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HdB Services

Active
Private limited companyfounded 201015 yrs activeAarschotsesteenweg 293, 3111 Rotselaar, BelgiumKBO/BCE: BE 0829.621.501

HdB Services has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €149k and a net result of €24k. Equity is shrinking by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 50% of 20787 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
98 / 100
Excellent▲ +8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability81▲+29
Solvency99▼-1
Growth58=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 2.5 against 7.99 in 2023), and 37.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
28 d early
2023
14 d early
2022
41 d early
2021
33 d early
2020
3 d early
2019
56 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€149k▼ 24.4%
2023 · €197k
2018: €207k 2019: €244k 2020: €265k 2021: €191k 2022: €213k 2023: €197k
2018 → 2024
Total assets
€237k▲ 7.4%
2023 · €221k
2018: €225k 2019: €254k 2020: €325k 2021: €232k 2022: €242k 2023: €221k
2018 → 2024
Net result
€24k▲ 17.6%
2023 · €21k
2018: €15k 2019: €37k 2020: €21k 2021: €7k 2022: €23k 2023: €21k
2018 → 2024
Working capital
€132k▼ 20.8%
2023 · €167k
2018: €190k 2019: €236k 2020: €230k 2021: €160k 2022: €180k 2023: €167k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€265k-€191k▼ 28.0%€213k▲ 11.9%€197k▼ 7.6%€149k▼ 24.4%
Operating result€25k-€11k▼ 57.2%€33k▲ 201%€31k▼ 4.3%€37k▲ 17.2%
Net result€21k-€7k▼ 67.8%€23k▲ 240%€21k▼ 9.1%€24k▲ 17.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30k€40kOperating result 2020: €25k€25kNet result 2020: €21k€21kOperating result 2021: €11k€11kNet result 2021: €7k€7kOperating result 2022: €33k€33kNet result 2022: €23k€23kOperating result 2023: €31k€31kNet result 2023: €21k€21kOperating result 2024: €37k€37kNet result 2024: €24k€24k20202021202220232024
The operating result recovers in 2024; 2024 is 17% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €237k
Fixed assets €17k▼ 45.0%
Current assets €221k▲ 15.6%
Equity and liabilities €237k
Equity €149k▼ 24.4%
Debt €88k▲ 270%
The debt ratio rises from 10.8% to 37.2%: debt grows while equity shrinks.
Key figures and ratios
2024 value · change against 2023
EBITDA
€54k
2023 · €47k
Cash flow
€42k
2023 · €36k
Solvency
62.8%
2023 · 89.2%
Current ratio
2.50
2023 · 7.99
Quick ratio
2.50
2023 · 7.99
Debt / equity
0.59
2023 · 0.12
ROE
16.3%
2023 · 10.5%
ROA
10.2%
2023 · 9.3%
Interest coverage
53.02
2023 · 42.33
Debt
€88k
2023 · €24k
Debt ≤ 1 year
€88k
2023 · €24k
Income taxes
€13k
2023 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€221k€237k
Fixed assets21/28€30k€17k
Tangible fixed assets22/27€30k€17k
Land and buildings22€0-
Plant, machinery and equipment23€743€426
Furniture and vehicles24€23k€11k
Other tangible fixed assets26€7k€5k
Current assets29/58€191k€221k
Amounts receivable within one year40/41€15k€21k
Trade receivables40€15k€14k
Other amounts receivable41€190€7k
Current investments50/53€101k€91k
Cash at bank and in hand54/58€72k€107k
Deferred charges and accrued income490/1€2k€2k
Equity and liabilities
Total equity and liabilities10/49€221k€237k
Equity10/15€197k€149k
Contributions10/11€12k€12k=
Reserves13€185k€136k
Distributable reserves133€185k€136k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€24k€88k
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€24k€88k
Current portion of amounts payable after more than one year42€1k€0
Trade debts44€8k€4k
Suppliers440/4€8k€4k
Taxes, remuneration and social security45€12k€12k
Taxes450/3€12k€12k
Remuneration and social security454/9€0-
Other amounts payable47/48€2k€72k
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€17k
Provisions for liabilities and charges: additions (uses and reversals)635/8€287€0
Other operating charges640/8€2k€387
Gross operating margin9900€49k€55k
Operating profit (loss)9901€31k€37k
Financial income75/76B€2k€2k=
Recurring financial income75€2k€2k=
Financial charges65/66B€1k€1k
Recurring financial charges65€1k€1k
Profit (loss) for the period before taxes9903€32k€37k
Income taxes67/77€11k€13k
Profit (loss) for the period9904€21k€24k
Profit (loss) for the period to be appropriated9905€21k€24k
Appropriation of the result
Profit (loss) to be appropriated9906€21k€24k
Transfer from equity791/2€37k€72k
Transfer to equity691/2€21k€24k
To other reserves6921€21k€24k
Profit to be distributed694/7€37k€72k
Return on contributions (dividend)694€37k€72k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
03-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
17-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
20-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €200kEq €213k ▲11.9%
5 profitable years in a row build equity to €213k.
28-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet €7k ▼67.8%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
28-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
25-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
31-12
Financial Highest result since 2018net €37k ▲154%
Operating result €51k, net result €37k, both a record.
31-12
Financial Liquidity doublescurrent ratio 25.77
Current ratio from 11.75 to 25.77; short-term debt falls from €18k to €10k.
07-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
25-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
24-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
2016
04-08
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 2010
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Aarschotsesteenweg 2933111 Rotselaar
Ground area
438 m²
Building footprint
148 m²
Volume, LiDAR
988 m³
Parcel 24123B0022/00C000, Flanders · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HdB Services
Aarschotsesteenweg 293, 3111 RotselaarIT consultancy
since 20102.191.885.640
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24123B0022/00C000 Flanders 438 m² 1 · 148 m² 11.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,889 companies in sector 62200 we hold annual accounts for 18,318. 15,284 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded24-09-2010
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.