ABG SERVICES
ActiveSummary
The computed 12-month bankruptcy probability of ABG SERVICES is 5.9% (elevated). The 2025 annual accounts show negative equity (-€4,132) and a net result of €4,200. Equity is shrinking by ~76.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 4718 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency0=
Growth38▲+16
Track record100
Bankruptcy probability, 12 months
5.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 4718 sector peers (2025).
NBB · sector comparisonPosition among 4718 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
on the day
2024
29 d late
2023
10 d late
2022
16 d early
2021
21 d early
2020
29 d late
2019
19 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 7 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Turnover
€5,552▲ 38.2%
2022 · €4,018
EBIT margin
-108.9%▼ 48.2pp
2022 · -60.8%
Net result
€4,200
2024 · -€5,485
Working capital
-€6,374▲ 56.2%
2024 · -€14,568
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€80,835▲ 61.7%€4,018▼ 95.0%€5,552▲ 38.2%
Operating result-€4,877▼ 178%-€2,442▲ 49.9%-€6,048▼ 148%-€5,379▲ 11.1%€4,620
Net result-€5,817below the sector's middle half▼ 126%-€1,881below the sector's middle half▲ 67.7%-€6,418below the sector's middle half▼ 241%-€5,485below the sector's middle half▲ 14.5%€4,200within the sector's middle half
EBIT margin-6.0%▼ 2.5pp-60.8%▼ 54.7pp-108.9%▼ 48.2pp
Equity€5,451below the sector's middle half▼ 51.6%€3,571below the sector's middle half▼ 34.5%-€2,847below the sector's middle half-€8,332below the sector's middle half▼ 193%-€4,132below the sector's middle half▲ 50.4%
Total assets€10,510below the sector's middle half▼ 35.7%€6,554below the sector's middle half▼ 37.6%€15,257below the sector's middle half▲ 133%€8,353below the sector's middle half▼ 45.3%€2,880below the sector's middle half▼ 65.5%
Debt€5,058▼ 0.4%€2,983▼ 41.0%€18,104▲ 507%€16,684▼ 7.8%€7,012▼ 58.0%
Working capital€1,764within the sector's middle half€3,473within the sector's middle half▲ 96.9%-€12,998below the sector's middle half-€14,568below the sector's middle half▼ 12.1%-€6,374within the sector's middle half▲ 56.2%
Solvency51.9%within the sector's middle half▼ 17.1pp54.5%within the sector's middle half▲ 2.6pp-18.7%below the sector's middle half▼ 73.1pp-99.7%below the sector's middle half▼ 81.1pp
Current ratio1.35within the sector's middle half▲ 0.382.16within the sector's middle half▲ 0.820.28below the sector's middle half▼ 1.880.13below the sector's middle half▼ 0.16
Return on assets (ROA)-55.3%below the sector's middle half▼ 39.6pp-28.7%below the sector's middle half▲ 26.6pp-42.1%below the sector's middle half▼ 13.4pp-65.7%below the sector's middle half▼ 23.6pp
above
within
below
the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4,620 after a loss of €5,379 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2,880
Fixed assets
€2,242 ▼ 64.1%
Current assets
€638 ▼ 69.8%
Key figures and ratios
EBITDA
€8,615▲
2024 · -€1,384
Cash flow
€8,194▲
2024 · -€1,490
Interest coverage
19.61▲
2024 · -13.06
Debt ≤ 1 year
€7,012▼
2024 · €16,684
Ratios withheld: a balance sheet total of €2,880 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,180 companies that looked in July 2024 the way this one looks now, 4.8% went bankrupt within 24 months and 89% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a profit of 5% of the balance sheet or more
4.8%
went bankrupt
5.8%
stopped otherwise
89%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 5.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,180 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €80,835 | €4,018 | €5,552 | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €79,538 | €6,075 | €8,499 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,006 | €37 | €1,931 | €3,994 | €3,994 | = |
| Other operating charges640/8 | €1,168 | €348 | €1,169 | €1,939 | €1,750 | ▼ 9.8% |
| Gross operating margin9900 | €1,297 | -€2,057 | -€2,948 | €555 | €10,365 | ▲ 1,768% |
| Operating profit (loss)9901 | -€4,877 | -€2,442 | -€6,048 | -€5,379 | €4,620 | ▲ 186% |
| Financial income75/76B | €22 | €2,145 | - | - | €18 | - |
| Recurring financial income75 | €22 | €2,145 | - | - | €18 | - |
| Non-recurring financial income76B | €22 | €2,145 | - | - | - | - |
| Financial charges65/66B | €962 | €1,584 | €370 | €106 | €439 | ▲ 314% |
| Recurring financial charges65 | €98 | €118 | €166 | €106 | €439 | ▲ 314% |
| Non-recurring financial charges66B | €864 | €1,467 | €204 | - | - | - |
| Profit (loss) for the period before taxes9903 | -€5,817 | -€1,881 | -€6,418 | -€5,485 | €4,200 | ▲ 177% |
| Profit (loss) for the period9904 | -€5,817 | -€1,881 | -€6,418 | -€5,485 | €4,200 | ▲ 177% |
| Profit (loss) for the period to be appropriated9905 | -€5,817 | -€1,881 | -€6,418 | -€5,485 | €4,200 | ▲ 177% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €10,510 | €6,554 | €15,257 | €8,353 | €2,880 | ▼ 65.5% |
| Fixed assets21/28 | €3,687 | €98 | €10,151 | €6,236 | €2,242 | ▼ 64.1% |
| Tangible fixed assets22/27 | €3,589 | - | €10,053 | €6,058 | €2,064 | ▼ 65.9% |
| Furniture and vehicles24 | €3,589 | - | €10,053 | €6,058 | €2,064 | ▼ 65.9% |
| Financial fixed assets28 | €98 | €98 | €98 | €178 | €178 | = |
| Current assets29/58 | €6,822 | €6,456 | €5,107 | €2,117 | €638 | ▼ 69.8% |
| Amounts receivable within one year40/41 | €4,308 | €5,220 | €1,947 | €1,104 | - | - |
| Other amounts receivable41 | €4,308 | €5,220 | €1,947 | €1,104 | - | - |
| Cash at bank and in hand54/58 | €2,515 | €1,235 | €3,160 | €1,013 | €357 | ▼ 64.7% |
| Deferred charges and accrued income490/1 | - | - | - | - | €281 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €10,510 | €6,554 | €15,257 | €8,353 | €2,880 | ▼ 65.5% |
| Equity10/15 | €5,451 | €3,571 | -€2,847 | -€8,332 | -€4,132 | ▲ 50.4% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Outside capital11 | €18,600 | €18,600 | €18,600 | - | - | - |
| Share premium1100/10 | €18,600 | €18,600 | €18,600 | - | - | - |
| Profit (loss) carried forward14 | -€13,149 | -€15,029 | -€21,447 | -€26,932 | -€22,732 | ▲ 15.6% |
| Amounts payable17/49 | €5,058 | €2,983 | €18,104 | €16,684 | €7,012 | ▼ 58.0% |
| Amounts payable within one year42/48 | €5,058 | €2,983 | €18,104 | €16,684 | €7,012 | ▼ 58.0% |
| Trade debts44 | €97 | - | €422 | €995 | €88 | ▼ 91.1% |
| Suppliers440/4 | €97 | - | €422 | €995 | €88 | ▼ 91.1% |
| Taxes, remuneration and social security45 | €116 | - | €325 | - | €15 | - |
| Taxes450/3 | €116 | - | €325 | - | €15 | - |
| Other amounts payable47/48 | €4,846 | €2,983 | €17,357 | €15,689 | €6,908 | ▼ 56.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€5,817 | -€1,881 | -€6,418 | -€5,485 | €4,200 | ▲ 177% |
| + Depreciation and write-downs630 | €5,006 | €37 | €1,931 | €3,994 | €3,994 | = |
| Operating cash flow (approximation) | -€810 | -€1,844 | -€4,487 | -€1,490 | €8,194 | ▲ 650% |
| Investment in fixed assets (approximation) | - | €3,553 | -€11,983 | -€80 | €0 | ▲ 100% |
| Change in cash | - | -€1,279 | €1,924 | -€2,147 | -€656 | ▲ 69.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €4,200
Net result €4,200 after 6 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
10-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 10 days late
2023
31-12
Financial
Weakest financial yearnet -€6,418
Net result drops to -€6,418, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 2 establishment units since 2019
Ground area
614 m²
Building footprint
145 m²
Volume, LiDAR
1,354 m³
2 parcels, Wallonia · tallest building 13.2 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
ABG SERVICES
since 20192.296.161.630
ABG SERVICES
since 20242.364.628.980
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55372C0059/00F102 | Wallonia | 491 m² | 1 · 107 m² | 11.3 m · 3 fl. |
| 53403G0398/00D000 | Wallonia | 124 m² | 1 · 38 m² | 13.2 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ELKOEDS
BE 0872.994.555
Antwerpen · Eq €3,568
MSR COMPANY
BE 0799.759.258
Ichtegem · Eq €3,559
Taxi Da Vinci Gent
BE 0793.120.894
Gent · Eq €3,584
Taxi Phone
BE 0654.965.972
Antwerpen · Eq €3,604
SPIK JR
BE 0670.729.858
Schaarbeek · Eq €3,636
Of 6,683 companies in sector 49330 we hold annual accounts for 2,299. 1,513 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-02-2019
Fiscal year end31-12
Activities, NACEBEL 2025
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
E-invoicing
Reachable via Peppol
Peppol ID
0208:0720496697
Also
9925:BE0720496697
Registered
07-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.