Nummus
ActiveSummary
Nummus has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €659k and a net result of €-31k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 34% of 7058 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability42▼-25
Solvency58▼-2
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.34 against 0.12 in 2024; short-term debt: 23% and cash: 0% of total assets), and 66.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year €-31k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
22 d late
2022
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€659k▼ 4.5%
2024 · €690k
2022: €670k
2023: €710k▲ +6.1% vs 2022highest in 4 years
2024: €690k▼ -2.8% vs 2023
2025: €659k▼ -4.5% vs 2024lowest in 4 years
2022 → 2025
Total assets
€1.98M▲ 2.0%
2024 · €1.95M
2022: €2.01Mhighest in 4 years
2023: €1.88M▼ -6.3% vs 2022lowest in 4 years
2024: €1.95M▲ +3.5% vs 2023
2025: €1.98M▲ +2.0% vs 2024
2022 → 2025
Net result
€-31k▼ 53.5%
2024 · €-20k
2022: €-43klowest in 4 years
2023: €41k▲ +194% vs 2022highest in 4 years
2024: €-20k▼ -150% vs 2023
2025: €-31k▼ -53.5% vs 2024
2022 → 2025
Working capital
€-302k▲ 67.5%
2024 · €-929k
2022: €-462k
2023: €-810k▼ -75.3% vs 2022
2024: €-929k▼ -14.8% vs 2023lowest in 4 years
2025: €-302k▲ +67.5% vs 2024highest in 4 years
2022 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€670k-€710k▲ 6.1%€690k▼ 2.8%€659k▼ 4.5%
2022: €670k
2023: €710k▲ +6.1% vs 2022highest in 4 years
2024: €690k▼ -2.8% vs 2023
2025: €659k▼ -4.5% vs 2024lowest in 4 years
Operating result€-41k-€75k€7k▼ 91.0%€40k▲ 500%
2022: €-41klowest in 4 years
2023: €75k▲ +282% vs 2022highest in 4 years
2024: €7k▼ -91.0% vs 2023
2025: €40k▲ +500% vs 2024
Net result€-43k-€41k€-20k€-31k▼ 53.5%
2022: €-43klowest in 4 years
2023: €41k▲ +194% vs 2022highest in 4 years
2024: €-20k▼ -150% vs 2023
2025: €-31k▼ -53.5% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 500% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.98M
Fixed assets
€1.83M ▲ 0.6%
Current assets
€154k ▲ 21.7%
Equity and liabilities €1.98M
Equity
€659k ▼ 4.5%
Debt
€1.33M ▲ 5.5%
Debt's share of the balance-sheet total rises from 64.5% to 66.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€137k▲
2024 · €93k
Cash flow
€65k▼
2024 · €66k
Current ratio
0.34▲
2024 · 0.12
Debt to equity
2.01▲
2024 · 1.82
ROE
-4.7%▼
2024 · -2.9%
ROA
-1.6%▼
2024 · -1.0%
Interest coverage
3.06▼
2024 · 6.79
Debt ≤ 1 year
€456k▼
2024 · €1.06M
Debt > 1 year
€821k▲
2024 · €180k
Income taxes
€27k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.95M€1.98M▲
Fixed assets21/28€1.82M€1.83M▲
Tangible fixed assets22/27€1.82M€1.83M▲
Land and buildings22€1.66M€1.72M▲
Furniture and vehicles24€157k€112k▼
Financial fixed assets28€2k€2k=
Current assets29/58€127k€154k▲
Amounts receivable within one year40/41€82k€117k▲
Trade receivables40€82k€117k▲
Other amounts receivable41€39€39=
Cash at bank and in hand54/58€8k€107▼
Deferred charges and accrued income490/1€37k€37k=
Equity and liabilities
Total equity and liabilities10/49€1.95M€1.98M▲
Equity10/15€690k€659k▼
Contributions10/11€16k€16k=
Reserves13€694k€694k=
Non-distributable reserves130/1€11k€11k=
Reserves not available under the articles1311€11k€11k=
Distributable reserves133€683k€683k=
Profit (loss) carried forward14€-20k€-51k▼
Amounts payable17/49€1.26M€1.33M▲
Amounts payable after more than one year17€180k€821k▲
Financial debts170/4€180k€821k▲
Amounts payable within one year42/48€1.06M€456k▼
Current portion of amounts payable after more than one year42€47k€48k▲
Trade debts44€157k€17k▼
Suppliers440/4€157k€17k▼
Taxes, remuneration and social security45€56k€54k▼
Taxes450/3€56k€54k▼
Other amounts payable47/48€796k€337k▼
Accrued charges and deferred income492/3€20k€48k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€87k€96k▲
Other operating charges640/8€6k€6k▲
Non-recurring operating charges66A€13k€0▼
Gross operating margin9900€113k€143k▲
Operating profit (loss)9901€7k€40k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€14k€45k▲
Recurring financial charges65€14k€45k▲
Profit (loss) for the period before taxes9903€-7k€-4k▲
Income taxes67/77€13k€27k▲
Profit (loss) for the period9904€-20k€-31k▼
Profit (loss) for the period to be appropriated9905€-20k€-31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€-51k▼
Profit (loss) brought forward from the previous period14P-€-20k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €24k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €41k | €65k | €87k | €96k | ▲ 10.9% |
| Other operating charges640/8 | €13k | €15k | €6k | €6k | ▲ 2.1% |
| Non-recurring operating charges66A | - | - | €13k | €0 | ▼ 100% |
| Gross operating margin9900 | €36k | €155k | €113k | €143k | ▲ 26.3% |
| Operating profit (loss)9901 | €-41k | €75k | €7k | €40k | ▲ 500% |
| Financial income75/76B | €1 | €0 | €1 | €0 | ▼ 100% |
| Recurring financial income75 | €1 | €0 | €1 | €0 | ▼ 100% |
| Financial charges65/66B | €2k | €11k | €14k | €45k | ▲ 224% |
| Recurring financial charges65 | €2k | €11k | €14k | €45k | ▲ 224% |
| Profit (loss) for the period before taxes9903 | €-43k | €63k | €-7k | €-4k | ▲ 41.2% |
| Income taxes67/77 | - | €23k | €13k | €27k | ▲ 104% |
| Profit (loss) for the period9904 | €-43k | €41k | €-20k | €-31k | ▼ 53.5% |
| Transfer from tax-exempt reserves789 | €58k | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €15k | €41k | €-20k | €-31k | ▼ 53.5% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €2.01M | €1.88M | €1.95M | €1.98M | ▲ 2.0% |
| Fixed assets21/28 | €1.63M | €1.79M | €1.82M | €1.83M | ▲ 0.6% |
| Tangible fixed assets22/27 | €1.63M | €1.78M | €1.82M | €1.83M | ▲ 0.6% |
| Land and buildings22 | €1.62M | €1.59M | €1.66M | €1.72M | ▲ 3.4% |
| Furniture and vehicles24 | €6k | €195k | €157k | €112k | ▼ 28.8% |
| Financial fixed assets28 | €2k | €2k | €2k | €2k | = |
| Current assets29/58 | €375k | €93k | €127k | €154k | ▲ 21.7% |
| Amounts receivable after more than one year29 | €328k | - | - | - | - |
| Other amounts receivable291 | €328k | - | - | - | - |
| Amounts receivable within one year40/41 | €7k | €49k | €82k | €117k | ▲ 43.0% |
| Trade receivables40 | €6k | €48k | €82k | €117k | ▲ 43.0% |
| Other amounts receivable41 | €1k | €1k | €39 | €39 | = |
| Cash at bank and in hand54/58 | €6k | €6k | €8k | €107 | ▼ 98.7% |
| Deferred charges and accrued income490/1 | €35k | €38k | €37k | €37k | = |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €2.01M | €1.88M | €1.95M | €1.98M | ▲ 2.0% |
| Equity10/15 | €670k | €710k | €690k | €659k | ▼ 4.5% |
| Contributions10/11 | €16k | €16k | €16k | €16k | = |
| Reserves13 | €653k | €694k | €694k | €694k | = |
| Non-distributable reserves130/1 | €11k | €11k | €11k | €11k | = |
| Reserves not available under the articles1311 | €11k | €11k | €11k | €11k | = |
| Distributable reserves133 | €642k | €683k | €683k | €683k | = |
| Profit (loss) carried forward14 | - | - | €-20k | €-51k | ▼ 153% |
| Amounts payable17/49 | €1.34M | €1.17M | €1.26M | €1.33M | ▲ 5.5% |
| Amounts payable after more than one year17 | €499k | €227k | €180k | €821k | ▲ 356% |
| Financial debts170/4 | €499k | €227k | €180k | €821k | ▲ 356% |
| Amounts payable within one year42/48 | €837k | €903k | €1.06M | €456k | ▼ 56.8% |
| Current portion of amounts payable after more than one year42 | €10k | €45k | €47k | €48k | ▲ 3.2% |
| Trade debts44 | €16k | €8k | €157k | €17k | ▼ 89.2% |
| Suppliers440/4 | €16k | €8k | €157k | €17k | ▼ 89.2% |
| Taxes, remuneration and social security45 | €6k | €31k | €56k | €54k | ▼ 4.7% |
| Taxes450/3 | €6k | €31k | €56k | €54k | ▼ 4.7% |
| Other amounts payable47/48 | €804k | €820k | €796k | €337k | ▼ 57.7% |
| Accrued charges and deferred income492/3 | - | €40k | €20k | €48k | ▲ 147% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-43k | €41k | €-20k | €-31k | ▼ 53.5% |
| + Depreciation and write-downs630 | €41k | €65k | €87k | €96k | ▲ 10.9% |
| Operating cash flow (approximation) | €-2k | €106k | €66k | €65k | ▼ 2.1% |
| Investment in fixed assets (approximation) | - | €-221k | €-119k | €-107k | ▲ 9.9% |
| Change in cash | - | €540 | €2k | €-8k | ▼ 523% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Back to profitnet €41k
Net result €41k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2022
Ground area
3,619 m²
Building footprint
3,148 m²
Volume, LiDAR
70,079 m³
Parcel 31013A0767/00G000, Flanders · tallest building 43.4 m, ±7 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Zeedijk-Knokke 642, 8300 Knokke-Heist
since 20222.326.012.587
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31013A0767/00G000 | Flanders | 3,619 m² | 1 · 3,148 m² | 43.4 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,898. 3,736 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
63920Other information service activities
70200Business and other management consultancy
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.