nb3
ActiveThe file of nb3 contains 2 historical bankruptcy publications, as published in the Belgian State Gazette.
Summary
For nb3, one filing cycle of the annual accounts is missing. The computed 12-month bankruptcy probability is 0.5% (very low). The 2024 annual accounts show equity of €1.12M and a net result of €233k. Equity is growing by ~22.7% per year across the filed fiscal years. Its solvency ranks better than 67% of 8966 sector peers (fiscal year 2024).
Checked score
No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Filing: One filing cycle is missing
Axes, FY 2024 · tick = 2023
Profitability87▲+3
Solvency96=
Growth78=
Track record85
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts not filed
The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record, 236 days later.
NBB · 10 filingsPosition against the passed deadline
30-06-2025 close31-01-2026 deadline24-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 12-02-2025, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
12 d late
2023
378 d late
2022
743 d late
2021
on the day
2020
79 d late
2019
445 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€1.12M▲ 26.2%
2023 · €888k
2019: €324k
2020: €441k
2021: €576k
2022: €739k
2023: €888k
2019 → 2024
Total assets
€1.58M▲ 27.2%
2023 · €1.24M
2019: €684k
2020: €768k
2021: €843k
2022: €1.05M
2023: €1.24M
2019 → 2024
Net result
€233k▲ 56.0%
2023 · €149k
2019: €83k
2020: €118k
2021: €134k
2022: €163k
2023: €149k
2019 → 2024
Working capital
€1.07M▲ 26.1%
2023 · €846k
2019: €333k
2020: €438k
2021: €564k
2022: €708k
2023: €846k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€441k-€576k▲ 30.4%€739k▲ 28.4%€888k▲ 20.2%€1.12M▲ 26.2%
Operating result€175k-€201k▲ 15.0%€267k▲ 32.8%€211k▼ 20.9%€279k▲ 32.3%
Net result€118k-€134k▲ 14.1%€163k▲ 21.7%€149k▼ 8.6%€233k▲ 56.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 32% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.58M
Fixed assets
€156k ▼ 3.4%
Current assets
€1.43M ▲ 31.8%
Equity and liabilities €1.58M
Equity
€1.12M ▲ 26.2%
Debt
€460k ▲ 29.7%
Debt's share of the balance-sheet total rises from 28.5% to 29.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€285k▲
2023 · €217k
Cash flow
€238k▲
2023 · €155k
Current ratio
3.98▼
2023 · 4.60
Debt to equity
0.41▲
2023 · 0.40
ROE
20.8%▲
2023 · 16.8%
ROA
14.7%▲
2023 · 12.0%
Interest coverage
27.12▲
2023 · 20.10
Debt ≤ 1 year
€358k▲
2023 · €235k
Debt > 1 year
€102k▼
2023 · €118k
Income taxes
€81k▲
2023 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.24M€1.58M▲
Fixed assets21/28€161k€156k▼
Tangible fixed assets22/27€161k€156k▼
Land and buildings22€161k€156k▼
Current assets29/58€1.08M€1.43M▲
Amounts receivable within one year40/41€1.00M€1.40M▲
Trade receivables40€220k€456k▲
Other amounts receivable41€781k€947k▲
Cash at bank and in hand54/58€77k€22k▼
Deferred charges and accrued income490/1€3k€343▼
Equity and liabilities
Total equity and liabilities10/49€1.24M€1.58M▲
Equity10/15€888k€1.12M▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€880k€1.11M▲
Amounts payable17/49€355k€460k▲
Amounts payable after more than one year17€118k€102k▼
Financial debts170/4€118k€102k▼
Amounts payable within one year42/48€235k€358k▲
Current portion of amounts payable after more than one year42€16k€17k▲
Trade debts44€8k€10k▲
Suppliers440/4€8k€10k▲
Taxes, remuneration and social security45€211k€332k▲
Taxes450/3€211k€332k▲
Accrued charges and deferred income492/3€977€79▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A€4k€3k▼
Gross operating margin9900€223k€288k▲
Operating profit (loss)9901€211k€279k▲
Financial income75/76B€0€45k▲
Recurring financial income75€0€45k▲
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€200k€314k▲
Income taxes67/77€51k€81k▲
Profit (loss) for the period9904€149k€233k▲
Profit (loss) for the period to be appropriated9905€149k€233k▲
Appropriation of the result
Profit (loss) to be appropriated9906€880k€1.11M▲
Profit (loss) brought forward from the previous period14P€731k€880k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
12-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
12-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 378 days late
12-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 743 days late
2024
20-11
Bankruptcy
Bankruptcy reversal
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · NB3 BVBA PASTOOR VAN DE WOUWER- STRAAT 31, 2600 BERCHEM (ANTWERPEN) · event 14-11-2024
16-10
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · NB3 BVBA PASTOOR VAN DE WOUWERSTRAAT 31, 2600 BERCHEM (ANTWERPEN) · event 10-10-2024
30-06
Financial
Highest result since 2019net €233k ▲56%
Operating result €279k, net result €233k, both a record.
30-06
Financial
Equity above €1MEq €1.12M ▲26.2%
6 profitable years in a row build equity to €1.12M.
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €500kEq €576k ▲30.4%
3 profitable years in a row build equity to €576k.
20-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 79 days late
20-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 445 days late
2019
24-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Show earlier events
2018
24-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
28-01
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pastoor Van de Wouwerstraat 312600 AntwerpenGround area
217 m²
Building footprint
94 m²
Volume, LiDAR
964 m³
Parcel 11303C0286/00L013, Flanders · tallest building 11.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
nb3
since 20062.157.173.496
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303C0286/00L013 | Flanders | 217 m² | 1 · 94 m² | 11.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | BORG MOESTERMANS SUIKERRUI 5,
2000 ANTWERPEN 1 |
10-10-2024 → 14-11-2024 |
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Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 2,860 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-10-2006
Fiscal year end30-06
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.