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Zutterman J.

Active
Private limited companyfounded 2020active for 6 yearsVeurnseweg 130, 8900 Ieper, BelgiumKBO/BCE: BE 0749.574.923

From the official registers: KBO 5 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Zutterman J. has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €167,952 and a net result of -€2,091. Equity has been growing by about 12% per year since 2021. Its solvency ranks better than 77% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

KBO
Status
Active since 30-06-2020 Normal situation
Legal form
Private limited company
Registered office
Veurnseweg 130, 8900 Ieper
Activity
Joinery installation NACE 43320
Establishment unit
2.304.321.211 8900 Ieper, since 01-07-2020
Financial year end
31 December
Peppol
Reachable since 31-10-2023

Board and ownership

Board
  • Zutterman JensDirector

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€48,695
▼ 47.2%
Turnover
≈ €290,000
estimated
Loss
€2,091
Equity
€167,952
▼ 1.2%
Total assets
€233,815
▼ 22.4%
Staff
≈ 0.3 FTE
estimated
2025 accounts filed 5 days before the deadline
Filed on 26-07-2026at the National Bank
Score breakdownraises riskSector: Specialised construction activities (NACE 43)Founded in 2020lowers riskLiquidity: current ratio 3.09, cash €102,552Equity €167,952 (71.8% of total assets)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 58% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 97+16
equity 71.8% of total assets
Liquidity 93+8
short-term debt 21.7% · cash 43.9%
Profitability 68-2
return on assets -0.9%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025highest value 08-2025: 0.3%▼ -0.2 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.4%▲ +0.1 percentage points vs 06-2026 08-2026: 0.2%▼ -0.2 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.1%▼ -0.1 percentage points vs 09-2026lowest value
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.09 (2.06 in 2024), above the usual 1.5. Short-term debt is 21.7% and cash 43.9% of total assets. 28.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 78% of them on solvency, 90% on liquidity, 33% on profitability and 32% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.09, cash €102,552
NBB · annual accounts
lowers risk · Equity €167,952 (71.8% of total assets)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-07-2026, 5 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
5 days early
2024
6 days early
2023
22 days late
2022
12 days early
2021
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 6 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 80% of companies in specialised constructionsector median €10,227 · 34,889 companies -€2,091 View

Documents

Annual accounts at the NBB

All 5 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Zutterman J.

What is the company number of Zutterman J.?
The company number of Zutterman J. is 0749.574.923. The VAT number is the same number with BE in front: BE 0749.574.923.
Where is Zutterman J. based?
The registered office is at Veurnseweg 130, 8900 Ieper.Company details
What does Zutterman J. do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of Zutterman J.?
The legal form of Zutterman J. is Private limited company (BV).
When was Zutterman J. founded?
Zutterman J. was founded on 30-06-2020.
Is Zutterman J. still active?
Yes, Zutterman J. is an active enterprise in the KBO register.
How many employees does Zutterman J. have?
Zutterman J. had an average of 1.8 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of Zutterman J.?
The turnover in financial year 2025 is ≈ €290,000. This figure is estimated from the gross margin of €48,695 and 32 comparable companies (NACE 43320). It probably lies between €210,000 and €500,000.
Is Zutterman J. profitable?
In financial year 2025, Zutterman J. made a loss of €2,091.
Where can I find the annual accounts of Zutterman J.?
Zutterman J. filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Zutterman J. due?
Zutterman J. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as Zutterman J.: joinery installation (NACE 43320). They are comparable in size and age: total assets between €211,000 and €256,000, founded between 2019 and 2020.

CompanyTotal assetsGross margin
Zutterman J. Ieper€233,815€48,695
COKELAERE LUC Wevelgem€211,425€41,702
Houtvaardig Oosterzele€254,869€47,300
Maatwerk Van Dam Kevin Kortenberg€221,574€43,857
ECOFRAMES Manage€255,844€48,923
SILIBEL Vilvoorde€224,375€56,214
KDH Schrijnwerken Kruisem€254,553€56,160
Full comparison

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