QUINTEC
ActiveQUINTEC has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119k and a net result of €7k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 38% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33=
Solvency70▲+6
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.84 against 2.69 in 2024; short-term debt: 21% and cash: 46.7% of total assets), but 55.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.9%
Return on assets
2.6%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €119k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-03-2026, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
34 d early
2024
2 d early
2023
27 d late
2022
2 d late
2021
2 d late
2020
60 d late
2019
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€132k
EBIT margin
20.5%
Net result
€7k▲ 10.7%
2024 · €6k
2018: €9k
2019: €28k
2020: €17k
2021: €20k
2022: €18k
2023: €-7k
2024: €6k
2018 → 2025
Working capital
€102k▼ 9.6%
2024 · €113k
2018: €111k
2019: €121k
2020: €105k
2021: €103k
2022: €124k
2023: €135k
2024: €113k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€172k-€190k▲ 10.4%€106k▼ 44.2%€112k▲ 5.8%€119k▲ 6.1%
Operating result€26k-€26k▲ 1.9%€42k▲ 59.5%€47k▲ 11.8%€61k▲ 29.5%
Net result€20k-€18k▼ 11.9%€-7k€6k€7k▲ 10.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 30% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €265k
Fixed assets
€107k▲ 1.0%
Current assets
€158k▼ 12.3%
Equity and liabilities €265k
Equity
€119k▲ 6.1%
Debt
€146k▼ 16.1%
The debt ratio falls from 60.8% to 55.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€70k▲
2024 · €56k
Cash flow
€16k▲
2024 · €15k
Solvency
44.9%▲
2024 · 39.2%
Current ratio
2.84▲
2024 · 2.69
Quick ratio
2.84▲
2024 · 2.69
Debt / equity
1.23▼
2024 · 1.55
ROE
5.7%▲
2024 · 5.5%
ROA
2.6%▲
2024 · 2.1%
Interest coverage
1.35▼
2024 · 1.45
Debt
€146k▼
2024 · €174k
Debt ≤ 1 year
€56k▼
2024 · €67k
Debt > 1 year
€90k▼
2024 · €107k
Income taxes
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€286k€265k▼
Fixed assets21/28€106k€107k▲
Tangible fixed assets22/27€106k€107k▲
Plant, machinery and equipment23€3k€2k▼
Other tangible fixed assets26€103k€105k▲
Current assets29/58€180k€158k▼
Amounts receivable within one year40/41€32k€32k▼
Trade receivables40€20k€23k▲
Other amounts receivable41€12k€9k▼
Cash at bank and in hand54/58€147k€124k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€286k€265k▼
Equity10/15€112k€119k▲
Contributions10/11€6k€6k=
Reserves13€94k€101k▲
Distributable reserves133€94k€101k▲
Profit (loss) carried forward14€12k€12k=
Amounts payable17/49€174k€146k▼
Amounts payable after more than one year17€107k€90k▼
Financial debts170/4€107k€90k▼
Amounts payable within one year42/48€67k€56k▼
Current portion of amounts payable after more than one year42€19k€20k▲
Trade debts44€4k€4k▲
Suppliers440/4€4k€4k▲
Taxes, remuneration and social security45€8k€2k▼
Taxes450/3€8k€2k▼
Other amounts payable47/48€37k€30k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▲
Other operating charges640/8€2k€997▼
Gross operating margin9900€58k€71k▲
Operating profit (loss)9901€47k€61k▲
Financial income75/76B€409€1,000▲
Recurring financial income75€409€1,000▲
Financial charges65/66B€39k€52k▲
Recurring financial charges65€39k€52k▲
Non-recurring financial charges66B€85-
Profit (loss) for the period before taxes9903€9k€10k▲
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€6k€7k▲
Profit (loss) for the period to be appropriated9905€6k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€19k▲
Profit (loss) brought forward from the previous period14P€12k€12k=
Transfer to equity691/2€6k€7k▲
To other reserves6921€6k€7k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
30-09
Financial
Weakest financial yearnet €-7k ▼142%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
05-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
2019
30-09
Financial
Highest result since 2018net €28k ▲215%
Net result €28k, the highest in the series.
30-09
Financial
Equity above €150kEq €155k ▲21.8%
2 profitable years in a row build equity to €155k.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 2 days late
2017
03-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Londerzeel · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Damveld 131840 LonderzeelGround area
930 m²
Building footprint
140 m²
Parcel 23045E0411/00W002, Flanders. Linked by address, not a title deed.
1 establishment unit
QUINTEC
since 20102.193.878.890
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23045E0411/00W002 | Flanders | 930 m² | 1 · 140 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLonderzeel2.193.878.890
Legal Entity Identifier
254900X17NMDJVCZEP51
Similar companies · same sector, comparable size
Direkt-IT
BE 0801.878.313
Antwerpen · Eq €119k
FINPAY CONSULTING
BE 1003.649.892
Etterbeek · Eq €119k
IT-SMC
BE 0651.941.651
Bierbeek · Eq €119k
EMSEC
BE 0666.541.636
Waterloo · Eq €119k
FLOBERTUS
BE 0524.780.292
Aalst · Eq €119k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,492 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-12-2010
Fiscal year end30-09
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.