capital100€61,500€61,500=
Reserves13€6,150€6,150=
Non-distributable reserves130/1€6,150€6,150=
Legal reserve130€6,150€6,150=
Profit (loss) carried forward14-€18,070-€48,194▼
Amounts payable17/49€64,452€69,691▲
Amounts payable after more than one year17€3,071€0▼
Financial debts170/4€3,071€0▼
Amounts payable within one year42/48€61,381€69,691▲
Current portion of amounts payable after more than one year42€5,167€3,071▼
Trade debts44€18,423€14,323▼
Suppliers440/4€18,423€14,323▼
Taxes, remuneration and social security45€31,937€43,673▲
Taxes450/3€31,937€43,673▲
Other amounts payable47/48€5,855€8,624▲
Accrued charges and deferred income492/3€0€0=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,459€561▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€11,249
Other operating charges640/8€1,103€833▼
Gross operating margin9900-€2,125-€12,141▼
Operating profit (loss)9901-€8,687-€24,785▼
Financial income75/76B€605€1,795▲
Recurring financial income75€605€1,795▲
Financial charges65/66B€3,156€6,679▲
Recurring financial charges65€3,156€6,679▲
Profit (loss) for the period before taxes9903-€11,238-€29,668▼
Income taxes67/77€901€456▼
Profit (loss) for the period9904-€12,139-€30,125▼
Profit (loss) for the period to be appropriated9905-€12,139-€30,125▼
Appropriation of the result
Profit (loss) to be appropriated9906-€18,070-€48,194▼
Profit (loss) brought forward from the previous period14P-€5,931-€18,070▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,013€18,161€9,225€5,459€561▼ 89.7%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4----€11,249-
Other operating charges640/8€579€900€1,748€1,103€833▼ 24.5%
Gross operating margin9900€15,816€48,600-€9,716-€2,125-€12,141▼ 471%
Operating profit (loss)9901€2,224€29,539-€20,690-€8,687-€24,785▼ 185%
Financial income75/76B-€5,627€2,467€605€1,795▲ 197%
Recurring financial income75-€5,627€2,467€605€1,795▲ 197%
Financial charges65/66B€1,246€2,416€3,006€3,156€6,679▲ 112%
Recurring financial charges65€1,246€2,416€3,006€3,156€6,679▲ 112%
Profit (loss) for the period before taxes9903€978€32,749-€21,230-€11,238-€29,668▼ 164%
Income taxes67/77€1,477€9,998€558€901€456▼ 49.3%
Profit (loss) for the period9904-€499€22,751-€21,787-€12,139-€30,125▼ 148%
Profit (loss) for the period to be appropriated9905-€499€22,751-€21,787-€12,139-€30,125▼ 148%
Line20212022202320242025Change
Assets
Total assets20/58€159,884€167,076€128,197€114,032€89,147▼ 21.8%
Fixed assets21/28€86,585€69,924€50,417€46,090€45,528▼ 1.2%
Tangible fixed assets22/27€43,085€24,924€5,417€1,090€528▼ 51.5%
Furniture and vehicles24€42,165€24,188€4,864€721€344▼ 52.3%
Other tangible fixed assets26€920€736€552€368€184▼ 50.0%
Financial fixed assets28€43,500€45,000€45,000€45,000€45,000=
Current assets29/58€73,299€97,152€77,781€67,943€43,619▼ 35.8%
Amounts receivable within one year40/41€27,623€53,461€42,927€59,761€28,121▼ 52.9%
Trade receivables40€6,876€32,952€20,146€42,780€7,802▼ 81.8%
Other amounts receivable41€20,748€20,509€22,781€16,981€20,319▲ 19.7%
Cash at bank and in hand54/58€44,337€42,788€34,061€7,334€14,168▲ 93.2%
Deferred charges and accrued income490/1€1,338€903€793€849€1,330▲ 56.7%
Equity and liabilities
Total equity and liabilities10/49€159,884€167,076€128,197€114,032€89,147▼ 21.8%
Equity10/15€70,755€83,506€61,719€49,580€19,456▼ 60.8%
Contributions10/11€61,500€61,500€61,500€61,500€61,500=
Capital10€61,500€61,500€61,500€61,500€61,500=
Issued capital100€61,500€61,500€61,500€61,500€61,500=
Reserves13-€6,150€6,150€6,150€6,150=
Non-distributable reserves130/1-€6,150€6,150€6,150€6,150=
Legal reserve130-€6,150€6,150€6,150€6,150=
Profit (loss) carried forward14€9,255€15,856-€5,931-€18,070-€48,194▼ 167%
Amounts payable17/49€89,129€83,569€66,478€64,452€69,691▲ 8.1%
Amounts payable after more than one year17€34,809€24,914€8,238€3,071€0▼ 100%
Financial debts170/4€34,809€24,914€8,238€3,071€0▼ 100%
Amounts payable within one year42/48€54,320€58,656€57,911€61,381€69,691▲ 13.5%
Current portion of amounts payable after more than one year42€9,660€9,895€5,047€5,167€3,071▼ 40.6%
Trade debts44€2,272€5,765€14,079€18,423€14,323▼ 22.3%
Suppliers440/4€2,272€5,765€14,079€18,423€14,323▼ 22.3%
Taxes, remuneration and social security45€36,533€27,140€32,931€31,937€43,673▲ 36.7%
Taxes450/3€36,533€27,140€32,931€31,937€43,673▲ 36.7%
Other amounts payable47/48€5,855€15,855€5,855€5,855€8,624▲ 47.3%
Accrued charges and deferred income492/3--€330€0€0-
Line20212022202320242025Change
Profit (loss) for the period9904-€499€22,751-€21,787-€12,139-€30,125▼ 148%
+ Depreciation and write-downs630€13,013€18,161€9,225€5,459€561▼ 89.7%
Operating cash flow (approximation)€12,514€40,912-€12,562-€6,680-€29,563▼ 343%
Investment in fixed assets (approximation)--€1,500€10,282-€1,131€0▲ 100%
Change in cash--€1,549-€8,727-€26,727€6,834▲ 126%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
23-09
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 54 days late
2025
31-12
Financial Weakest financial yearnet -€30,125
Net result drops to -€30,125, the lowest in the series.
18-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 49 days late
2024
02-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 63 days late
2023
09-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-12
Financial Back to profitnet €22,751
Net result €22,751 after one loss-making year.
14-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 75 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2016
seat establishment The establishment unit on the map
Ground area
2,475 m²
Building footprint
69 m²
Volume, LiDAR
646 m³
Parcel 62302C0433/00K000, Wallonia · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
ABCL
Rue Jules-Cralle 220, 4030 LiègeComputer programming, consultancy and related activities
since 20162.249.597.670
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62302C0433/00K000 Wallonia 2,475 m² 1 · 68 m² 11.1 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 13,417 companies in sector 73300 we hold annual accounts for 6,906. 4,682 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded28-01-2016
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID 0208:0647602880
Also 9925:BE0647602880
Registered 04-11-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.