Financials
- Financial year
- 2025
- Total assets
- €86,969
- Profit
- €28,225
- Solvency
- 30.7%
AYFREY
ActiveSummary
The computed 12-month bankruptcy probability of AYFREY is 5.5% (elevated). The 2025 annual accounts show equity of €26,659 and a net result of €28,225. Its solvency ranks better than 51% of 16,547 sector peers (NACE 56, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Cafés and bars
NACE 56301
1 site
Size
€86,969total assets 2025
- Equity
- €26,659
- Profit
- €28,225
Turnover not published (micro format)
Structure
Accounts filed 45 days late
Why 39raises riskFounded in 2024Sector: Food and beverage service activities (NACE 56)Size: total assets €86,969Latest accounts 45 days late; 1 of the last 3 lateShow the evidence
Checked score
Score 2025
39
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 59% of its sector peers (NACE 56, micro)
Financial strength
Strong
Solvency
56
equity 30.7% of total assets
Liquidity
38
short-term debt 53.8% · cash 12.1%
Profitability
100
return on assets 32.5%
Bankruptcy probability, 12 months
5.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2025: 3.9%lowest value
01-2026: 3.9%● unchanged vs 12-2025lowest value
02-2026: 4.0%▲ +0.1 percentage points vs 01-2026
03-2026: 4.4%▲ +0.4 percentage points vs 02-2026
04-2026: 4.6%▲ +0.2 percentage points vs 03-2026
05-2026: 4.9%▲ +0.3 percentage points vs 04-2026
06-2026: 4.9%● unchanged vs 05-2026
07-2026: 5.3%▲ +0.4 percentage points vs 06-2026
08-2026: 5.3%● unchanged vs 07-2026
09-2026: 5.1%▼ -0.2 percentage points vs 08-2026
10-2026: 5.5%▲ +0.4 percentage points vs 09-2026highest value
Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity insufficient (current ratio 0.84, below 1; short-term debt: 53.8% and cash: 12.1% of total assets), and 69.3% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 51% on solvency, 32% on liquidity and 93% on profitability.
The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Five signals.
raises riskneutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
45 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointments: NAESSENS Jonathan (director) and…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2024
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Cafés and barsNACE 56301
- Founded
- 28-11-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 33
- Annual meeting
- Second Tuesday of June at 19:00
- Purpose
- “Café,bar; Verkoop van dranken voor,in het algemeen,consumptie ter plaatse,eventueel in…” (deed in Dutch)
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.