RD KARIOUH
ActiveThe computed 12-month bankruptcy probability of RD KARIOUH is 4.5% (elevated). The 2025 annual accounts show equity of €33k and a net result of €15k. Its solvency ranks better than 60% of 12745 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency74
Growth-
Stability67
Bankruptcy probability, 12 months
4.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.47), and 58.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.6%
Return on assets
19.6%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
25 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Turnover
€78k
EBIT margin
26.9%
Net result
€15k
Working capital
€21k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €79k
Fixed assets
€11k
Current assets
€67k
Equity and liabilities €79k
Equity
€33k
Debt
€46k
Debt finances 58.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€24k
Cash flow
€18k
Solvency
41.6%
Current ratio
1.47
Quick ratio
1.45
Debt / equity
1.41
ROE
47.2%
ROA
19.6%
Interest coverage
908.38
Debt
€46k
Debt ≤ 1 year
€46k
Income taxes
€6k
Staff costs
€9k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€79k
Fixed assets21/28€11k
Intangible fixed assets21€1k
Tangible fixed assets22/27€10k
Furniture and vehicles24€9k
Other tangible fixed assets26€1k
Current assets29/58€67k
Stocks and contracts in progress3€925
Stocks30/36€925
Amounts receivable within one year40/41€24k
Trade receivables40€23k
Other amounts receivable41€1k
Cash at bank and in hand54/58€42k
Deferred charges and accrued income490/1€180
Equity and liabilities
Total equity and liabilities10/49€79k
Equity10/15€33k
Contributions10/11€17k
Profit (loss) carried forward14€15k
Amounts payable17/49€46k
Amounts payable within one year42/48€46k
Trade debts44€13k
Suppliers440/4€13k
Advances received on contracts in progress46€24k
Taxes, remuneration and social security45€8k
Taxes450/3€7k
Remuneration and social security454/9€1k
Other amounts payable47/48€1k
Income statement
Code2025
Turnover70€78k
Goods, raw materials, services and sundry goods60/61€46k
Remuneration, social security and pensions62€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k
Gross operating margin9900€33k
Operating profit (loss)9901€21k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€26
Recurring financial charges65€26
Profit (loss) for the period before taxes9903€21k
Income taxes67/77€6k
Profit (loss) for the period9904€15k
Profit (loss) for the period to be appropriated9905€15k
Appropriation of the result
Profit (loss) to be appropriated9906€15k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
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Of 21,676 companies in sector 56112 we hold annual accounts for 9,575. 8,241 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-04-2025
Fiscal year end31-12
Activities, NACEBEL
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.