Imavo+
ActiveImavo+ has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €168k and a net result of €131k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 43% of 27407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
94
/ 100
Excellent▲ +15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+51
Solvency85▲+23
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 2.03 against 1.06 in 2024), but 59.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.9%
Return on assets
31.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
44 d early
2024
46 d early
2023
42 d early
2022
43 d early
2021
21 d early
2020
40 d early
2019
20 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€168k▲ 49.3%
2024 · €113k
2019: €54k
2020: €87k
2021: €97k
2022: €115k
2023: €122k
2024: €113k
2019 → 2025
Total assets
€411k▲ 42.4%
2024 · €289k
2019: €341k
2020: €359k
2021: €292k
2022: €299k
2023: €273k
2024: €289k
2019 → 2025
Net result
€131k▲ 1,085%
2024 · €11k
2019: €31k
2020: €33k
2021: €10k
2022: €5k
2023: €7k
2024: €11k
2019 → 2025
Working capital
€128k▲ 2,259%
2024 · €5k
2019: €59k
2020: €66k
2021: €57k
2022: €46k
2023: €46k
2024: €5k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€97k-€115k▲ 18.2%€122k▲ 5.8%€113k▼ 7.4%€168k▲ 49.3%
Operating result€23k-€12k▼ 49.7%€14k▲ 22.2%€17k▲ 23.6%€177k▲ 917%
Net result€10k-€5k▼ 45.5%€7k▲ 22.9%€11k▲ 66.4%€131k▲ 1,085%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 917% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €411k
Fixed assets
€160k▼ 14.4%
Current assets
€251k▲ 147%
Equity and liabilities €411k
Equity
€168k▲ 49.3%
Debt
€243k▲ 38.0%
The debt ratio falls from 61.0% to 59.1%: equity grows faster than debt.
Key figures and ratios
EBITDA
€211k▲
2024 · €44k
Cash flow
€164k▲
2024 · €38k
Solvency
40.9%▲
2024 · 39.0%
Current ratio
2.03▲
2024 · 1.06
Quick ratio
2.03▲
2024 · 1.06
Debt / equity
1.45▼
2024 · 1.56
ROE
77.6%▲
2024 · 9.8%
ROA
31.7%▲
2024 · 3.8%
Interest coverage
28.58▲
2024 · 9.74
Debt
€243k▲
2024 · €176k
Debt ≤ 1 year
€124k▲
2024 · €96k
Debt > 1 year
€116k▲
2024 · €77k
Income taxes
€40k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€289k€411k▲
Fixed assets21/28€187k€160k▼
Tangible fixed assets22/27€187k€160k▼
Land and buildings22€103k€94k▼
Plant, machinery and equipment23€82k€64k▼
Furniture and vehicles24€2k€2k▼
Current assets29/58€102k€251k▲
Amounts receivable within one year40/41€42k€44k▲
Trade receivables40€30k€19k▼
Other amounts receivable41€12k€25k▲
Cash at bank and in hand54/58€60k€207k▲
Deferred charges and accrued income490/1-€162
Equity and liabilities
Total equity and liabilities10/49€289k€411k▲
Equity10/15€113k€168k▲
Contributions10/11€19k€19k=
Reserves13€94k€150k▲
Distributable reserves133€94k€150k▲
Amounts payable17/49€176k€243k▲
Amounts payable after more than one year17€77k€116k▲
Financial debts170/4€77k€66k▼
Other amounts payable178/9-€50k
Amounts payable within one year42/48€96k€124k▲
Current portion of amounts payable after more than one year42€21k€26k▲
Financial debts43€5k€769▼
Credit institutions430/8€5k€769▼
Trade debts44€46k€22k▼
Suppliers440/4€46k€22k▼
Taxes, remuneration and social security45€5k€53k▲
Taxes450/3€5k€53k▲
Other amounts payable47/48€20k€22k▲
Accrued charges and deferred income492/3€3k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€34k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€47k€214k▲
Operating profit (loss)9901€17k€177k▲
Financial income75/76B€896€826▼
Recurring financial income75€896€826▼
Financial charges65/66B€5k€7k▲
Recurring financial charges65€5k€7k▲
Profit (loss) for the period before taxes9903€14k€171k▲
Income taxes67/77€3k€40k▲
Profit (loss) for the period9904€11k€131k▲
Profit (loss) for the period to be appropriated9905€11k€131k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€131k▲
Transfer from equity791/2€9k€75k▲
Transfer to equity691/2-€131k
To other reserves6921-€131k
Profit to be distributed694/7€20k€75k▲
Return on contributions (dividend)694€20k€75k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
18-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2019net €131k ▲1085%
Operating result €177k, net result €131k, both a record.
30-06
Financial
Equity above €150kEq €168k ▲49.3%
7 profitable years in a row build equity to €168k.
2024
16-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Weakest financial yearnet €5k ▼45.5%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
30-06
Financial
Equity above €100kEq €115k ▲18.2%
4 profitable years in a row build equity to €115k.
10-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
22-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
11-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
17-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Tonne 409800 DeinzeGround area
348 m²
Parcel 44054B0357/00L005, Flanders. Linked by address, not a title deed.
1 establishment unit
Imavo+
since 20162.258.150.102
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44054B0357/00L005 | Flanders | 348 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Schul Jeroen
BE 0759.523.955
Zoersel · Eq €168k
JOEPSAKEE
BE 0645.534.109
Vilvoorde · Eq €168k
INTERIEURINRICHTING HENRI JANSSENS
BE 0425.627.288
Beveren-Kruibeke-Zwijndrecht · Eq €168k
NPM
BE 0500.640.754
Alken · Eq €168k
Zutterman J.
BE 0749.574.923
Ieper · Eq €168k
Of 19,947 companies in sector 43320 we hold annual accounts for 9,084. 7,527 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-09-2016
Fiscal year end30-06
Activities, NACEBEL
43320Joinery installation
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.