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M.N.M. Construct

Active
Private limited companyfounded 2018active for 8 yearsDe Bosschaertstraat 187, 2020 Antwerpen, BelgiumKBO/BCE: BE 0695.798.123

From the official registers: KBO 8 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

M.N.M. Construct has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €167,821 and a net result of €43,153. Equity has been growing by about 23% per year since 2018. Its solvency ranks better than 60% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

KBO
Status
Active since 08-05-2018 Normal situation
Legal form
Private limited company
Registered office
De Bosschaertstraat 187, 2020 Antwerpen
Activity
Joinery installation NACE 43320and 5 others
Establishment unit
2.275.714.921 2020 Antwerpen, since 14-05-2018
Financial year end
31 December
Peppol
Reachable since 07-01-2026

Board and ownership

Financial position

89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€98,881
▼ 10.9%
Turnover
≈ €390,000
estimated
Profit
€43,153
▼ 23.0%
Equity
€167,821
▲ 34.6%
Total assets
€303,814
▲ 33.9%
2025 accounts filed 31 days after the deadline
Filed on 31-08-2026at the National Bank
Score breakdownraises riskLast filed accounts filed 31 days late; 1 of the last 3 accounts lateSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 3.11, cash €74,892Equity €167,821 (55.2% of total assets)Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 70% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 80=
equity 55.2% of total assets
Liquidity 74-4
short-term debt 21.1% · cash 24.7%
Profitability 87-13
return on assets 14.2%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 2.4%highest value 12-2024: 2.4%● unchanged vs 11-2024highest value 01-2025: 2.3%▼ -0.1 percentage points vs 12-2024 02-2025: 2.3%● unchanged vs 01-2025 03-2025: 2.3%● unchanged vs 02-2025 04-2025: 2.3%● unchanged vs 03-2025 05-2025: 2.3%● unchanged vs 04-2025 06-2025: 2.3%● unchanged vs 05-2025 07-2025: 0.5%▼ -1.8 percentage points vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.4%▼ -0.1 percentage points vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.7%▲ +0.3 percentage points vs 07-2026 09-2026: 0.3%▼ -0.4 percentage points vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.11 (1.4 in 2024), above the usual 1.5. Short-term debt is 21.1% and cash 24.7% of total assets. 44.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 60% of them on solvency, 72% on liquidity, 71% on profitability and 77% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 3.11, cash €74,892
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Equity €167,821 (55.2% of total assets)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filings
Deviation from the deadline
2025
31 days late
2024
42 days early
2023
12 days late
2022
31 days late
2021
67 days late
2020
54 days late
2019
68 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 32 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 filed years within 36 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 83% of companies in specialised constructionsector median €10,227 · 34,889 companies €43,153 View
  • Positive: 5 profitable years in a rowprofit 2025: €43,153 5 years View

Documents

Annual accounts at the NBB

All 8 annual accounts

Articles and registers

Key facts about M.N.M. Construct

What is the company number of M.N.M. Construct?
The company number of M.N.M. Construct is 0695.798.123. The VAT number is the same number with BE in front: BE 0695.798.123.
Where is M.N.M. Construct based?
The registered office is at De Bosschaertstraat 187, 2020 Antwerpen.Company details
What does M.N.M. Construct do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of M.N.M. Construct?
The legal form of M.N.M. Construct is Private limited company (BV).
When was M.N.M. Construct founded?
M.N.M. Construct was founded on 08-05-2018.
Is M.N.M. Construct still active?
Yes, M.N.M. Construct is an active enterprise in the KBO register.
What is the turnover of M.N.M. Construct?
The turnover in financial year 2025 is ≈ €390,000. This figure is estimated from the gross margin of €98,881 and 38 comparable companies (NACE 43320). It probably lies between €290,000 and €620,000. In financial year 2020 turnover was €537,773.Financials
Is M.N.M. Construct profitable?
In financial year 2025, M.N.M. Construct made a profit of €43,153.
Where can I find the annual accounts of M.N.M. Construct?
M.N.M. Construct filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of M.N.M. Construct due?
M.N.M. Construct must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as M.N.M. Construct: joinery installation (NACE 43320). They are comparable in size and age: total assets between €293,000 and €333,000, founded between 2017 and 2019.

CompanyTotal assetsGross margin
M.N.M. Construct Antwerpen€303,814€98,881
Q'uality Design Antwerpen€309,698€83,919
TDS Schrijnwerk Kasterlee€292,641€82,058
YuWood Antwerpen€325,937€102,933
CADE Wuustwezel€321,615€113,640
GERONDAL Braine-l'Alleud€315,602€94,942
Vanhoudt Jürgen Diksmuide€332,917€88,222
Full comparison

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