ISAS
ActiveISAS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €2k. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 17% of 16922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
69
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability27▲+16
Solvency21▼-1
Growth78=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.06 against 1.04 in 2024), and 87% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13%
Return on assets
0.7%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 16922 sector peers (2025).
NBB · sector comparisonPosition among 16922 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
27 d early
2023
20 d early
2022
29 d early
2021
75 d late
2020
31 d late
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€2k▲ 152%
2024 · €708
2018: €-2k
2019: €9k
2020: €6k
2021: €-2k
2022: €429
2023: €1k
2024: €708
2018 → 2025
Working capital
€14k▲ 124%
2024 · €6k
2018: €-50k
2019: €-18k
2020: €10k
2021: €-19k
2022: €-59k
2023: €-81k
2024: €6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€30k▲ 1.5%€31k▲ 4.0%€32k▲ 2.3%€34k▲ 5.6%
Operating result€-933-€1k€2k▲ 40.3%€2k▲ 8.1%€3k▲ 56.8%
Net result€-2k-€429€1k▲ 177%€708▼ 40.5%€2k▲ 152%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 57% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €258k
Fixed assets
€19k▼ 24.0%
Current assets
€239k▲ 31.7%
Equity and liabilities €258k
Equity
€34k▲ 5.6%
Debt
€224k▲ 28.3%
The debt ratio rises from 84.6% to 87.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€9k▼
2024 · €16k
Cash flow
€9k▼
2024 · €15k
Solvency
13.0%▼
2024 · 15.4%
Current ratio
1.06▲
2024 · 1.04
Quick ratio
1.06▲
2024 · 1.04
Debt / equity
6.69▲
2024 · 5.51
ROE
5.3%▲
2024 · 2.2%
ROA
0.7%▲
2024 · 0.3%
Interest coverage
32.24▲
2024 · 23.61
Debt
€224k▲
2024 · €175k
Debt ≤ 1 year
€224k▲
2024 · €175k
Income taxes
€546▲
2024 · €281
Staff costs
€66k▲
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€207k€258k▲
Fixed assets21/28€25k€19k▼
Tangible fixed assets22/27€11k€5k▼
Plant, machinery and equipment23€4k€274▼
Furniture and vehicles24€7k€4k▼
Financial fixed assets28€14k€15k▲
Current assets29/58€181k€239k▲
Amounts receivable within one year40/41€176k€229k▲
Trade receivables40€161k€229k▲
Other amounts receivable41€14k€220▼
Cash at bank and in hand54/58€5k€9k▲
Deferred charges and accrued income490/1€61€30▼
Equity and liabilities
Total equity and liabilities10/49€207k€258k▲
Equity10/15€32k€34k▲
Contributions10/11€20k€20k=
Reserves13€266€2k▲
Non-distributable reserves130/1€266€1k▲
Reserves not available under the articles1311€266€1k▲
Distributable reserves133-€782
Profit (loss) carried forward14€11k€11k=
Amounts payable17/49€175k€224k▲
Amounts payable within one year42/48€175k€224k▲
Financial debts43-€343
Credit institutions430/8-€343
Trade debts44€124k€143k▲
Suppliers440/4€124k€143k▲
Taxes, remuneration and social security45€735€12k▲
Taxes450/3€735€10k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€50k€69k▲
Income statement
Code20242025
Remuneration, social security and pensions62€26k€66k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€7k▼
Other operating charges640/8€29k€3k▼
Gross operating margin9900€71k€78k▲
Operating profit (loss)9901€2k€3k▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€682€291▼
Recurring financial charges65€682€291▼
Profit (loss) for the period before taxes9903€989€2k▲
Income taxes67/77€281€546▲
Profit (loss) for the period9904€708€2k▲
Profit (loss) for the period to be appropriated9905€708€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€13k▲
Profit (loss) brought forward from the previous period14P€11k€11k▲
Transfer to equity691/2-€2k
To other reserves6921-€2k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €429
Net result €429 after one loss-making year.
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 75 days late
2021
31-12
Financial
Weakest financial yearnet €-2k ▼131%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 directors, no change since 2025
Iliass EL GUEN NOUNI
CurrentDirector · since 30-06-2025
30-06-2025
Iliass EL GUEN NOUNI: Appointed as Director
30-06-2025
EL GUEN NOUNI Abdelhamid: Resigned as Director (executive)
09-06-2023
Saada Mohamed: Resigned as Director
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijsveldweg 21600 Sint-Pieters-LeeuwGround area
1,448 m²
Building footprint
180 m²
Volume, LiDAR
1,974 m³
Parcel 23077B0417/00P000, Flanders · tallest building 13.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ISAS Consulting
since 20112.194.756.246
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23077B0417/00P000 | Flanders | 1,448 m² | 1 · 180 m² | 13.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PATRICK INTERNATIONAAL TRANSPORT
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MAKLI
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SNZ
BE 0780.761.710
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KIZILOZ
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DELIVERY ALL NETWORKS
BE 0777.607.428
Braine-l'Alleud · Eq €34k
Of 12,446 companies in sector 49410 we hold annual accounts for 8,086. 5,553 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-12-2010
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
62200Computer consultancy and computer facilities management
62100Computer programming
62900Other information technology and computer services
63100Computing infrastructure, data processing, hosting and related activities
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:isas@hotmail.be