IDEARTé
ActiveIDEARTé has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €-130k. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 20% of 1892 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-16
Solvency25▼-65
Growth32▼-46
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.16 against 1.88 in 2024), and 84.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.1%
Return on assets
-66.9%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 1892 sector peers (2025).
NBB · sector comparisonPosition among 1892 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-03-2026, 123 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
123 d early
2024
13 d early
2023
47 d early
2022
27 d early
2021
11 d late
2020
33 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€29k▼ 81.6%
2024 · €159k
2018: €73k
2019: €74k
2020: €77k
2021: €147k
2022: €148k
2023: €154k
2024: €159k
2018 → 2025
Total assets
€194k▼ 41.8%
2024 · €334k
2018: €310k
2019: €375k
2020: €288k
2021: €494k
2022: €414k
2023: €348k
2024: €334k
2018 → 2025
Net result
€-130k
2024 · €5k
2018: €-2k
2019: €1k
2020: €3k
2021: €70k
2022: €908
2023: €6k
2024: €5k
2018 → 2025
Working capital
€27k▼ 82.5%
2024 · €154k
2018: €55k
2019: €57k
2020: €63k
2021: €173k
2022: €163k
2023: €156k
2024: €154k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€147k-€148k▲ 0.6%€154k▲ 4.3%€159k▲ 3.4%€29k▼ 81.6%
Operating result€110k-€16k▼ 85.6%€21k▲ 31.2%€15k▼ 26.9%€-126k
Net result€70k-€908▼ 98.7%€6k▲ 595%€5k▼ 16.9%€-130k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €126k after €15k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €194k
Fixed assets
€2k▼ 57.5%
Current assets
€192k▼ 41.6%
Equity and liabilities €194k
Equity
€29k▼ 81.6%
Debt
€165k▼ 5.5%
The debt ratio rises from 52.3% to 84.9%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-125k▼
2024 · €23k
Cash flow
€-128k▼
2024 · €13k
Solvency
15.1%▼
2024 · 47.7%
Current ratio
1.16▼
2024 · 1.88
Quick ratio
1.16▼
2024 · 1.88
Debt / equity
5.64▲
2024 · 1.10
ROE
-444.7%▼
2024 · 3.3%
ROA
-66.9%▼
2024 · 1.6%
Interest coverage
-40.29▼
2024 · 8.28
Debt
€165k▼
2024 · €175k
Debt ≤ 1 year
€165k▼
2024 · €175k
Income taxes
€747▼
2024 · €9k
Staff costs
€316k▼
2024 · €433k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€334k€194k▼
Fixed assets21/28€5k€2k▼
Tangible fixed assets22/27€4k€737▼
Plant, machinery and equipment23€1k€186▼
Furniture and vehicles24€3k€551▼
Financial fixed assets28€1k€1k=
Current assets29/58€329k€192k▼
Amounts receivable after more than one year29€5k€5k=
Trade receivables290€5k€5k=
Amounts receivable within one year40/41€185k€166k▼
Trade receivables40€183k€157k▼
Other amounts receivable41€2k€9k▲
Cash at bank and in hand54/58€103k€1k▼
Deferred charges and accrued income490/1€36k€20k▼
Equity and liabilities
Total equity and liabilities10/49€334k€194k▼
Equity10/15€159k€29k▼
Contributions10/11€24k€24k=
Reserves13€3k€3k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€132k€2k▼
Amounts payable17/49€175k€165k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€175k€165k▼
Current portion of amounts payable after more than one year42€18k€8k▼
Financial debts43-€13k
Credit institutions430/8-€13k
Trade debts44€62k€109k▲
Suppliers440/4€62k€109k▲
Taxes, remuneration and social security45€94k€36k▼
Taxes450/3€47k€15k▼
Remuneration and social security454/9€47k€21k▼
Income statement
Code20242025
Remuneration, social security and pensions62€433k€316k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€2k▼
Other operating charges640/8€2k€362▼
Gross operating margin9900€458k€192k▼
Operating profit (loss)9901€15k€-126k▼
Financial income75/76B€2k€42▼
Recurring financial income75€2k€42▼
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€15k€-129k▼
Income taxes67/77€9k€747▼
Profit (loss) for the period9904€5k€-130k▼
Profit (loss) for the period to be appropriated9905€5k€-130k▼
Appropriation of the result
Profit (loss) to be appropriated9906€132k€2k▼
Profit (loss) brought forward from the previous period14P€127k€132k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Permanent representative3 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Permanent representative3 facts ▸
- General meeting, 30/04/2026
- Director resignation, Beyond Words BV (bestuurder)
- Permanent representative, Aline Ghys
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-130k ▼2582%
Net result drops to €-130k, the lowest in the series.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €150kEq €154k ▲4.3%
5 profitable years in a row build equity to €154k.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 11 days late
2021
31-12
Financial
Highest result since 2018net €70k ▲2482%
Operating result €110k, net result €70k, both a record.
31-12
Financial
Equity above €100kEq €147k ▲90.8%
3 profitable years in a row build equity to €147k.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
11-08-2026
Resigned as Director
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aalst-Dorp 9b3800 Sint-TruidenGround area
6,552 m²
2 parcels, Flanders. Linked by address, not a title deed.
1 establishment unit
Influarté
since 20132.216.947.371
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71001A0297/00V000indicative | Flanders | 6,481 m² | - | - |
| 71001A0379/00L000 | Flanders | 70 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 15 entries · 103,276 EUR awarded · 65,776 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 4 | 5,324 EUR | 5,420 EUR |
| 2024 | 3 | 6,847 EUR | 16,832 EUR |
| 2023 | 5 | 67,075 EUR | 19,494 EUR |
| 2022 | 3 | 24,030 EUR | 24,030 EUR |
Schemes
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Vlaams opleidingsverlof (VOV)
Werkbaarheidscheque (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 2,714 companies in sector 63100 we hold annual accounts for 1,267. 831 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2013
Fiscal year end31-12
Activities, NACEBEL
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.