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ARCAH

Active
Daaleindestraat 49 ·3720 Hasselt, Belgium
KBO/BCE: BE 1005.038.378
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Age2 yrs
Real estate1 parcel · 1,568 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ARCAH is 1.6% (moderate). The 2024 annual accounts show equity of €21k and a net result of €19k. Its solvency ranks better than 22% of 2547 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 2547 sector peers (2024).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 10-07-2025 21 d early 2025-00280422

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.6% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€19k
Working capital€-10k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 10-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 73, Advertising & market research · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 20.8% 56.2%
better than 22% of 2547 sector peers
Net result €19k €19k
better than 50% of 2549 sector peers
Equity €21k €43k
better than 32% of 2547 sector peers
Gross operating margin €43k €37k
better than 54% of 2546 sector peers
Total assets €101k €93k
better than 53% of 2549 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€41k
Net profit€19k
Cash flow€32k
Staff costs-
Income taxes€7k
Dividends-
Total assets€101k
Equity€21k
Debt€80k
of which ≤ 1y€38k
of which > 1y€41k
Working capital€-10k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.75
Quick ratio0.75
Working capital ratio-9.5%
Solvency20.8%
Debt / equity3.80
Long-term debt ratio1.96
Interest coverage27.37
Gross margin-
Net margin-
ROA18.9%
ROE90.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€101k
Fixed assets 21/28€72k
Tangible fixed assets 22/27€72k
Current assets 29/58€28k
Amounts receivable within one year 40/41€12k
Cash & bank 54/58€14k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€101k
Equity 10/15€21k
Contributions / capital 10/11€2k
Reserves 13€19k
Amounts payable 17/49€80k
Amounts payable after one year 17€41k
Amounts payable within one year 42/48€38k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€43k
Operating result 9901€27k
Financial income 75€8
Financial charges 65€1k
Result before taxes 9903€26k
Income taxes 67/77€7k
Net result for the period 9904€19k
Result to be appropriated 9905€19k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
48 / 100 Fair
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Daaleindestraat 493720 Hasselt

Establishment units

1 location
ARCAH
Daaleindestraat 49, 3720 HasseltGroothandel in auto's en lichte bestelwagens (= 3,5 ton)
since 20242.355.419.425
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,568 m²
Buildings1
Building footprint154 m²
Volume (LiDAR)809 m³
Tallest building7.7 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73040C0744/00F000 Flanders 1,568 m² 1 · 154 m² 7.7 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

4 of 5 axes measured
Health48Profitability100Solvency21Growth-Stability67
59 / 100

Mixed profile: strong on profitability, weaker on solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 48
Profitability 100
Solvency 21
Growth -
Stability 67

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 2,266 of the 13,472 companies in this sector. 1,851 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Adviesbureaus op het gebied van public relations en communicatie70210Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Holdings64200Activiteiten van holdings64210Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige vormen van onderwijs85599Overige persoonlijke diensten96999
Primary activity highlighted.
Names & trade names
Legal nameNL ARCAH
Registered office
Daaleindestraat 49
3720 Hasselt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.