NVandersom
ActiveNVandersom has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €77k. Equity is growing by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 14% of 1894 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency31▲+1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.05 against 1.04 in 2024; short-term debt: 93.8% and cash: 71.3% of total assets), and 94.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.9%
Return on assets
43.2%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 1894 sector peers (2025).
NBB · sector comparisonPosition among 1894 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
42 d early
2023
29 d early
2022
32 d early
2021
on the day
2020
43 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▲ 17.9%
2024 · €9k
2019: €5k
2020: €6k
2021: €6k
2022: €6k
2023: €9k
2024: €9k
2019 → 2025
Total assets
€177k▲ 2.3%
2024 · €173k
2019: €207k
2020: €157k
2021: €98k
2022: €117k
2023: €133k
2024: €173k
2019 → 2025
Net result
€77k▼ 42.1%
2024 · €132k
2019: €98k
2020: €811
2021: €320
2022: €65k
2023: €84k
2024: €132k
2019 → 2025
Working capital
€8k▲ 35.9%
2024 · €6k
2019: €-4k
2020: €-4k
2021: €-2k
2022: €-756
2023: €2k
2024: €6k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€6k▲ 2.1%€9k▲ 39.7%€9k▲ 2.5%€10k▲ 17.9%
Operating result€1k-€67k▲ 5,273%€88k▲ 30.4%€135k▲ 53.5%€80k▼ 40.9%
Net result€320-€65k▲ 20,227%€84k▲ 29.7%€132k▲ 56.6%€77k▼ 42.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 41% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €177k
Fixed assets
€3k=
Current assets
€175k▲ 2.4%
Equity and liabilities €177k
Equity
€10k▲ 17.9%
Debt
€167k▲ 1.5%
The debt ratio falls from 94.9% to 94.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€80k▼
2024 · €139k
Cash flow
€77k▼
2024 · €136k
Solvency
5.9%▲
2024 · 5.1%
Current ratio
1.05▲
2024 · 1.04
Quick ratio
1.05▲
2024 · 1.04
Debt / equity
16.07▼
2024 · 18.67
ROE
737.0%
ROA
43.2%▼
2024 · 76.3%
Interest coverage
65.10▼
2024 · 185.40
Debt
€167k▲
2024 · €164k
Debt ≤ 1 year
€166k▲
2024 · €164k
Income taxes
€2k▲
2024 · €2k
Staff costs
€79k▼
2024 · €100k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€173k€177k▲
Fixed assets21/28€3k€3k=
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Financial fixed assets28€3k€3k=
Current assets29/58€171k€175k▲
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€62k€47k▼
Trade receivables40€61k€44k▼
Other amounts receivable41€1k€3k▲
Cash at bank and in hand54/58€108k€126k▲
Deferred charges and accrued income490/1€438€1k▲
Equity and liabilities
Total equity and liabilities10/49€173k€177k▲
Equity10/15€9k€10k▲
Contributions10/11€6k€6k=
Reserves13€3k€4k▲
Distributable reserves133€3k€4k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€164k€167k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€164k€166k▲
Current portion of amounts payable after more than one year42€356€0▼
Trade debts44€13k€70k▲
Suppliers440/4€13k€70k▲
Taxes, remuneration and social security45€9k€14k▲
Taxes450/3€3k€5k▲
Remuneration and social security454/9€6k€8k▲
Other amounts payable47/48€141k€82k▼
Accrued charges and deferred income492/3-€617
Income statement
Code20242025
Remuneration, social security and pensions62€100k€79k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€0▼
Other operating charges640/8€446€458▲
Gross operating margin9900€240k€159k▼
Operating profit (loss)9901€135k€80k▼
Financial income75/76B€1€26▲
Recurring financial income75€1€26▲
Financial charges65/66B€749€1k▲
Recurring financial charges65€749€1k▲
Profit (loss) for the period before taxes9903€134k€78k▼
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€132k€77k▼
Profit (loss) for the period to be appropriated9905€132k€77k▼
Appropriation of the result
Profit (loss) to be appropriated9906€132k€77k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€213€2k▲
To other reserves6921€213€2k▲
Profit to be distributed694/7€132k€75k▼
Directors or managers695€132k€75k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2019net €132k ▲56.6%
Operating result €135k, net result €132k, both a record.
02-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
30-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €320 ▼60.5%
Net result drops to €320, the lowest in the series; recovery starts the following year.
2020
19-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapelhofstraat 13500 HasseltGround area
454 m²
Building footprint
315 m²
Volume, LiDAR
1,837 m³
Parcel 71052B0502/00K002, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NVandersom
since 20122.207.081.382
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71052B0502/00K002 | Flanders | 454 m² | 1 · 315 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,086 EUR awarded · 1,086 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,086 EUR | 1,086 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
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Of 2,731 companies in sector 63100 we hold annual accounts for 1,275. 581 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2012
Fiscal year end30-06
Activities, NACEBEL
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.