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nb3

Active
Private limited company (pre-2019)founded 200619 yrs activePastoor Van de Wouwerstraat 31, 2600 Antwerpen, BelgiumKBO/BCE: BE 0884.447.285

The file of nb3 contains 2 historical bankruptcy publications, as published in the Belgian State Gazette.

Summary

For nb3, one filing cycle of the annual accounts is missing. The computed 12-month bankruptcy probability is 0.5% (very low). The 2024 annual accounts show equity of €1.1m and a net result of €232,899. Equity is growing by ~22.7% per year across the filed fiscal years. Its solvency ranks better than 67% of 8966 sector peers (fiscal year 2024).

Checked score

No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Filing: One filing cycle is missing
Axes, FY 2024 · tick = 2023
Profitability87▲+3
Solvency96=
Growth78=
Track record85
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 19 years 0 20 y
neutral · Prior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.
Belgian State Gazette
raises risk · Annual accounts not filed
The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record, 239 days later.
NBB · 10 filings
Position against the passed deadline
30-06-2025 close31-01-2026 deadline27-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 12-02-2025, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
12 d late
2023
378 d late
2022
743 d late
2021
on the day
2020
79 d late
2019
445 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 276 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 20 October 2006, nb3 was incorporated.1 Total assets went from EUR 684,311 in 2019 to EUR 1.6 million in 2024.2 The company was declared bankrupt on 10 October 2024.3

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2024
  3. 3Belgian State Gazette, 16-10-2024

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Financials · fiscal year 2024, micro schema

Equity
€1.1m▲ 26.2%
2023 · €888,124
Total assets
€1.6m▲ 27.2%
2023 · €1.2m
Net result
€232,899▲ 56.0%
2023 · €149,287
Working capital
€1.1m▲ 26.1%
2023 · €846,497
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€174,894▲ 34.8%€201,105▲ 15.0%€267,007▲ 32.8%€211,074▼ 20.9%€279,157▲ 32.3%
Net result€117,616▲ 41.2%€134,200▲ 14.1%€163,261▲ 21.7%€149,287▼ 8.6%€232,899▲ 56.0%
Equity€441,377▲ 36.3%€575,577▲ 30.4%€738,837▲ 28.4%€888,124▲ 20.2%€1.1m▲ 26.2%
Total assets€767,794▲ 12.2%€842,825▲ 9.8%€1.0m▲ 24.2%€1.2m▲ 18.7%€1.6m▲ 27.2%
Debt€326,417▼ 9.5%€267,248▼ 18.1%€308,016▲ 15.3%€354,534▲ 15.1%€459,719▲ 29.7%
Working capital€438,046▲ 31.7%€564,307▲ 28.8%€708,295▲ 25.5%€846,497▲ 19.5%€1.1m▲ 26.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000€300,000Operating result 2020: €174,894€174,894Net result 2020: €117,616€117,616Operating result 2021: €201,105€201,105Net result 2021: €134,200€134,200Operating result 2022: €267,007€267,007Net result 2022: €163,261€163,261Operating result 2023: €211,074€211,074Net result 2023: €149,287€149,287Operating result 2024: €279,157€279,157Net result 2024: €232,899€232,89920202021202220232024€0€100,000€200,000€300,000Operating result 2022: €267,007€267,000Net result 2022: €163,261€163,000Operating result 2023: €211,074€211,000Net result 2023: €149,287€149,000Operating result 2024: €279,157€279,000Net result 2024: €232,899€233,000202220232024
The operating result recovers in 2024; 2024 is 32% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.6m
Fixed assets €155,582 ▼ 3.4%
Current assets €1.4m ▲ 31.8%
Equity and liabilities €1.6m
Equity €1.1m ▲ 26.2%
Debt €459,719 ▲ 29.7%
Debt's share of the balance-sheet total rises from 28.5% to 29.1%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€284,602▲
2023 · €216,882
Cash flow
€238,344▲
2023 · €155,095
Current ratio
3.98▼
2023 · 4.60
Debt to equity
0.41▲
2023 · 0.40
ROE
20.8%▲
2023 · 16.8%
ROA
14.7%▲
2023 · 12.0%
Interest coverage
27.12▲
2023 · 20.10
Debt ≤ 1 year
€358,135▲
2023 · €235,134
Debt > 1 year
€101,505▼
2023 · €118,422
Income taxes
€81,000▲
2023 · €51,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet Code20232024
Assets
Total assets20/58€1.2m€1.6m▲
Fixed assets21/28€161,027€155,582▼
Tangible fixed assets22/27€161,027€155,582▼
Land and buildings22€161,027€155,582▼
Current assets29/58€1.1m€1.4m▲
Amounts receivable within one year40/41€1.0m€1.4m▲
Trade receivables40€220,092€455,708▲
Other amounts receivable41€781,236€947,382▲
Cash at bank and in hand54/58€77,108€21,726▼
Deferred charges and accrued income490/1€3,194€343▼
Equity and liabilities
Total equity and liabilities10/49€1.2m€1.6m▲
Equity10/15€888,124€1.1m▲
Contributions10/11€6,200€6,200=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Profit (loss) carried forward14€880,064€1.1m▲
Amounts payable17/49€354,534€459,719▲
Amounts payable after more than one year17€118,422€101,505▼
Financial debts170/4€118,422€101,505▼
Amounts payable within one year42/48€235,134€358,135▲
Current portion of amounts payable after more than one year42€16,035€16,917▲
Trade debts44€8,484€9,605▲
Suppliers440/4€8,484€9,605▲
Taxes, remuneration and social security45€210,615€331,613▲
Taxes450/3€210,615€331,613▲
Accrued charges and deferred income492/3€977€79▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,808€5,445▼
Other operating charges640/8€1,709€1,033▼
Non-recurring operating charges66A€4,320€2,552▼
Gross operating margin9900€222,911€288,187▲
Operating profit (loss)9901€211,074€279,157▲
Financial income75/76B€0€45,237▲
Recurring financial income75€0€45,237▲
Financial charges65/66B€10,788€10,495▼
Recurring financial charges65€10,788€10,495▼
Profit (loss) for the period before taxes9903€200,287€313,899▲
Income taxes67/77€51,000€81,000▲
Profit (loss) for the period9904€149,287€232,899▲
Profit (loss) for the period to be appropriated9905€149,287€232,899▲
Appropriation of the result
Profit (loss) to be appropriated9906€880,064€1.1m▲
Profit (loss) brought forward from the previous period14P€730,777€880,064▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,270€6,009€5,808€5,808€5,445▼ 6.3%
Other operating charges640/8--€2,205€1,709€1,033▼ 39.6%
Non-recurring operating charges66A--€300€4,320€2,552▼ 40.9%
Gross operating margin9900€183,723€225,748€275,321€222,911€288,187▲ 29.3%
Operating profit (loss)9901€174,894€201,105€267,007€211,074€279,157▲ 32.3%
Financial income75/76B--€17,944€0€45,237▲ 12,924,646%
Recurring financial income75€0€4€1€0€45,237▲ 12,924,646%
Non-recurring financial income76B--€17,944---
Financial charges65/66B--€10,077€10,788€10,495▼ 2.7%
Recurring financial charges65€11,803€15,909€10,077€10,788€10,495▼ 2.7%
Profit (loss) for the period before taxes9903€163,091€185,200€274,875€200,287€313,899▲ 56.7%
Income taxes67/77€45,476€51,000€111,614€51,000€81,000▲ 58.8%
Profit (loss) for the period9904€117,616€134,200€163,261€149,287€232,899▲ 56.0%
Profit (loss) for the period to be appropriated9905€117,616€134,200€163,261€149,287€232,899▲ 56.0%
Line20202021202220232024Change
Assets
Total assets20/58€767,794€842,825€1.0m€1.2m€1.6m▲ 27.2%
Fixed assets21/28€178,652€172,643€166,835€161,027€155,582▼ 3.4%
Tangible fixed assets22/27€178,652€172,643€166,835€161,027€155,582▼ 3.4%
Land and buildings22--€166,472€161,027€155,582▼ 3.4%
Furniture and vehicles24--€363---
Current assets29/58€589,142€670,182€880,019€1.1m€1.4m▲ 31.8%
Amounts receivable within one year40/41€568,683€667,356€849,419€1.0m€1.4m▲ 40.1%
Trade receivables40--€157,823€220,092€455,708▲ 107%
Other amounts receivable41--€691,596€781,236€947,382▲ 21.3%
Cash at bank and in hand54/58€16,975€43€27,129€77,108€21,726▼ 71.8%
Deferred charges and accrued income490/1--€3,471€3,194€343▼ 89.3%
Equity and liabilities
Total equity and liabilities10/49€767,794€842,825€1.0m€1.2m€1.6m▲ 27.2%
Equity10/15€441,377€575,577€738,837€888,124€1.1m▲ 26.2%
Contributions10/11--€6,200€6,200€6,200=
Reserves13€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1--€1,860€1,860€1,860=
Reserves not available under the articles1311--€1,860€1,860€1,860=
Profit (loss) carried forward14€433,317€567,517€730,777€880,064€1.1m▲ 26.5%
Amounts payable17/49€326,417€267,248€308,016€354,534€459,719▲ 29.7%
Amounts payable after more than one year17€165,927€149,657€134,458€118,422€101,505▼ 14.3%
Financial debts170/4--€134,458€118,422€101,505▼ 14.3%
Amounts payable within one year42/48€151,097€105,874€171,723€235,134€358,135▲ 52.3%
Current portion of amounts payable after more than one year42--€15,199€16,035€16,917▲ 5.5%
Trade debts44€44,932€13,099€10,722€8,484€9,605▲ 13.2%
Suppliers440/4--€10,722€8,484€9,605▲ 13.2%
Taxes, remuneration and social security45--€145,802€210,615€331,613▲ 57.4%
Taxes450/3--€145,802€210,615€331,613▲ 57.4%
Accrued charges and deferred income492/3--€1,835€977€79▼ 91.9%
Line20202021202220232024Change
Profit (loss) for the period9904€117,616€134,200€163,261€149,287€232,899▲ 56.0%
+ Depreciation and write-downs630€6,270€6,009€5,808€5,808€5,445▼ 6.3%
Operating cash flow (approximation)€123,886€140,208€169,069€155,095€238,344▲ 53.7%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€16,933€27,086€49,980-€55,382▼ 211%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
12-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
12-02
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 378 days late
12-02
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 743 days late
2024
20-11
Bankruptcy Bankruptcy reversal
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · event 14-11-2024
16-10
Bankruptcy Opening
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · event 10-10-2024
30-06
Financial Highest result since 2019net €232,899 ▲56%
Operating result €279,157, net result €232,899, both a record.
30-06
Financial Equity above €1mEq €1.1m ▲26.2%
6 profitable years in a row build equity to €1.1m.
2022
31-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial Equity above €500,000Eq €575,577 ▲30.4%
3 profitable years in a row build equity to €575,577.
20-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 79 days late
20-04
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 445 days late
2019
24-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
Show earlier events
2018
24-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
25-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
28-01
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2006
seat establishment The establishment unit on the map
Ground area
217 m²
Building footprint
94 m²
Volume, LiDAR
964 m³
Parcel 11303C0286/00L013, Flanders · tallest building 11.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
nb3
Pastoor Van de Wouwerstraat 31, 2600 AntwerpenNACE 7414101
since 20062.157.173.496
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11303C0286/00L013 Flanders 217 m² 1 · 94 m² 11.4 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator BORG MOESTERMANS
SUIKERRUI 5, 2000 ANTWERPEN 1
10-10-2024 → 14-11-2024

Similar companies · same sector, comparable size

Of 13,417 companies in sector 73300 we hold annual accounts for 6,899. 2,861 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded20-10-2006
Fiscal year end30-06
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0884447285
Also 9925:BE0884447285
Registered 11-01-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.