NEO SERVICES
ActiveThe computed 12-month bankruptcy probability of NEO SERVICES is 6.3% (elevated). The 2025 annual accounts show negative equity (€-36k) and a net result of €-8k. Equity is shrinking by ~46% per year across the filed fiscal years. Its solvency ranks better than 5% of 1828 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
15
/ 100
Critical▼ -18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency33=
Growth32=
Stability94
Bankruptcy probability, 12 months
6.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.34 against 0.49 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-202.7%
Return on assets
-44%
Age of the figures
8 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year -€36k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
13 d late
2023
30 d late
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-8k▲ 14.3%
2024 · €-9k
2022: €-1k
2023: €-21k
2024: €-9k
2022 → 2025
Working capital
€-34k▼ 8.1%
2024 · €-32k
2022: €-15k
2023: €-22k
2024: €-32k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€2k-€-19k€-28k▼ 47.8%€-36k▼ 27.7%
Operating result€860-€-21k€-9k▲ 55.4%€-8k▲ 20.1%
Net result€-1k-€-21k▼ 1,746%€-9k▲ 56.4%€-8k▲ 14.3%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2025 against €9k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €18k
Fixed assets
€679▼ 96.4%
Current assets
€17k▼ 44.1%
Key figures and ratios
EBITDA
€-7k▼
2024 · €1k
Cash flow
€-8k▼
2024 · €1k
Solvency
-202.7%▼
2024 · -57.4%
Current ratio
0.34▼
2024 · 0.49
Quick ratio
0.34▼
2024 · 0.49
Debt / equity
-1.49▲
2024 · -2.74
ROE
21.7%▼
2024 · 32.3%
ROA
-44.0%▼
2024 · -18.6%
Interest coverage
-21.23▼
2024 · 3.59
Debt
€54k▼
2024 · €78k
Debt ≤ 1 year
€51k▼
2024 · €62k
Debt > 1 year
€3k▼
2024 · €14k
Staff costs
€22k▼
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€50k€18k▼
Fixed assets21/28€19k€679▼
Intangible fixed assets21€4k-
Tangible fixed assets22/27€15k€474▼
Furniture and vehicles24€14k-
Leasing and similar rights25€851€474▼
Financial fixed assets28€205€205=
Current assets29/58€31k€17k▼
Amounts receivable within one year40/41€18k€11k▼
Trade receivables40€8k€613▼
Other amounts receivable41€11k€10k▼
Cash at bank and in hand54/58€8k€7k▼
Deferred charges and accrued income490/1€4k-
Equity and liabilities
Total equity and liabilities10/49€50k€18k▼
Equity10/15€-28k€-36k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-31k€-39k▼
Amounts payable17/49€78k€54k▼
Amounts payable after more than one year17€14k€3k▼
Financial debts170/4€14k€3k▼
Amounts payable within one year42/48€62k€51k▼
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€40k€32k▼
Suppliers440/4€40k€32k▼
Taxes, remuneration and social security45€5k-
Remuneration and social security454/9€5k-
Other amounts payable47/48€6k€8k▲
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Remuneration, social security and pensions62€43k€22k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€377▼
Other operating charges640/8€2k€635▼
Gross operating margin9900€46k€16k▼
Operating profit (loss)9901€-9k€-8k▲
Financial income75/76B€548-
Recurring financial income75€548-
Financial charges65/66B€300€338▲
Recurring financial charges65€300€338▲
Profit (loss) for the period before taxes9903€-9k€-8k▲
Income taxes67/77€4-
Profit (loss) for the period9904€-9k€-8k▲
Profit (loss) for the period to be appropriated9905€-9k€-8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-31k€-39k▼
Profit (loss) brought forward from the previous period14P€-22k€-31k▼
Social balance
Average headcount (FTE)90871.0-
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 13 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-21k
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beloeil · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Vandervelde (Que) 287972 BeloeilGround area
712 m²
Building footprint
139 m²
Parcel 51050A0919/00B002, Wallonia. Linked by address, not a title deed.
1 establishment unit
NEO SERVICES
since 20212.323.392.993
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51050A0919/00B002 | Wallonia | 712 m² | 1 · 139 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GLORKX
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T-CONNECT
BE 0767.406.392
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TAXIPARTNER
BE 0775.568.052
Sint-Genesius-Rode · Eq €2k
RS DRIVE
BE 1017.075.286
Brussel · Eq €2k
BLTRADING
BE 0764.297.444
Vilvoorde · Eq €2k
Of 6,625 companies in sector 49330 we hold annual accounts for 2,254. 1,013 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2021
Fiscal year end31-12
Activities, NACEBEL
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
55204Guest rooms (bed and breakfast)
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
4 entriesE-mail:info@relax-transport.com
Phone:+32493326429
E-mail:info@neoservices.be
Phone:+32472092904