NS20
ActiveSummary
NS20 has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €102k and a net result of €29k. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 37% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability85▲+85
Solvency70=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.22 against 0.07 in 2024; short-term debt: 40.6% and cash: 4.7% of total assets), and 55.5% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
40 d early
2023
45 d early
2022
42 d early
2021
32 d early
2020
25 d early
2019
28 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close26-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€102k▲ 40.0%
2024 · €73k
Total assets
€228k▲ 40.8%
2024 · €162k
Net result
€29k
2024 · €-29k
Working capital
€-72k▼ 40.1%
2024 · €-51k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-4k-€70k€-29k€-26k▲ 10.1%€36k
Net result€-7k-€49k€-32k€-29k▲ 7.3%€29k
Equity€85k-€133k▲ 57.8%€102k▼ 23.6%€73k▼ 28.7%€102k▲ 40.0%
Total assets€161k-€216k▲ 34.5%€171k▼ 20.9%€162k▼ 5.1%€228k▲ 40.8%
Debt€76k-€83k▲ 8.6%€69k▼ 16.5%€89k▲ 29.7%€127k▲ 41.5%
Working capital€17k-€4k▼ 78.2%€-29k€-51k▼ 77.3%€-72k▼ 40.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €36k after a loss of €26k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €228k
Fixed assets
€208k ▲ 31.2%
Current assets
€21k ▲ 436%
Equity and liabilities €228k
Equity
€102k ▲ 40.0%
Debt
€127k ▲ 41.5%
Debt's share of the balance-sheet total rises from 55.2% to 55.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€54k▲
2024 · €-14k
Cash flow
€47k▲
2024 · €-17k
Current ratio
0.22▲
2024 · 0.07
Debt to equity
1.24▲
2024 · 1.23
ROE
28.6%▲
2024 · -40.3%
ROA
12.7%▲
2024 · -18.0%
Interest coverage
9.88▲
2024 · -5.02
Debt ≤ 1 year
€93k▲
2024 · €55k
Debt > 1 year
€25k▼
2024 · €30k
Income taxes
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14k | €8k | €11k | €12k | €18k | ▲ 51.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €0 | €0 | - | - | - |
| Other operating charges640/8 | - | €1k | €457 | €832 | €626 | ▼ 24.8% |
| Non-recurring operating charges66A | - | - | - | - | €53 | - |
| Gross operating margin9900 | €10k | €79k | €-18k | €-14k | €54k | ▲ 497% |
| Operating profit (loss)9901 | €-4k | €70k | €-29k | €-26k | €36k | ▲ 235% |
| Financial income75/76B | - | €273 | - | €0 | €0 | = |
| Recurring financial income75 | €0 | €273 | - | €0 | €0 | = |
| Financial charges65/66B | - | €12k | €2k | €3k | €5k | ▲ 88.0% |
| Recurring financial charges65 | €2k | €2k | €2k | €3k | €5k | ▲ 88.0% |
| Non-recurring financial charges66B | - | €10k | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €-6k | €58k | €-32k | €-29k | €30k | ▲ 203% |
| Income taxes67/77 | €348 | €9k | - | - | €1k | - |
| Profit (loss) for the period9904 | €-7k | €49k | €-32k | €-29k | €29k | ▲ 199% |
| Profit (loss) for the period to be appropriated9905 | €-7k | €49k | €-32k | €-29k | €29k | ▲ 199% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €161k | €216k | €171k | €162k | €228k | ▲ 40.8% |
| Formation expenses20 | - | €0 | €0 | - | - | - |
| Fixed assets21/28 | €112k | €173k | €168k | €158k | €208k | ▲ 31.2% |
| Tangible fixed assets22/27 | €112k | €172k | €168k | €158k | €208k | ▲ 31.2% |
| Land and buildings22 | - | €134k | €133k | €132k | €131k | ▼ 0.9% |
| Plant, machinery and equipment23 | - | €4k | €10k | €8k | €8k | ▼ 6.1% |
| Furniture and vehicles24 | - | €34k | €25k | €18k | €69k | ▲ 281% |
| Leasing and similar rights25 | - | €0 | - | - | - | - |
| Financial fixed assets28 | €217 | €217 | €0 | - | - | - |
| Current assets29/58 | €48k | €43k | €3k | €4k | €21k | ▲ 436% |
| Stocks and contracts in progress3 | - | - | - | €2k | - | - |
| Stocks30/36 | - | - | - | €2k | - | - |
| Amounts receivable within one year40/41 | €12k | €12k | €794 | €1k | €9k | ▲ 553% |
| Trade receivables40 | - | €12k | €0 | €752 | €9k | ▲ 1,104% |
| Other amounts receivable41 | - | €14 | €794 | €636 | - | - |
| Cash at bank and in hand54/58 | €35k | €31k | €2k | €354 | €11k | ▲ 2,946% |
| Deferred charges and accrued income490/1 | - | €318 | €377 | €212 | €757 | ▲ 257% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €161k | €216k | €171k | €162k | €228k | ▲ 40.8% |
| Equity10/15 | €85k | €133k | €102k | €73k | €102k | ▲ 40.0% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | €85k | €85k | €85k | €85k | €95k | ▲ 12.5% |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | - | - |
| Distributable reserves133 | - | €83k | €83k | €83k | €95k | ▲ 15.0% |
| Profit (loss) carried forward14 | €-7k | €42k | €11k | €-18k | - | - |
| Amounts payable17/49 | €76k | €83k | €69k | €89k | €127k | ▲ 41.5% |
| Amounts payable after more than one year17 | €44k | €39k | €35k | €30k | €25k | ▼ 16.7% |
| Financial debts170/4 | - | €39k | €35k | €30k | €25k | ▼ 16.7% |
| Amounts payable within one year42/48 | €31k | €40k | €32k | €55k | €93k | ▲ 67.6% |
| Current portion of amounts payable after more than one year42 | - | €5k | €5k | €5k | €5k | ▲ 1.7% |
| Trade debts44 | €727 | €2k | €897 | €707 | €346 | ▼ 51.0% |
| Suppliers440/4 | - | €2k | €897 | €707 | €346 | ▼ 51.0% |
| Taxes, remuneration and social security45 | - | €12k | €0 | - | €2k | - |
| Taxes450/3 | - | €12k | €0 | - | €2k | - |
| Remuneration and social security454/9 | - | €0 | €0 | - | - | - |
| Other amounts payable47/48 | - | €21k | €26k | €50k | €85k | ▲ 70.9% |
| Accrued charges and deferred income492/3 | - | €4k | €2k | €4k | €9k | ▲ 107% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-7k | €49k | €-32k | €-29k | €29k | ▲ 199% |
| + Depreciation and write-downs630 | €14k | €8k | €11k | €12k | €18k | ▲ 51.8% |
| Operating cash flow (approximation) | €7k | €57k | €-21k | €-17k | €47k | ▲ 371% |
| Investment in fixed assets (approximation) | - | €-68k | €-6k | €-2k | €-67k | ▼ 2,817% |
| Change in cash | - | €-4k | €-29k | €-1k | €10k | ▲ 799% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €29k
Net result €29k after 2 loss-making years.
31-03
Financial
Equity above €100kEq €102k ▲40%
Equity rises from €73k to €102k.
2024
21-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
16-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet €-32k
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
2022
19-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Back to profitnet €49k
Net result €49k after one loss-making year.
31-03
Financial
Equity above €100kEq €133k ▲57.8%
Equity rises from €85k to €133k.
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
06-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
03-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
04-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2010
Ground area
551 m²
Building footprint
105 m²
Volume, LiDAR
725 m³
Parcel 24097F0118/00S002, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NS20
since 20102.188.012.766
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24097F0118/00S002 | Flanders | 551 m² | 1 · 105 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,394. 15,561 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-05-2010
Fiscal year end31-03
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.