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OBJECTIF

Active
Private limited companyfounded 199135 yrs activePaul Hymanslaan 55, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 0443.123.516
Summary

OBJECTIF has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €199,429 and a net result of €1,193. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 89% of 8127 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
OBJECTIFActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Activity
Advertising agencies
NACE 73110NACE 74401
1 site
Size
€220,559total assets 2025
Staff
2 FTE
Equity
€199,429
Profit
€1,193
Turnover not published (abridged schema)
Financial health
94 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 47 d early0 of 2 deeds read
Why 94- Liquidity: current ratio 1.87, cash €5,941+ Founded in 1991+ Equity €199,429 (90.4% of total assets)+ Size: total assets €220,559Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 54% of its sector peers (NACE 73, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 90.4% of total assets
Liquidity 53-1
short-term debt 9.6% · cash 2.7%
Profitability 69-5
return on assets 0.5%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,123 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%▲ +4.1% vs 11-2024highest value 01-2025: 0.1%▼ -20.5% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%▼ -13.9% vs 03-2025 05-2025: 0.1%● 0.0% vs 04-2025 06-2025: 0.1%● 0.0% vs 05-2025 07-2025: 0.1%▼ -1.1% vs 06-2025lowest value 08-2025: 0.1%● 0.0% vs 07-2025lowest value 09-2025: 0.1%● 0.0% vs 08-2025lowest value 10-2025: 0.1%▲ +15.1% vs 09-2025 11-2025: 0.1%▲ +4.0% vs 10-2025 12-2025: 0.1%▲ +13.6% vs 11-2025 01-2026: 0.1%▼ -19.7% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%▼ -1.1% vs 06-2026 08-2026: 0.1%● 0.0% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%▲ +14.0% vs 09-2026
  • Founded in 1991 lowers the probability for this profile
  • Equity €199,429 (90.4% of total assets) lowers the probability
  • Size: total assets €220,559 lowers the probability for this profile
  • Liquidity: current ratio 1.87, cash €5,941 raises the probability
Credit up to €18,000 at 30 days acceptable
Liquidity ample (current ratio 1.87 against 1.42 in 2024; short-term debt: 9.6% and cash: 2.7% of total assets), and 9.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 73, micro). Better than this share of them on solvency 87%, liquidity 44%, profitability 39%, growth against the median 46%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 1991
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €199,429 (90.4% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €220,559
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.87, cash €5,941
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-12-2025, 47 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
47 d early
2024
53 d early
2023
51 d early
2022
40 d early
2021
40 d early
2020
48 d early
2019
58 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 48 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 15 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close03-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Highest result since 2019net €9,026 ▲261%

Key points

  • Positive: Among the best 12% on solvencysector median 54.0% · 8,127 companies 90.4% View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Active since 1991founded 04-03-1991 35 years View

By topic

Financials

Fiscal year
2025
Total assets
€220,559
Profit
€1,193
Solvency
90.4%
Total assets▲ 0.1%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2016
Next accounts
by 31-01-2027
  1. 15-12-2025Annual accounts filed
  2. 09-12-2024Annual accounts filed
  3. 30-06-2024Highest result since 2019
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Advertising agenciesNACE 73110
Founded
04-03-1991
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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