AB-LUXE SERVICES
ActiveThe computed 12-month bankruptcy probability of AB-LUXE SERVICES is 3.5% (moderate). The 2024 annual accounts show equity of €10k and a net result of €3k. Equity is growing by ~80.9% per year across the filed fiscal years. Its solvency ranks better than 25% of 6717 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability74▼-2
Solvency38▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
3.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.76 against 0.64 in 2023; short-term debt: 87.3% and cash: 9.7% of total assets), and 87.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
12.7%
Return on assets
4.1%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 6717 sector peers (2024).
NBB · sector comparisonPosition among 6717 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
30 d late
2023
29 d late
2022
32 d late
2021
31 d late
2020
31 d late
2019
85 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€19k▼ 37.9%
2019 · €30k
2019: €30k
2019 → 2020
EBIT margin
-25.3%▲ 52.5pp
2019 · -77.8%
2019: -77.8%
2019 → 2020
Net result
€3k▼ 10.7%
2023 · €4k
2019: €-23k
2020: €-5k
2021: €-4k
2022: €5k
2023: €4k
2019 → 2024
Working capital
€-17k▲ 15.0%
2023 · €-20k
2019: €-45k
2020: €-13k
2021: €-2k
2022: €-14k
2023: €-20k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€19k-
Equity€1k-€-2k€3k€7k▲ 116%€10k▲ 47.9%
Operating result€-5k-€-3k▲ 26.1%€5k€4k▼ 28.9%€4k▼ 7.3%
Net result€-5k-€-4k▲ 24.7%€5k€4k▼ 29.4%€3k▼ 10.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 7% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €82k
Fixed assets
€28k▲ 1.1%
Current assets
€54k▲ 49.4%
Equity and liabilities €82k
Equity
€10k▲ 47.9%
Debt
€71k▲ 26.3%
The debt ratio falls from 88.9% to 87.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€12k▲
2023 · €10k
Cash flow
€12k▲
2023 · €10k
Solvency
12.7%▲
2023 · 11.1%
Current ratio
0.76▲
2023 · 0.64
Quick ratio
0.76▲
2023 · 0.64
Debt / equity
6.86▼
2023 · 8.04
ROE
32.4%▼
2023 · 53.6%
ROA
4.1%▼
2023 · 5.9%
Interest coverage
58.86▼
2023 · 122.18
Debt
€71k▲
2023 · €56k
Debt ≤ 1 year
€71k▲
2023 · €56k
Staff costs
€4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€63k€82k▲
Fixed assets21/28€27k€28k▲
Tangible fixed assets22/27€27k€28k▲
Furniture and vehicles24€27k€28k▲
Current assets29/58€36k€54k▲
Amounts receivable within one year40/41€23k€46k▲
Trade receivables40€19k€46k▲
Other amounts receivable41€4k€335▼
Cash at bank and in hand54/58€13k€8k▼
Equity and liabilities
Total equity and liabilities10/49€63k€82k▲
Equity10/15€7k€10k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€814€4k▲
Amounts payable17/49€56k€71k▲
Amounts payable within one year42/48€56k€71k▲
Trade debts44€22k€33k▲
Suppliers440/4€22k€33k▲
Advances received on contracts in progress46-€10k
Taxes, remuneration and social security45€202€2k▲
Taxes450/3€202€2k▲
Other amounts payable47/48€34k€26k▼
Income statement
Code20232024
Remuneration, social security and pensions62-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€8k▲
Other operating charges640/8€30€5k▲
Gross operating margin9900€10k€21k▲
Operating profit (loss)9901€4k€4k▼
Financial income75/76B€4-
Recurring financial income75€4-
Financial charges65/66B€84€200▲
Recurring financial charges65€84€200▲
Profit (loss) for the period before taxes9903€4k€3k▼
Profit (loss) for the period9904€4k€3k▼
Profit (loss) for the period to be appropriated9905€4k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€814€4k▲
Profit (loss) brought forward from the previous period14P€-3k€814▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Back to profitnet €5k
Net result €5k after 3 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
24-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 85 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
06-01-2026
Guerbaz Anas: Resigned as Director
06-01-2026
Guerbaz Omar: Resigned as Director
09-07-2025
Zerli Hamza: Resigned as Director
07-07-2025
Dani Madani: Resigned as Director
30-05-2025
El Moussaoui Yassine: Resigned as Director
13-05-2025
Abbioui, Hamza: Resigned as Director
13-05-2025
Belkher Mohammed: Resigned as Director
01-04-2025
Amami Jamal: Resigned as Director
17-09-2024
Dani Madani: Resigned as Director
17-09-2024
Tarbi Adel: Resigned as Director
30-09-2020
Brognaux, Dominique: Resigned as Managing director
26-04-2019
ABBIOUI Mohamed Amine: Resigned as Manager
Location & real-estate footprint
Registered office, Enghien · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationstraat(E) 507850 EnghienGround area
547 m²
Building footprint
123 m²
Volume, LiDAR
1,378 m³
2 parcels, Wallonia · tallest building 14.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
AB-LUXE SERVICES
since 20192.287.184.873
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55033D0008/00Z010 | Wallonia | 345 m² | 1 · 66 m² | 14.4 m · 4 fl. |
| 52012A0782/00A000 | Wallonia | 202 m² | 1 · 57 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LUXE CARS TAXI
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COURRIER MESSAGERIE COLIS
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Of 7,002 companies in sector 49320 we hold annual accounts for 2,712. 2,091 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2019
Fiscal year end31-12
Activities, NACEBEL
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
49390Land transport and transport via pipelines
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0465110864