NPM
ActiveNPM has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €168k and a net result of €17k. Equity is growing by ~24.7% per year across the filed fiscal years. Its solvency ranks better than 76% of 27407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▲+31
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 7.19 against 10.25 in 2024), and 28.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.4%
Return on assets
7.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-03-2026, 127 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
127 d early
2024
37 d early
2023
28 d early
2022
55 d early
2021
53 d early
2020
47 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€168k▲ 11.2%
2024 · €151k
2018: €16k
2019: €23k
2020: €23k
2021: €72k
2022: €124k
2023: €145k
2024: €151k
2018 → 2025
Total assets
€235k▲ 13.5%
2024 · €207k
2018: €36k
2019: €39k
2020: €44k
2021: €88k
2022: €196k
2023: €236k
2024: €207k
2018 → 2025
Net result
€17k▲ 191%
2024 · €6k
2018: €2k
2019: €7k
2020: €-84
2021: €48k
2022: €52k
2023: €22k
2024: €6k
2018 → 2025
Working capital
€158k▲ 13.5%
2024 · €139k
2018: €9k
2019: €1k
2020: €-2k
2021: €46k
2022: €64k
2023: €96k
2024: €139k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€72k-€124k▲ 72.8%€145k▲ 17.6%€151k▲ 4.0%€168k▲ 11.2%
Operating result€68k-€79k▲ 15.2%€33k▼ 57.8%€11k▼ 66.5%€25k▲ 128%
Net result€48k-€52k▲ 7.9%€22k▼ 58.3%€6k▼ 73.4%€17k▲ 191%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 128% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €235k
Fixed assets
€52k▼ 2.2%
Current assets
€184k▲ 18.9%
Equity and liabilities €235k
Equity
€168k▲ 11.2%
Debt
€67k▲ 19.8%
The debt ratio rises from 27.1% to 28.6%: debt grows faster than equity.
Key figures and ratios
EBITDA
€35k▲
2024 · €20k
Cash flow
€26k▲
2024 · €15k
Solvency
71.4%▼
2024 · 72.9%
Current ratio
7.19▼
2024 · 10.25
Quick ratio
7.19▼
2024 · 10.25
Debt / equity
0.40▲
2024 · 0.37
ROE
10.0%▲
2024 · 3.8%
ROA
7.2%▲
2024 · 2.8%
Interest coverage
15.53▲
2024 · 6.62
Debt
€67k▲
2024 · €56k
Debt ≤ 1 year
€26k▲
2024 · €15k
Debt > 1 year
€42k▲
2024 · €41k
Income taxes
€8k▲
2024 · €3k
Staff costs
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€207k€235k▲
Fixed assets21/28€53k€52k▼
Tangible fixed assets22/27€53k€52k▼
Land and buildings22€7k€5k▼
Furniture and vehicles24€2k€2k▲
Other tangible fixed assets26€44k€44k▲
Current assets29/58€154k€184k▲
Amounts receivable after more than one year29€37k€60k▲
Other amounts receivable291€37k€60k▲
Amounts receivable within one year40/41€94k€107k▲
Trade receivables40€94k€107k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€2k€1k▼
Deferred charges and accrued income490/1€21k€16k▼
Equity and liabilities
Total equity and liabilities10/49€207k€235k▲
Equity10/15€151k€168k▲
Contributions10/11€12k€12k=
Reserves13€129k€146k▲
Distributable reserves133€129k€146k▲
Profit (loss) carried forward14€10k€10k=
Amounts payable17/49€56k€67k▲
Amounts payable after more than one year17€41k€42k▲
Financial debts170/4€41k€42k▲
Amounts payable within one year42/48€15k€26k▲
Current portion of amounts payable after more than one year42€5k€6k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€8k€16k▲
Taxes450/3€8k€16k▲
Remuneration and social security454/9€122€107▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€3k€4k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▲
Other operating charges640/8€201€664▲
Non-recurring operating charges66A€6k€0▼
Gross operating margin9900€30k€40k▲
Operating profit (loss)9901€11k€25k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€9k€25k▲
Income taxes67/77€3k€8k▲
Profit (loss) for the period9904€6k€17k▲
Profit (loss) for the period to be appropriated9905€6k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€27k▲
Profit (loss) brought forward from the previous period14P€10k€10k=
Transfer to equity691/2€6k€17k▲
To other reserves6921€6k€17k▲
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity triplescurrent ratio 10.25
Current ratio from 3.87 to 10.25; short-term debt falls from €33k to €15k.
31-12
Financial
Equity above €150kEq €151k ▲4%
4 profitable years in a row build equity to €151k.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €52k ▲7.9%
Operating result €79k, net result €52k, both a record.
31-12
Financial
Equity above €100kEq €124k ▲72.8%
2 profitable years in a row build equity to €124k.
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €48k
Net result €48k after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 3.94
Current ratio from 0.85 to 3.94; short-term debt falls from €16k to €16k.
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-84 ▼101%
Net result drops to €-84, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Alken · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindestraat 2163570 AlkenGround area
2,292 m²
Building footprint
169 m²
Volume, LiDAR
1,021 m³
Parcel 73001A0303/00G000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NPM
since 20122.214.041.826
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73001A0303/00G000 | Flanders | 2,292 m² | 1 · 169 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 19,947 companies in sector 43320 we hold annual accounts for 9,086. 7,528 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-11-2012
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.