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Morane Creative

Active Private limited companyfounded 2024active for 2 yearsAvenue du 16-Juin-1815, Ligny 40, 5140 SombreffeKBO/BCE: BE 1005.687.387

Lifetime

2 annual accounts with figures on one time axis
peak €33,117 (2025)
€33,117▲ 34.2%
peak €24,028 (2025)
€24,028▲ 27.8%
peak €45,833 (2025)
€45,833▲ 110%
€30,712▼ 8.0%
Board1 name since 2024
Documentsfilings and deeds
22-07-20269 days before the deadline
2025micro format
Gross margin from €24,673 to €33,117Result from €18,805 to €24,028Equity from €21,805 to €45,833Investments €47,569Cash from €24,244 to €7,424

Key points

from the 2025 annual accounts

Turnover

≈ €88,000 estimated

The micro format states no turnover.

Investments

€47,569 26.3 × depreciation
20242025

Green is investment, beige is depreciation.

Liquidity

0.97 was 1.62 in 2024

Short-term debts fell from €33,397 to €30,712.

Checked score

67
Healthy
Financially stronger than 66% of micro companies in advertising and market research (NACE 73)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 11,231 companies (NACE 73, micro).

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 03-2025: 1.2% 04-2025: 1.3%▲ +0.1 percentage points vs 03-2025 05-2025: 1.3%● unchanged vs 04-2025 06-2025: 1.4%▲ +0.1 percentage points vs 05-2025 07-2025: 1.4%● unchanged vs 06-2025 08-2025: 1.5%▲ +0.1 percentage points vs 07-2025highest value 09-2025: 0.3%▼ -1.2 percentage points vs 08-2025lowest value 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.4%▲ +0.1 percentage points vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 1.2%▲ +0.8 percentage points vs 07-2026 09-2026: 1.2%● unchanged vs 08-2026 10-2026: 1.2%● unchanged vs 09-2026 11-2026: 1.2%● unchanged vs 10-2026

Financial strength
Strong

85+20equity 59.9% of total assets
43-25short-term debt 40.1% · cash 9.7%
100=return on assets 31.4%

Score breakdown

raises risk
Founded in 2024
1 change of registered office in 24 months
Size: total assets €76,546
lowers risk
Sector: Advertising, market research and public relations activities (NACE 73)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 58% of them on solvency, 27% on liquidity, 88% on profitability and 92% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as Morane Creative has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of Morane Creative itself: 1.2% within 12 months.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for Morane Creative. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €3,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.97 (1.62 in 2024), below 1. Short-term debt is 40.1% and cash 9.7% of total assets. 40.1% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Advertising, market research and public relations activities (NACE 73)
KBO
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Size: total assets €76,546
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
9 days early
2024
21 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 6 days after the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Board and ownership

GM
Director, since 06-02-2024
  • GOESSENS Morane Maria Roseline 100 sharesdeed of 08-02-2024
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1005687387
Registered office moved from Les Bons Villers to Ligny New registered office: Avenue du 16juin 1815 n°40 à 5140 Ligny · Previous registered office: Rue Octave Staumont 4/4, 6210 Les Bons Villers · General meeting of 25-11-2024 · Gazette deed
Incorporation Founding capital of €3,000, 100 shares · Founder: GOESSENS Morane Maria Roseline (comparant) · Appointment: GOESSENS Morane Maria Roseline (director) · published on 08-02-2024 · Gazette deed
First establishment Rue Octave Staumont 4/4, Les Bons Villers
All 6 events

Comparable companies

same main activity, similar in size and age
Company
Morane Creative Sombreffe €76,546 €33,117 59.9% -
ARCAH Hasselt €73,079 €31,735 21.4% -
Inter Pares Ghent €81,020 €33,173 15.5% -
RESILIENCY Tubize €66,665 €36,110 30.4% -
LOVICO Kruisem €75,452 €34,542 72.2% -
GEGA Consulting Lier €81,012 €35,952 84.8% -
Bloom Agency Thimister-Clermont €72,784 €27,547 71.8% -

These companies have the same main activity as Morane Creative: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €66,700 and €81,000, founded between 2023 and 2024.

Official details

Source: KBO
Status
Active since 06-02-2024Normal situation
Activity
Public relations and communication consultancyNACE 73300and 5 others
Establishment unit
2.355.525.3336210 Les Bons Villers, since 06-02-2024
Financial year end
31 December
Peppol
Reachable since 21-03-2025
Company details

Annual accounts 2025

€76,546▲ 38.7%
Filing
Filed on 22-07-2026, 9 days before the end of the filing period
Financials

Insights on Morane Creative

Morane Creative has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45,833 and a net result of €24,028.

Its solvency ranks better than 56% of 8,617 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Morane Creative

What is the company number of Morane Creative?
The company number of Morane Creative is 1005.687.387. The VAT number is the same number with BE in front: BE 1005.687.387.
Where is Morane Creative based?
The registered office is at Avenue du 16-Juin-1815, Ligny 40, 5140 Sombreffe.Company details
What does Morane Creative do?
According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
What is the legal form of Morane Creative?
Morane Creative is a private limited company (BV).
When was Morane Creative founded?
Morane Creative was founded on 06-02-2024.
Is Morane Creative still active?
Yes, Morane Creative is an active enterprise in the KBO register.
What is the turnover of Morane Creative?
The turnover in financial year 2025 is ≈ €88,000. This figure is estimated from the gross margin of €33,117 and 45 comparable companies (NACE 73). It probably lies between €61,000 and €120,000.Financials
Is Morane Creative profitable?
In financial year 2025, Morane Creative made a profit of €24,028.
Where can I find the annual accounts of Morane Creative?
Morane Creative filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Morane Creative due?
Morane Creative must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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