RISKREFLEX

Active

Private limited companyfounded 2012active for 14 yearsSteegsebaan 210, 2490 Balen, BelgiumKBO/BCE: BE 0846.420.713

The file of RISKREFLEX contains 2 judicial reorganisation notices, as published in the Belgian Official Gazette.

Summary

The annual accounts of RISKREFLEX for financial year 2025 show a net loss of 72% of total assets and of 83% of the equity at the start of that year. The computed 12-month bankruptcy probability is 14.6% (high). The 2025 annual accounts show equity of €25,585 and a net result of -€125,593. Equity is growing by about 29% per year across the filed financial years. Its solvency ranks better than 20% of 2,289 sector peers (NACE 63, financial year 2025).

Risk analysisFollow Report Compare

RISKREFLEXActiveChecked score 27/100

Risk analysis Report Compare

Activity

Computing infrastructure, data processing, hosting and related activities

NACE 63100

1 site

Size

€175,147total assets 2025

Equity: €25,585
Loss: -€125,593

Turnover not published (micro format)

Financial health

27 Weak Checked score 2025

Bankruptcy probabilitywithin 12 months: 14.6%

Structure

2025 accounts on time4 deeds in the Belgian Official Gazette

Why 27raises riskReorganisation plan being carried out (approved, Gazette 20-03-2026)Loss of €125,593, the second in a row (financial year 2025)Liquidity: current ratio 1.13, cash €6, halvedlowers riskSize: total assets €175,147Show the evidence

Checked score

Score 2025

27 / 100

Weak

Probability in this band: 4.2% to 15.0%

Financially better than 15% of its sector peers (NACE 63, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 40-43

equity 14.6% of total assets

Liquidity 3-31

short-term debt 85.4% · cash 0.0%

Profitability 50-1

return on assets -71.7%

Bankruptcy probability, 12 months

14.6% High

0%0.5%1.5%4%10%≥ 25%

About 1 in 7 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (2,942 companies, NACE 63, micro)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: 0.4%▲ +0.1 percentage points vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 04-2026: 14.6%highest value 05-2026: 14.6%● unchanged vs 04-2026highest value 06-2026: 14.6%● unchanged vs 05-2026highest value 07-2026: 14.6%● unchanged vs 06-2026highest value 08-2026: 14.6%● unchanged vs 07-2026highest value 09-2026: 14.6%● unchanged vs 08-2026highest value 10-2026: 14.6%● unchanged vs 09-2026highest value

Credit of up to €500 on 30-day terms, only on tighter conditions: judicial reorganisation (WER Book XX) on file

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity tight (current ratio 1.13, compared with 2.27 in 2024, below the usual 1.5; short-term debt: 85.4% and cash: 0% of total assets), and 85.4% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro): better than 21% on solvency, 3% on liquidity, 27% on profitability and 8% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.

lowers riskraises riskneutral

Reorganisation plan being carried out (approved, Gazette 20-03-2026)

While the plan runs, the probability is at least 14.6%: the measured failure rate of plans of that age.

Belgian Official Gazette

Loss of €125,593, the second in a row (financial year 2025)

NBB · annual accounts

Size: total assets €175,147

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 1.13, cash €6, halved

NBB · annual accounts

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

1819202122232425

2018 to 2025 · latest year -€125,593

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 2289 sector peers (2025).

NBB · sector comparison

Position among 2289 sector peers

Solvency

better than 20%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

on the day

2024

on the day

2023

5 days early

2022

11 days early

2021

on the day

2020

1 day early

2019

12 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day before the deadline; the sector median (NACE 63) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

31-07-2026 Annual accounts filedfinancial year 2025 · micro…
20-03-2026 Plan homologationEnterprise Court of Antwerp ·…
31-12-2025 Weakest financial yearnet -€125,593

Key points

Caution: Result fell in 2025from -€36,146 to -€125,593 ▼ 247% View
Caution: Among the weakest 5% on net resultsector median €20,181 · 2,288 companies -€125,593 View
Caution: 2 loss-making years in a rowloss financial year 2025 -€125,593 View
Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

By topic

Financials

Financial year: 2025
Total assets: €175,147
Loss: -€125,593
Solvency: 14.6%

Total assets▼ 32.9%

Net result

20182025

Go to Financials

Timeline

Events: 20
Since: 2014
Next accounts: by 31-07-2027

30-12-2025Opening
31-07-2025Annual accounts filed
26-07-2024Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Computing infrastructure, data processing, hosting and related activitiesNACE 63100
Founded: 06-06-2012
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about RISKREFLEX

What is the company number of RISKREFLEX?: 0846.420.713. In Belgium the VAT number is the company number with BE in front: BE 0846.420.713.
Where is RISKREFLEX based?: The registered office is at Steegsebaan 210, 2490 Balen.Company details
What does RISKREFLEX do?: According to the KBO register, the main activity is computing infrastructure, data processing, hosting and related activities (NACE 63100).
What is the legal form of RISKREFLEX?: Private limited company (BV).
When was RISKREFLEX founded?: On 06-06-2012.
Is RISKREFLEX still active?: Yes, RISKREFLEX is an active enterprise in the KBO register.
What is the turnover of RISKREFLEX?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is RISKREFLEX profitable?: In financial year 2025, RISKREFLEX made a loss of €125,593.
Where can I find the annual accounts of RISKREFLEX?: RISKREFLEX filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of RISKREFLEX due?: By 31-07-2027, for financial year 2026.Timeline